Patent classifications
G07F19/00
MODULAR DEVICE MESH NETWORK FOR ASSOCIATED DEVICE INTEGRATION
Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine and one or more auxiliary devices on the same local network. In particular, the system may assign exclusive control over an automated device and one or more auxiliary devices to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions.
Financial terminal that automatically reconfigures into different financial processing terminal types
An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
System and method for deposit and withdrawal service using automated teller machine and computer program for the same
A deposit and withdrawal service system using Automated Teller Machine (ATM) includes a communication module configured to receive a transaction request associated with a customer's asset managed by an institution from the ATM, and transmit a processing result received from the institution in response to the transaction request to the ATM, and a statement conversion module configured to convert the transaction request received from the ATM into aggregated details data that is independent from the ATM, and convert the processing result received from the institution into statement details data corresponding to the ATM having requested the transaction. The communication module is further configured to transmit the aggregated details data to the institution, receive the processing result from the institution, and transmit the processing result to the ATM as the statement details data. According to the deposit and withdrawal service system, it is possible to standardize a task structure between the ATM operating institution and the institution, and deposit and withdraw the customer's points or loans managed by the institution such as a Fintech institution or a card company via the ATM through a relaying function provided by the deposit and withdrawal service system.
Machine-implemented two-part bank-card-backed financial transactions
A cash-dispensing machine (e.g., a casino kiosk or bank ATM) enables a user to use a bank card (e.g., a credit or debit card) to purchase a negotiable instrument via a quasi-cash transaction, redeem the negotiable instrument, and dispense paper currency for the redeemed negotiable instrument without having to go elsewhere (e.g., a casino cage) to redeem the negotiable instrument. The machine enables a user-verification process to be performed to verify the identity of the user before allowing the negotiable instrument to be redeemed.
Banknote acceptor feeder device
A banknote feeder device (3) configured to interconnect and operate in conjunction with a banknote acceptor apparatus (2), the banknote feeder device (3) comprising a banknote transport mechanism operable, when the banknote feeder device (3) is connected to the banknote acceptor apparatus (2), to transport a banknote from a banknote input aperture to a banknote output aperture. The banknote transport mechanism comprises a linear succession of spaced-apart pairs of transport wheels (22) and each transport wheel extends at least partially through a banknote transport conduit surface into an interior cavity of the banknote transport conduit between the banknote input aperture and the banknote output aperture.
Secure safe apparatus and system
In an embodiment, a secure safe apparatus is provided. The apparatus comprises a base and a bollard. The bollard comprises a first portion and a second portion manufactured as a single vertical member. The first portion is of sufficient length to extend below a bottom surface of the base into ground at a site where the secure safe apparatus is set. The second portion is of sufficient length to extend through a thickness of the base and above a top surface of the base. The second portion is adapted to be inserted through an aperture in a floor of a safe and affixed to an interior beam manufactured within an inside of the safe to affix the second portion to the beam.
Modification of transaction fees
A method implemented on an electronic computing device includes receiving a request for an automated teller machine (ATM) transaction from an ATM. Authentication credentials are received of a customer of the ATM. The authentication credentials are associated with the request for the ATM transaction. A notification is received of a failure to execute the ATM transaction at the ATM. In response to the receiving a notification of the failure, a fee modification is issued to the customer of the ATM. The fee modification permits modification of a transaction fee associated with a subsequent ATM transaction at an alternative ATM.
STACKING AND DISPENSING MODULE
A stacking and dispensing module (2) for use in an automatic teller machine (4), the module is configured to be arranged in connection with a banknote storage unit (6) comprising a banknote tray (8) on which banknotes (10) are stacked, the stacking and dispensing module (2) is configured to be in a banknote stacking mode, when banknotes are stacked in said storage unit (6), and in a banknote dispensing mode, when banknotes are dispensed from said storage unit (6). A stacking wheel member (12) is active both during the banknote stacking mode and during the banknote dispensing mode, and that the rotation of the stacking wheel member (12) is configured to be controlled by a first direct current (DC) motor (20), and the rotation of a dispensing wheel member (16) is configured to be controlled by a second DC motor (22). The module further comprises:—a current measuring unit (24) configured to measure the currents applied to drive said first and second DC motors (20, 22) and to generate current signals (26, 28) in dependence thereto,—a control unit (30) configured to receive said current signals (26, 28), wherein the control unit (30) is configured to evaluate said current signals (26, 28) and to determine control signals (32, 34) for various functions of said module in dependence of said evaluation, and to apply said control signals for controlling said functions.
THE AUTOMATED SALESMAN MACHINE (ASM)/AUTOMATED ELECTRONIC TROLLEY (AET)
A method or a system, automatically and electronically ensures that customer pays for all goods picked up and the customer takes out of the shop only goods paid for. All this is done without the need of a shop teller and finally without the need of a shop supervisor to periodically crosscheck and ensure that the total amount of money collected by the shop teller (within a period) equals the total value of goods disbursed. The resultant of this system are the shop runs can run a totally cashless shop; reduce human resource by a significant percentage; shop can be opened 24/7; no more queues at shop teller points even during peak periods or major sales.
METHOD AND SYSTEM FOR CARDLESS DISBURSEMENT FROM AN AUTOMATED TELLER MACHINE
A method for cardless withdrawal from an automated teller machine includes: receiving, by an input device of an automated teller machine (ATM), user input comprising at least: a first code, a device identifier associated with a computing device, and a transaction amount; electronically transmitting, by the ATM, at least the first code, device identifier, and the transaction amount to a first computing system; receiving, by a receiving device of the ATM, a transaction account number from the first computing system; electronically transmitting, by the ATM, a withdrawal request including at least the transaction account number and the transaction amount to an acquiring institution; receiving, by the receiving device of the ATM, an indication from the acquiring institution that indicates approval of the withdrawal request; and dispensing, by a dispensing module of the ATM, one or more payment instruments having a value equivalent to the transaction amount.