A balance card the always maintains a balance between $0.00 and $0.99 that provides cents amount to any transaction involving a dollar amount and cents amount. If the card balance is high enough to cover the cents amount of the transaction, that is subtracted from the card. If the card balance is not high enough, the total transaction amount is augmented by $1.00 and the change amount from this is added to the card.

A balance card the always maintains a balance between $0.00 and $0.99 that provides cents amount to any transaction involving a dollar amount and cents amount. If the card balance is high enough to cover the cents amount of the transaction, that is subtracted from the card. If the card balance is not high enough, the total transaction amount is augmented by $1.00 and the change amount from this is added to the card.

A money handling system configured to handle cash that is given and received when commodity transaction is performed, is composed of: a cash settlement apparatus configured to, in a case where cash corresponding to a difference between a total amount of deposited money paid for a commodity price by a customer and the commodity price is required to be paid as change to the customer, execute either a process of dispensing the change or a process of issuing a change ticket including information that specifies an amount of the change; a change handling apparatus configured to, in order to pay not-yet-dispensed change to the customer, obtain the information included in the change ticket and specify an amount of the not-yet-dispensed change; and a cash management apparatus communicably connected to the cash settlement apparatus and the change handling apparatus, and configured to manage information regarding the not-yet-dispensed change for which the change ticket has been issued. The change that has not been dispensed from the cash settlement apparatus can be dispensed from the change handling apparatus by using the change ticket.

In one embodiment, a money dispensing device has a storage device, an attaching/detaching mechanism and a control device. The attaching/detaching mechanism detachably supports a storage bag. When the storage device to store money has overflowed, the money stored in the storage device is discharged to a storage bag. The control device outputs information indicating that the storage bag is not attached when the storage bag is not attached to the attaching/detaching mechanism.

In one embodiment, a money dispensing device has a storage device, an attaching/detaching mechanism and a control device. The attaching/detaching mechanism detachably supports a storage bag. When the storage device to store money has overflowed, the money stored in the storage device is discharged to a storage bag. The control device outputs information indicating that the storage bag is not attached when the storage bag is not attached to the attaching/detaching mechanism.

A money handling apparatus comprises a housing; a first cassette attachment unit and a second cassette attachment unit that are provided in the housing; a first transport unit that performs a depositing processing to deposit money from a first cassette, attached to the first cassette attachment unit, into the housing; a second transport unit that performs a dispensing processing to dispense money from the housing as a change fund into a second cassette that is attached to the second cassette attachment unit; and processing circuitry configured to control the first transport unit and the second transport unit.

A money handling apparatus comprises a housing, a first cassette attachment unit and a second cassette attachment unit that are provided in the housing; a first transport unit that performs a depositing processing to deposit money from a first cassette, attached to the first cassette attachment unit, into the housing; a second transport unit that performs a dispensing processing to dispense money from the housing as a change fund into a second cassette that is attached to the second cassette attachment unit; and processing circuitry configured to control the first transport unit and control the second transport unit such that the dispensing processing of the change fund is performed before the depositing processing of the money.

In one embodiment, a method for conducting a model-based chargeback representment includes acquiring, by a transaction processing system, a record of a chargeback asserted by a customer against a merchant for a transaction. The method includes determining, by the transaction processing system and using a chargeback representment model, a confidence of asserting chargeback representment for the chargeback, wherein the chargeback representment model is trained to predict the success of a chargeback representment based on analyzing the context and characteristics of a chargeback. The method includes facilitating, by the transaction processing system, chargeback representment for the chargeback for the transaction. The method includes receiving, by the transaction processing system, results of the chargeback representment for the chargeback. The method includes providing, by the transaction processing system, the results of the chargeback representment for the chargeback to the merchant.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

A coin payout apparatus 100 is provided. The coin payout apparatus 100 includes a coin canister 101. The coin canister 101 includes a tube 102 for storing coins. The coin canister 101 also includes a coin ejector 202 operable to eject a coin from the tube 102. The coin canister 101 further includes a hopping disc 318 operable to rotate and engage the coin ejector 202 to eject the coin from the tube 102 when the tube 102 is moved into position with the hopping disc 318.