A coin payout apparatus 100 is provided. The coin payout apparatus 100 includes a coin canister 101. The coin canister 101 includes a tube 102 for storing coins. The coin canister 101 also includes a coin ejector 202 operable to eject a coin from the tube 102. The coin canister 101 further includes a hopping disc 318 operable to rotate and engage the coin ejector 202 to eject the coin from the tube 102 when the tube 102 is moved into position with the hopping disc 318.

A sales processing apparatus includes a processor and an input and output unit configured to perform an operation for a sales transaction processing. The processor is configured to acquire the time required for the input and output unit to perform the operation for the sales transaction processing of a sales transaction, then determine whether the time required for the input and output unit to perform the operation during the sales transaction exceeds a reference time for the input and output unit to perform the operation. A notification is output if the time required for the input and output unit to perform the operation during the sales transaction exceeds the reference time.

A sales processing apparatus includes a processor and an input and output unit configured to perform an operation for a sales transaction processing. The processor is configured to acquire the time required for the input and output unit to perform the operation for the sales transaction processing of a sales transaction, then determine whether the time required for the input and output unit to perform the operation during the sales transaction exceeds a reference time for the input and output unit to perform the operation. A notification is output if the time required for the input and output unit to perform the operation during the sales transaction exceeds the reference time.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

A method, computer program product, and system are disclosed. The method, when implemented in a computer system, includes determining a change deposit amount, determining account information (the account information identifying an account), and initiating a deposit operation, where the deposit operation includes performing an electronic deposit of the change deposit amount to the account. The determining is performed by a digital change application that is installed in a mobile device. The digital change application is configured to initiate the electronic deposit of the change deposit amount to the account.

Systems, computer program products, and methods are described herein for intelligent allocation of resources over multiple events into an auxiliary source retainer. The present invention may be configured to determine a total amount of resources for a resource distribution between an entity and a user and receive input indicating that the user provided a transferred amount of tangible resources to the entity. The present invention may be further configured to determine a difference between the transferred amount and the total amount, where the difference includes a primary amount of resources corresponding to primary tangible resources and a secondary amount of resources corresponding to secondary tangible resources. The present invention may be further configured to allocate, from a source retainer associated with the entity, the secondary amount of resources to an auxiliary source retainer associated with an auxiliary resource distribution instrument provided by the user.

The present invention relates to a spare change saving system and a method therefor and, more particularly, to a spare change saving system for enabling a user to save, in an allocated user account of a saving server, spare change remaining after using money, wherein the saving server receives deposit information when the spare change is put into a saving device, the user receives, from the saving server, a saving code corresponding to the deposit information and can save spare change in the allocated user account using the saving code anytime and anywhere, and spare change remaining after using money is saved as cyber money and can be freely converted into the type of currency desired by the user and used in future.

A method, computer program product, and system are disclosed. The method, when implemented in a computer system, includes determining a change deposit amount, determining account information (the account information identifying an account), and initiating a deposit operation, where the deposit operation includes performing an electronic deposit of the change deposit amount to the account. The determining is performed by a digital change application that is installed in a mobile device. The digital change application is configured to initiate the electronic deposit of the change deposit amount to the account.

The POS register 20 receives a withdrawal amount of cash to be withdrawn (S1), and transmits a withdrawal possibility determination request to a change machine 30 (S2a). The change machine 30 determines whether withdrawal is possible, based on the withdrawal amount in the withdrawal possibility determination request, inventory quantity data, and reserved-for-change quantity data (S2b), and transmits a determination result to the POS register 20 (S2c). When the determination result is “withdrawal impossible”, the POS register 20 notifies that dispensing of money is impossible. When the determination result is “withdrawal possible”, cash is dispensed from the change machine 30 (S9) through notification of a settlement request amount to a debit terminal 70 (S3), reading of a debit card (S4), a settlement request to a management server 100 (S5), reception of settlement permission (S6, S7), and dispensing instruction to the change machine 30 (S8).

A system for returning change electronically to a consumer as a result of a cash transaction is provided. The system uses a merchant terminal by bypassing default funds availability authorization performed in consumer to merchant transfers by the terminal. The terminal therefore enables transfer funds from merchant to consumer in an amount which is associated with change due to the consumer upon receipt of the appropriate request and consumer account identifier. In particular aspects, the change is returned in a cryptocurrency.