A system for returning change electronically to a consumer as a result of a cash transaction is provided. The system uses a merchant terminal by bypassing default funds availability authorization performed in consumer to merchant transfers by the terminal. The terminal therefore enables transfer funds from merchant to consumer in an amount which is associated with change due to the consumer upon receipt of the appropriate request and consumer account identifier. In particular aspects, the change is returned in a cryptocurrency.

A sales processing apparatus includes a processor and an input and output unit configured to perform an operation for a sales transaction processing. The processor is configured to acquire the time required for the input and output unit to perform the operation for the sales transaction processing of a sales transaction, then determine whether the time required for the input and output unit to perform the operation during the sales transaction exceeds a reference time for the input and output unit to perform the operation. A notification is output if the time required for the input and output unit to perform the operation during the sales transaction exceeds the reference time.

A sales processing apparatus includes a processor and an input and output unit configured to perform an operation for a sales transaction processing. The processor is configured to acquire the time required for the input and output unit to perform the operation for the sales transaction processing of a sales transaction, then determine whether the time required for the input and output unit to perform the operation during the sales transaction exceeds a reference time for the input and output unit to perform the operation. A notification is output if the time required for the input and output unit to perform the operation during the sales transaction exceeds the reference time.

According to an embodiment, an accounting apparatus includes a change machine, a detection device, and a controller. The controller determines whether or not the change machine is capable of paying change in cash on the basis of a result of a detection by the detection device. The controller accepts, when determining that the change machine fails to pay the change in cash, a payment method selected by a customer from a plurality of change payment methods other than paying in cash.

According to an embodiment, an accounting apparatus includes a change machine, a detection device, and a controller. The controller determines whether or not the change machine is capable of paying change in cash on the basis of a result of a detection by the detection device. The controller accepts, when determining that the change machine fails to pay the change in cash, a payment method selected by a customer from a plurality of change payment methods other than paying in cash.

In various embodiments, a mobile gaming device may interact with a point-of-sale terminal.

In various embodiments, a mobile gaming device may interact with a point-of-sale terminal.

A coin detection antenna includes a substrate and a plurality of air core coils of track shape including a wiring pattern provided on the substrate. The plurality of air core coils is disposed along short-side directions of air cores of the plurality of air core coils such that a smallest coin of coins to be detected crosses at least one of centerlines of the air cores even when the smallest coin is located at any location in a detection range.

Disclosed herein are system, method, and computer program product embodiments for providing denomination selection capabilities to account holders withdrawing funds via a cardless ATM system. An account holder may queue an ATM withdrawal in desired monetary denominations from a mobile application running on their mobile device. The account holder may subsequently scan a QR code displayed at an ATM using the mobile application and receive the desired monetary denominations from the ATM, all without using an ATM card. Two other approaches are provided to an account holder when queueing an ATM withdrawal that includes denominations. In a denomination-driven request, the account holder selects denominations first and then receives a list of proximate ATMs that can satisfy the denomination request. In a location-driven request, the account holder selects an ATM first and then can tailor the denomination request to the denominations available in the selected ATM.

A cash processing apparatus comprises a housing provided with a depositing and dispensing section; a display section; a coin insertion section at a position at one side of a central part in a width direction of the housing and into which the coin is inserted; a coin placing section in the housing and having a coin placing surface for temporarily placing the coin, connecting to the coin insertion section side by side and extend to an opposite side across the central part in the width direction of the housing from the coin insertion section to form a shape elongated in the width direction; and a settlement module, wherein both a distance between the coin insertion section and one side end of the housing which is closest to the coin insertion section and a distance between the coin placing section and the other side end of the housing which is closest to the coin placing section are smaller than a depth distance of the coin placing section.