G06Q20/047

RECEIPT SERVER, INFORMATION PROCESSING METHOD, AND PROGRAM RECORDING MEDIUM
20230069415 · 2023-03-02 ·

A receipt server according to an embodiment includes a storage unit, a generation unit, and an update unit. The storage unit stores management data for managing whether or not to display a display element. The generation unit generates, based on the management data stored in the storage unit, a receipt screen which indicates details of a transaction to be displayed on an information terminal device, by adding a display element to be displayed. The update unit updates the management data in response to an operation at the information terminal device on the receipt screen generated by the generation unit.

Automated transfer of enriched transaction account data to a submitted record of charge

Transaction account holders are able to attach additional data to a transaction in concert with the transaction being initiated, prior to the merchant posting the transaction. Transaction account holders do not have to wait and/or opt for an external service provider to assist with the compiling and/or attaching of data at a later point in time (e.g., after the merchant posts the transaction). Transaction account holders may upload and access electronic receipts associated with a transaction authorization almost immediately after the sale and/or authorization of the transaction.

INCORPORATING ADDITIONAL BLOCKCHAINS INTO A MULTI-LEVEL MARKETING SYSTEM BLOCKCHAIN
20220327570 · 2022-10-13 ·

The present disclosure is directed to methods that may store data securely at a set of linked data-blocks. Information that may be used to track a series of product or service purchases (transactions) may be stored in these sets of linked data-blocks to facilitate the fidelity of data associated with sets of transactions made by related users that belong to a multilevel marketing (MLM) organization. Data stored at these data-blocks may be protected by pairs of keys to mitigate data loss, data corruption, or accesses by nefarious individuals. Each data-block of this chain of data-blocks may be parsed to identify commission data and to identify users that should receive commissions based on the sale of the product or service. These data-blocks may store as a set of blockchain data where pointers point to different respective data-blocks that contain data used to identify specific users that should receive commissions.

Purchase Receipt Data System
20220327636 · 2022-10-13 ·

A purchase receipt data system is provided. The purchase receipt data system includes at least one user device. Each user device is capable of connecting to a network. A server is also connected to the network and includes a storage unit and a computer-readable medium. The computer-readable medium is designed to execute an application. The application performs a number of steps, including gathering a set of purchase data, categorizing the set of purchase data, organizing the set of purchase data into a database, and organizing the database into a graphical user interface.

System, Method, and Computer Program Product for Generating Digital Receipts
20230064227 · 2023-03-02 ·

A method, system, and computer program product is provided for generating digital receipts. The method includes receiving, through a first communication channel, a transaction request message from a merchant system for a transaction between a consumer and the merchant system using an account identifier, assigning a transaction identifier to the transaction, storing the first transaction data in association with the transaction identifier in at least one data storage device, receiving, through a second communication channel, digital receipt data comprising a digital receipt object and second transaction data, processing the transaction using the account identifier, determining the transaction identifier based on the second transaction data by matching the second transaction data to the first transaction data in the at least one data storage device, and storing the digital receipt object in association with the transaction identifier in the at least one data storage device or at least one other storage device.

AUTOMATED MULTI-PARTY EVENT AND TRANSACTION DECISIONING SYSTEM

Methods, systems, devices, and computer-readable media for detecting multi-party events and transactions are provided. User data may be monitored to detect data associated with an event involving multiple individuals, such as by identifying transaction data associated with certain types of merchants and/or scheduling, calendar, or correspondence data indicative of an event. The data may be further analyzed to identify a date, location, and/or parties associated with the event. A multi-party event may be generated. The user data may continue to be monitored to identify transactions associated with multiple parties and occurring during a time and/or at a location of the event. At a conclusion of the event, the transactions may be aggregated and an optimal payment scheme may be determined for settlement of the transactions between the parties. In accordance with the determined payment scheme, delegation of portions of the aggregated transactions may be initiated for settlement amongst the parties.

Augmenting online transaction statements using e-commerce receipts

Disclosed embodiments include systems and methods for improving the accuracy of online banking systems. In various embodiments, the system includes a user device capturing receipt information from one or more e-commerce application and a server device for associating captured receipt information with transaction data. The system may include a browser extension for facilitating automatic capture of receipt information and a matching module for associating receipt information with transaction data. In various embodiments, transactions displayed in transaction statements within an online banking application are augmented with item level data including product name, price, and vendor for each product included in a transaction.

OPTICAL RECEIPT PROCESSING
20230162165 · 2023-05-25 ·

Techniques for providing improved optical character recognition (OCR) for receipts are discussed herein. Some embodiments may provide for a system including one or more servers configured to perform receipt image cleanup, logo identification, and text extraction. The image cleanup may include transforming image data of the receipt by using image parameters values that optimize the logo identification, and performing logo identification using a comparison of the image data with training logos associated with merchants. When a merchant is identified, a second image clean up may be performed by using image parameter values optimized for text extraction. A receipt structure may be used to categorize the extracted text. Improved OCR accuracy is also achieved by applying on format rules of the receipt structure to the extracted text.

PREDICTIVE INVENTORY MANAGEMENT

In one embodiment, a method includes receiving a request from a user computing device associated with a user for one or more items from an in-vehicle vending apparatus during a ride. The method also includes sending information associated with the user to start a vending session using the in-vehicle vending apparatus. The method also includes receiving an indication that the user associated with the user computer device accessed the in-vehicle vending apparatus. The method also includes determining that the user associated with the user computing device is the only user associated with the ride, determining that the user associated with the user computing device is one of a plurality of users associated with the ride, or determining that the user associated with the user computing device is associated with the in-vehicle vending apparatus.

SYSTEM AND METHOD FOR ENHANCED FOODSERVICE MANAGEMENT
20220327512 · 2022-10-13 ·

A system and method for an enhanced foodservice management system configured to receive a food order, determine a desired “delivery” time for the received food order, and manage the preparation of the food order based on the determined delivery time in order to enhance customer satisfaction with the product they receive and to improve both front-of-house and back-of-house staff's communication and production in fulfilling food orders. The system comprising a food order manager configured to supervise the scheduling and preparation of a plurality of food orders, a table manager configured to conduct table and waitlist management, a payment facilitation server configured to store and manage financial account information and provide user and/or sub-user authorization functionality, and one or more database(s) configured to store a plurality of information associated with customer information, business information, food information, and table history information, delivery information, and various other types of information.