G06Q20/305

Intelligent Wire Transfer Automation System

A method of conducting payment against a specific invoice using a pseudo account and provisional accounts to improve the method of payments on a large-scale transaction system. Invoices may be delivered to a desired payer, and definitively marking that invoice as paid based on a matching of pseudo account and amount information. Some embodiments may include a payment system that delivers invoices, an account provisioning system that creates or selects accounts for assignment to specific invoices, an account monitoring system to continuously monitor destination bank accounts, and a payment reconciliation system for matching inbound payments to an invoice by utilizing bank account number and amount.

METHODS AND SYSTEMS FOR ROBOCALL SPONSOR DETECTION

Systems and methods are disclosed. A method includes accessing a payment account number associated with a phone number that has received a VoIP call, determining a time period of the VoIP call to the phone number, matching the payment account number with a payment account authorization made during the time period, and identifying a merchant bank account that is associated with the payment account authorization. A merchant account holder is identified that is associated with the merchant bank account.

MONEY TRANSFER BY USE OF A PAYMENT PROXY
20210117940 · 2021-04-22 ·

In certain embodiments, a method includes receiving, at a payment server via an application executing on a device of a user, a request to create a payment proxy identifier. The method includes associating, in a data store maintained by the payment server, the payment proxy identifier to a financial account associated with the user. The method includes generating a personalized interactive element for initiating a transaction to the financial account of the user. The method includes receiving an indication of an intent to transfer a value from a sender to the user. The indication is produced via interaction of a device associated with the sender with the personalized interactive element. The method includes, responsive to receiving the indication, identifying a financial account of the sender and initiating a transfer of the value between the financial account of the user and the financial account of the sender.

SYSTEMS AND METHODS TO MANAGE MODELS FOR CALL DATA

Systems and methods for managing models for call data are disclosed. For example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving, from a user device, an input indicating a segment of a first recorded call and an attribute associated with the segment. The operations may include determining a parameter of a model, wherein the model is associated with the attribute. The operations may include changing the parameter based on the input. The operations may include generating an updated model based on the changed parameter, wherein the updated model may be configured to analyze recorded calls having one or more segments with the same attribute.

Routing transaction data over a data pipe
10970687 · 2021-04-06 · ·

A method and system for facilitating, via a first device, an electronic financial transaction with a second device having limited network connectivity. The method includes the first device detecting initiation of a financial transaction with the second device. The financial transaction is remotely processed by a transaction service. The method further includes facilitating an establishment of a data pipe that directly connects the first device and the second device to enable the second device to exchange transaction data with the transaction service, via the first device operating as an intermediary device. In response to the data pipe being established, the first device routes, via the primary connection to the transaction service, all transaction data received from the second device over the data pipe.

System and Method for Providing In-Call Display
20210126997 · 2021-04-29 ·

A system and a method for providing in-call display is disclosed. A first interface wirelessly communicating to a second interface via a wireless communication channel. A call interface is configured to display said link upon clicking over said user interface. A media content interface is configured to display a plurality of options generated in real-time when said call is connected to said server interface. A first database consists of a plurality of modules for each service offered by said server interface, wherein each module from said first database comprises said plurality of options for said user interface to select. A second database is configured to receive said plurality of modules in real-time when said call is connected to said server interface, wherein said user interface is configured to select one or more of modules to according to a desired requirement of a user.

METHODS AND SYSTEMS FOR FARMING TASK MANAGEMENT
20210117887 · 2021-04-22 ·

Farm task management systems provide farms with the ability to manage farm tasks by creating representations of farm tasks within the system where the representation includes attributes of the task that are linked together. One attribute specifies a doer that is being assigned the task and the farm task management system notifies the doer about the task including the attributes of the task that are linked together to provide the doer with the information necessary to complete the farm task. The farm management system may track whether tasks have been accepted or declined and whether the tasks are pending or completed. The farm management system may initiate payment for the completion of a task. The farm management system may also employ weather intelligence to assist in creating the task and choosing a date or date range for task completion.

SMART DATA CABLE FOR POINT OF SALE SYSTEMS
20210056529 · 2021-02-25 ·

Various embodiments are described herein that relate to network-connected data cables (i.e., smart data cables) that are connected to a merchant's point of sale system and a receipt printer. When a transaction is initiated at the point of sale system, transaction data is created by the point of sale system and passed to the smart data cable for transmission downstream to the receipt printer. The smart data cable can parse the transaction data, copy certain elements from the transaction data, and transmit the copied elements to a cloud-based platform that processes the transaction. For example, the cloud-based platform may compare the copied elements to information supplied by the customer through a messaging application executing on the customer's user device. The information may be provided by the customer to a chat bot that is supported by the cloud-based platform.

DATA TRANSMISSION VIA DUAL CHANNELS
20210073822 · 2021-03-11 ·

A method enables the transmission of encrypted and unencrypted data over different channels. The method includes: receiving, at a first device, unencrypted data via a first channel; causing, by the first device, generating a data entry form at a second device based on the received unencrypted data; causing, by the first device, transmitting, from the second device, the generated data entry form to a third device via a second channel, the generated data entry to be displayed within a webpage on the third device; causing, by the first device, intercepting and encrypting data entered into the generated data entry from by a user; and receiving, by the first device, via the second channel the encrypted data.

Systems and methods to manage models for call data

Systems and methods for managing models for call data are disclosed. For example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving, from a user device, an input indicating a segment of a first recorded call and an attribute associated with the segment. The operations may include determining a parameter of a model, wherein the model is associated with the attribute. The operations may include changing the parameter based on the input. The operations may include generating an updated model based on the changed parameter, wherein the updated model may be configured to analyze recorded calls having one or more segments with the same attribute.