Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system for the user. The credentials are activated using an activation mode selected from at least a first activation mode and a second activation mode. In the first activation mode, additional user input for the verification data elements associated with the unique identifier is received from the user. In the second activation mode, the user is authenticated, and verification data elements are received via a data communications network are received from a trusted data processing system remote from the user.

A method includes receiving, at a media device, a video game from a server via a network. The method includes installing, via the media device, the video game to a storage device associated with the media device. The method includes receiving, at the media device, a request to play the video game. The method includes sending an authorization request to the server from the media device via the network in response to the request. The method includes receiving authorization to execute the video game at the media device. The authorization is based on an identifier of the media device included in the authorization request being associated with rights allowing execution of the video game. The method also includes executing the video game via the media device in response to receiving the authorization.

A control system includes a reader device including a transceiver for scanning scan for ephemeral ID signals, for detecting an ephemeral ID signal from a smart-device of a user not permanently associated with the user, for outputting to the smart device, reader data, in response to the ephemeral ID signal, and for receiving from the smart-device a first authorization server token, a processor coupled to the transceiver for determining whether the first token is valid, and for determining user data in a payload portion of the first token, a transmitter for transmitting the user data to a peripheral control unit, wherein a data protocol is selected from a group consisting of: Wiegand and OSDP, and the peripheral control unit for directing a peripheral device to perform a user-perceptible action in response to the user data.

Disclosed herein are various embodiments for systems and methods for self-payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code generating system is provided, the method comprising the steps of: receiving from a consumer information identifying an item for purchase; receiving from a consumer information identifying payment means for purchasing the item for purchase; processing the information identifying the item for purchase and information identifying payment means and generating a unique QR code indicating a purchase of the item; sending the unique QR code to a mobile device for display by a consumer to the vendor of the item for purchase.

Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

Disclosed herein are system, method, and computer program product embodiments for providing inventory ingestion and pricing system. An embodiment operates by identifying an e-mail receipt identifying a purchased object. The e-mail receipt is parsed for the identification of the purchased object. From an electronic marketplace, a set of items similar to the purchased object is identified. A price for a subset of the identified set of similar items that have sold on the electronic marketplace is determined. A sale price for the purchased object is generated based on the determined prices for the subset of similar items. The generated price is provided responsive to the identification of the purchased object.

Systems, computer program products, and methods are described herein for machine learning based system for authorization of autonomous resource transfers between distributed IoT components. The present invention is configured to receive, from a first autonomous IoT device, a transaction authorization request to execute a transaction with a second autonomous IoT device; receive information associated with the first autonomous IoT device, information associated with the second autonomous IoT device, and information associated with the transaction; initiate an execution of one or more machine learning algorithms; determine that the first autonomous IoT device is authorized to execute the transaction with the second autonomous IoT device; transmit a transaction authorization to the first autonomous IoT device to execute the transaction; and receive, from the first autonomous IoT device, an indication that the transaction has been executed.

A method for access to a digital content distribution platform includes receiving a request for initial access of a user and granting access to the digital content distribution platform based upon the request for initial access. Granting access includes providing the user with a line-of-credit configured to renew at least a portion of the line of credit when a debt accrued in the line-of-credit is satisfied. The method includes receiving a selection of a digital content file and providing the user with access to the selected digital content file in exchange for the payment from the line-of-credit. The method includes incorporating an interactive advertisement into the selected digital content file according to a parameter associated with the user with the interactive advertisement configured to receive an interaction. The method includes renewing, in response to the interaction, at least a portion of the line of credit.

Systems and methods for identifying and correlating an advertised object with a plurality of interconnected computing devices embedded in a living environment of the user. For example, a media guidance application implemented at a set-top box with a television may receive a signal from a printer indicating that cartridge ink is low. When the user is watching a television show and an advertisement relating to printer cartridges is being played, the media guidance application may identify that the advertised printer cartridges may be something that the user needs, and may then send a notification to a user of the advertisement. In this way, the media guidance application correlates advertisements from a media asset with a user's actual needs, which may improve the advertisement conversion rate for advertisers.

Systems and methods for identifying and correlating an advertised object with a plurality of interconnected computing devices embedded in a living environment of the user. For example, a media guidance application implemented at a set-top box with a television may receive a signal from a printer indicating that cartridge ink is low. When the user is watching a television show and an advertisement relating to printer cartridges is being played, the media guidance application may identify that the advertised printer cartridges may be something that the user needs, and may then send a notification to a user of the advertisement. In this way, the media guidance application correlates advertisements from a media asset with a user's actual needs, which may improve the advertisement conversion rate for advertisers.