Systems and methods electronically provide information regarding digital rules related to a potential relationship instance. Users often wish to know which digital rules apply to a specified item before engaging in a relationship instance with a host entity regarding the item. The system and methods described herein allow a computing facility to identify an item and receive resource information related to the item and the digital rules applicable to the item.

Technology is described for managing a user account. An example method includes: a payment service system (PSS) monitoring in real-time transactions of users, receiving a request from a user to complete a transaction, and dynamically determining a predicted tax liability amount for the transaction that increases or decreases a total tax liability of the user. The PSS then displays the predicted tax liability amount on a display of the users device with a request for confirmation to continue with the transaction. If confirmation is received, the PSS modifies tax liability information for the user that reflects the completed transaction. The user may also cancel the transaction responsive to receiving the predicted tax liability amount.

An authentication computing device stores a cardholder profile that is associated with a candidate cardholder and includes a cardholder identifier, a device identifier, payment account data, and trusted authentication data in a database system, receives an authentication request that is associated with a tax filing of the candidate cardholder and includes a filing identifier from a revenue computing device, detects the authentication request is associated with the candidate cardholder based upon the filing identifier and the cardholder profile, transmits an identity challenge requesting authentication data associated with the candidate cardholder to a user device associated with the device identifier, receives a challenge response including response authentication data from the user device, determines an authentication status associated with the authentication request based on a comparison of the response authentication data and the trusted authentication data, and transmits the authentication status to the revenue computing device.

Novel tools and techniques are provided for implementing stored-value instrument purchase functionality for online shopping systems. In various embodiments, a computing system might assess content and/or information presented in a checkout page of a retailer website, the checkout page listing items selected by a user for purchase and a total purchase amount. The computing system might autonomously modify the checkout page by generating a user-selectable option therewithin, the user-selectable option comprising an option to purchase the items using a gift card available for purchase from a service provider. In response to selection of the user-selectable option, the computing system might provide a purchase interface that presents the user with a process to purchase a gift card having a gift card value. After completing purchase of the gift card, the computing system might apply the gift card value toward the total purchase amount within the checkout page.

A method, computer program product, and system are disclosed. The method, when implemented in a computer system, includes determining a change deposit amount, determining account information (the account information identifying an account), and initiating a deposit operation, where the deposit operation includes performing an electronic deposit of the change deposit amount to the account. The determining is performed by a digital change application that is installed in a mobile device. The digital change application is configured to initiate the electronic deposit of the change deposit amount to the account.

The system which provides formation of fiscal data and its inspection for the payment methods wherein it comprises; Terminal (20) which is composed of devices used by the taxpayer/job site which will form the fiscal data related to receiving the payment and processing, and which determines the payment method, Fiscal module (27) which is present on the terminal (20) and which provides formation of fiscal information, carrying out of certificate and signature management, Basic sales application (23) which is present on the terminal (20) and which defines the product/division information so as to implement the sales transaction of the job site, and which forms the information related to the sales by using the data which it had defined during the sale, Terminal (20) software module in which all terminal software modules (24) are located, Authorization/approval hosts (30) which meets and feeds back the replies of the approval requests which the establishment giving the service must receive from its systems for payment transactions and added value services of the terminal (20), Central safe mobile payment platform (10) which provides fiscal certificate management related to the terminal (20) on which the sales has been performed, Back office software module (11) which is located on the safe mobile payment platform (10) and which provides face up for making customer and terminals (20) definitions to the system, which offers operator screens for monitoring the system and which provides preparation of awaited reports by receiving report demands, Fiscal data transmission module (12) which is located on the safe mobile payment platform (10) and which provides transmission of fiscal data to the Income Authority Official Corporation (40) with regulation approved content and timing via special integrators (41), Certificate management module (13) which is located on the safe mobile payment platform (10) and which performs certificate management belonging to terminals (20), Online message processing module (14) which is located on the safe mobile payment platform (10) and which meets the transactions starting from the terminal (20) to be done real time/online, which transmits to the respective sides and which receives their replies, which feeds back the replies to the terminal (20) and which records the information required for the transaction on server side.

Aspects of the disclosure provide method and apparatus for video coding. In the method, which of a combination of vertical padding and horizontal padding is performed is determined to determine padded values of a reference block in a neighboring left coding tree unit (CTU) included in a fixed search range of blocks in a current CTU. The padded values are determined based on a block vector that points to the reference block and a position of a current block in the CTU. At least a sample of the current block is reconstructed based on one of (i) the padded values of the reference block and (ii) reconstructed samples of the reference block based on availability of the reference block in the fixed search range. The left CTU is padded using a combination of the vertical and the horizontal padding.

A system and method of enhancing ‘tip’ or ‘gratuity’ management, herein referred to as a ‘Daily Tip Payment System’ (DTPS) is disclosed. One example embodiment is comprised of a software application (app), a data processor executing the app, and a cloud network. The software connects with an employer's existing point of sale (POS) platform used in retail settings (such as restaurants, etc.) and allows tips from cashless transactions to be seamlessly deposited directly into an service provider's bank account, prepaid debit card, or mobile payment app after each shift for a small fee. An object of the example embodiments of the invention is to streamline tip coordination and allocation for the employer and allow the service provider to receive tips more frequently and more conveniently.

Systems and methods are provided for managing sales tax information. The information may be generated, for example, in connection with transactions involving financial accounts, such as a credit card account. The sales tax information may be received electronically from, for example, a merchant or a point of sale device. A determination may be made whether there is any missing sales tax information. If there is missing information a request may be generated and sent to a source having the information. The source may receive the request, retrieve the desired information, and transmit it to the requesting entity. The sales tax information may be stored and later retrieved for presentation to a user, such as the account holder. The account holder may use the information in completing a tax return.

A transaction processing system suitable for reversing a merchant transaction, the system comprising a processor, a memory, a first connection over a network for receiving a request to reverse the merchant transaction, and further connections over the network for reversing the merchant transaction; and a transaction reversal module comprising code which, when executed in the processor, configures the processor to provide funds associated with the request to reverse the merchant transaction received over the first connection to a customer, the transaction reversal module including a transaction access module to identify an account where the merchant portion was settled and an account where the tax amount was settled; a settlement determination to determine if the tax portion remains in the second account; an account transfer module operative to settle the merchant portion in favor of a customer account; and a credit ledger module access and update a tax credit ledger.