Systems and methods for product ordering and payment are disclosed. Via use of the system, ordering and payment for items and services is simplified, secured, and made more convenient. Exemplary systems suggest orders, for example based on the location of the user, health information, and the like, and may automatically place orders with merchants. Payment may be made directly to the merchant from a user device, or indirectly through a payment issuer.

A method for providing interaction information, such as, for example, settlement information, by which a device provides the settlement information to a counterpart device, includes displaying an image which relates to an item to be used for performing the interaction, such as, for example, a credit card image of a credit card of a user of the device, on a lock screen of the device, and receiving a touch input from the user with respect to the credit card image. In the method, settlement information which corresponds to the touched credit card image is used for performing a settlement via the device.

The present disclosure generally relates to managing the use of transfer accounts using an electronic device. In accordance with some embodiments, user interfaces for inputting information about a secure credential to an electronic device are described. In accordance with some embodiments, user interfaces for managing the use of a credential provisioned on an electronic device that operates on stored power are described. In accordance with some embodiments, user interfaces for managing the use of a transfer account associated with different credentials on an electronic device are described.

Techniques for providing a localized blockchain that uses a mesh network to facilitate transactions for a localized event are provided. An electronic device can receive data from a localized mesh network to establish the device as a node on the localized mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an initial amount of localized cryptocurrency tokens from a total amount of localized cryptocurrency tokens. The total amount of localized cryptocurrency tokens can be previously mined by a central authority of the localized mesh network. The established node can conduct transactions within the localized mesh network utilizing the localized cryptocurrency tokens. The established node can receive a portion of a cryptocurrency token for transmitting transactional data to a next nearest node on the localized mesh network to help facilitate a transaction involving other nodes on the network.

Systems and methods for contactless payment are disclosed. The system and methods may include performing steps of: receiving user information from a user device, the user information including at least authentication information and payment information; receiving check information from a venue, the check information including at least a check identifier and initial order information; generating a check identifier for wirelessly communicating the check information to the user device; displaying the check identifier on a display on the user device; receiving a check close command; and requesting a payment from a user based on the user information and check information.

A method for a system includes forming within an app running upon a user smart-device, an ephemeral ID having data associated with a server and anonymous data, outputting the ephemeral ID to a first receiver associated with a first computer and to a second receiver associated with a second computer system separate from the first, receiving from the first receiver an identifier and a nonce, providing the identifier and the nonce to the server, receiving from the server a token associated with the first computer system authorizing access to the first computer system but not the second computer system by the user smart-device, storing the token for facilitated authentication of the user smart-device, and providing the token to the first receiver.

A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.

Methods and systems described in this disclosure for protecting one or more consumer accounts. In one implementation, the system includes a security device and a portable computing device. The portable computing device detects whether it is in proximity to the security device. When the portable computing device is in proximity to the security device, one or more consumer accounts associated with the portable computing device is permitted to be used in a transaction. When the portable computing device is not in proximity to the security device, one or more consumer accounts is prevented from being used in the transaction.

The present disclosure relates to a method for conducting a transaction while in proximity of a local retail network operated by a retail point of sale comprising: a) receiving an identification signal related to one or more media identifiers associated with a media control device and from a user mobile device, wherein the user mobile device is connected to a first network; b) transmitting data to the user mobile device to render a media control interface on the user mobile device; c) receiving one or more instruction signals from the user mobile device, wherein the one or more instruction signals are related to one or more outputs of one or more media devices in proximity to the user mobile device; d) transmitting the one or more instruction signals to a media control device, such that the media control device instructs the one or more media devices to generate the one or more outputs; e) disabling a connection between the user mobile device and the media control device based upon occurrence of a pre-determined condition.

Disclosed is a touchless transaction method in which a user executes a transaction without operating an automatic transaction apparatus and which is executed by a transaction management apparatus communicably connected to a mobile terminal and the automatic transaction apparatus used by the user. The touchless transaction method includes executing by the transaction management apparatus: an authentication step of authenticating that the user using the mobile terminal is a registered user on a basis of information received from the mobile terminal; a translation control management step of receiving a prescribed transaction content requested by the user from the mobile terminal and managing the received prescribed transaction content; and an instruction step of outputting to the prescribed automatic transaction apparatus an instruction to execute the prescribed transaction content when identification information for identifying the prescribed automatic transaction apparatus to be used by the user is received.