G06Q20/342

Tokenization platform

In embodiments a system for facilitating non-fungible-token-based autographs is disclosed. The system includes a secure data storage system that stores a set of NFTS, each NFT having a set of digital attributes and being cryptographically linked with a respective item identifier of a respective item of a set of items, wherein each item has a respective set of origination attributes that includes a respective celebrity signature. The system also includes a digital marketplace system that provides a graphical user interface that allows a user to transact for items via a user device and a token transfer system that receives a transaction request to transfer a respective NFT to an account of the user in response to the user transacting for the respective item that is cryptographically linked to the NFT, and in response to the transaction request, facilitates a transfer of the respective NFT to the user's account.

Tokenization platform

A method for awarding prizes to users via an electronic game of chance is disclosed. The method includes executing, by a gaming device, a mystery game that includes a recipe that defines a respective probability corresponding to each respective winnable token and a manner by which a winning digital token is randomly selected. The method also includes randomly selecting the winning digital token from the set of winnable digital tokens based on the mystery box recipe, wherein the winning digital token is redeemable for a corresponding winnable item that is represented by the winning token. The method includes awarding the winning digital token to user, wherein the winning token is redeemable for the won item. The method includes upon selecting the winning digital token, transmitting a signal indicative of winning token to a mystery box system that initiates a transfer of the winning token to an account of the user.

SYSTEMS AND METHODS FOR MANAGING AN ACCOUNT

An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a NFC-enabled device can read the information from the dual frequency transponder and use that information to enable instant and on-the-spot recharging of a toll account. In addition, a UHF RFID toll reader can scan information from the dual frequency transponder and use that information to debit toll charges from the correct toll account. The dual frequency transponder can be embedded in a license plate and read using a reader placed in the road. Additionally, the transponder can be configured to function at the correct frequency only when a valid vehicle registration sticker is applied to the license plate.

CONVERTING EXCHANGE ITEMS ASSOCIATED WITH STATIC EXCHANGE ITEM IDENTIFIERS INTO DYNAMICALLY IDENTIFIED EXCHANGE ITEMS

A method includes a marketplace server establishing one or more security parameters for an exchange item and securely providing the one or more security parameters to a user computing device of the data communication system. When the user computing device desires to use the exchange item, the method further includes generating, by the user computing device, first dynamically secure exchange item data. The method further includes the marketplace server receiving the first dynamically secure exchange item data from the user computing device, generating second dynamically secure exchange item data, and comparing the first dynamically secure exchange item data with the second dynamically secure exchange item data. When the first dynamically secure exchange item data substantially matches the second dynamically secure exchange item data, the method further includes authorizing, by the marketplace server, the use of the exchange item by the user computing device.

AUTHORIZING EXCHANGE ITEM REDEMPTION IN AN EXCHANGE ITEM MARKETPLACE NETWORK

A method includes a marketplace server establishing one or more security parameters for an exchange item and securely providing the one or more security parameters to a user computing device of the data communication system. When the user computing device desires to use the exchange item, the method further includes generating, by the user computing device, first dynamically secure exchange item data. The method further includes the marketplace server receiving the first dynamically secure exchange item data from the user computing device, generating second dynamically secure exchange item data, and comparing the first dynamically secure exchange item data with the second dynamically secure exchange item data. When the first dynamically secure exchange item data substantially matches the second dynamically secure exchange item data, the method further includes authorizing, by the marketplace server, the use of the exchange item by the user computing device.

REPLACING A FRAUDULENTLY OBTAINED EXCHANGE ITEM

A method includes detecting, by a marketplace server of a computing network, fraudulent acquisition of an exchange item by a first computing device of the computing network. The exchange item has a first dynamic identifier (ID) that was created for the first computing device, where the first computing device is a first owner of the exchange item, exchange item information is associated with the exchange item, and the exchange item information includes a static ID of the exchange item. The method further includes deactivating, by the marketplace server, the first dynamic ID in response to the detecting fraudulent acquisition. The method further includes, after deactivating the first dynamic ID, detecting, by the marketplace server, requested use of the exchange item by the first computing device, denying, by the marketplace server, the requested use of the exchange item, and reclaiming, by the marketplace server, ownership of the exchange item.

System and method for communicating purchases related to a gift card credit

A method and system are provided for communicating digitized data associated with a purchase made by expenditure of a monetary credit account, such as a gift card account. The digitized data may be or comprise audio, photographic or video data. A gift card may be provided that relates to a monetary credit account that may specify an expendable monetary value, a benefactor who initiated the account, and a beneficiary who may use the monetary card. The gift card may record of at least part of the monetary credit account. The system may enable the generation of an electronic message that includes digitized data representing a purchased item and the message may be communicated to a photo-sharing webservice and/or an address associated with the benefactor. The digitized data may be a photograph, icon or a graphic image and the purchased item may be a service, good, license, lease, rent, or permission.

USER INTERFACES FOR STORED-VALUE ACCOUNTS

In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.

System and method for purchasing a prepaid debit account
09922368 · 2018-03-20 · ·

Disclosed herein are systems, methods, and non-transitory computer-readable storage media for auctioning gift cards on the secondary market. The system can receive a prepaid debit account for resale from an owner and determine a face value for the prepaid debit account. The system can establish a floor price and offer the prepaid debit account for sale via an auction, starting at an initial price above the floor price and up to and including the face value, and can decrement the sale price at regular time intervals. The system can end the auction when a purchaser purchases the prepaid debit account at the decremented price. However, if no purchaser purchases the prepaid debit account before the decremented price is below the floor price, the system can purchase the prepaid debit account from the owner for the floor price. The system can store the prepaid debit account in an inventory for resale.

Payment card processing system

A method, programmed medium and system are provided for using a payment card with an embedded RFID device. In one example, a cellular telephone or other wireless device is used to generate a one-time password (OTP), which is then transmitted by a read-write RFID in the wireless device to the read-write RFID which is embedded within a payment card. The user's phone or other wireless device then activates the writing of the OTP to the RFID of the payment card. The payment card, with the one time password now saved in the card, is then handed to the waiter or store clerk for payment approval and/or further processing. The user's OTP is then read by the merchant's RFID reader and transmitted to an approving agency/server for approval or disapproval of the user's purchase.