Patent classifications
G06Q20/349
System, method, and computer program for funding a payment card account from an external source just-in-time for a purchase
The present disclosure is directed to a system, method, and computer program for funding a payment card account from an external funding gateway just-in-time for a purchase. A payment card processing system maintains a payment card account for a user for funds from a third party funding source. Funds from the funding source are controlled by an external funding gateway. In order to approve a purchase authorization transaction, the payment card account must have a positive balance equal to or greater than the purchase amount. Funding requests are sent from the payment card processing system to the external funding gateway in response to receiving a purchase authorization request for the payment card, and, if the funding request is approved by the external funding gateway, the system credits to the payment card account with the funds just-in-time for approval of a purchase authorization request.
CARD DISPENSER
A card dispenser for dispensing a rewritable card is disclosed herein. The card dispenser may include a card feeder for receiving or dispensing a rewritable card. In addition, the card dispenser includes a roller assembly for moving the card from the card feeder to components within the card dispenser; a processor for receiving card data via a short-range wireless connection with a mobile device of a user, the card data including (i) a card identifier of a plurality of card identifiers associated with an account of the user and (ii) a unique derivation key for encrypting the card identifier; and a card writer for powering an electrophoretic display of the card, causing at least a portion of the card data to be rendered on the display, and stopping the powering of the display.
Wearable device for event access, payment for offline transactions at the event, and visual light display
A wearable device receives ticket information for an event and information indicating a quantity of funds allocated from an account, associated with a user of a user device, to the wearable device, and stores the ticket information and the information indicating the quantity of funds. The wearable device utilizes a wireless component to pair the wearable device and the user device, and provides, to the user device and via the wireless component, the ticket information and information indicating access privileges for the event. The wearable device generates a token for a PoS device for a charge incurred at the event during an offline transaction with the PoS device, and provides, via a NFC component, the token to the PoS device. The wearable device provides, to the user device and via the wireless component, information indicating that that the token was provided to the PoS device.
INHIBITORS OF BTK AND MUTANTS THEREOF
The disclosure includes compounds of Formula (I)
##STR00001## wherein Q.sub.1, Q.sub.2, Q.sub.3, W, X, Y, Z.sub.1, m, n, Warhead, R.sub.1, R.sub.2, R.sub.3, R.sub.4, and R.sub.5, are defined herein. Also disclosed is a method for treating a neoplastic disease, autoimmune disease, and inflammatory disorder with these compounds.
SMART CARD READ/WRITE METHOD AND APPARATUS
A smart card read/write method is performed at a terminal, including: sensing a touch event of a smart card, and obtaining an application identifier corresponding to the touch event; searching for a third-party application link corresponding to the application identifier, and capturing and displaying a web page corresponding to the third-party application link, the web page comprising a function menu and an instruction script corresponding to options in the function menu being preselected from a preset standard script library; obtaining an option triggered in the function menu on the web page, and sending a smart card control request to a platform application server by executing an instruction script corresponding to the triggered option; and receiving a smart card control instruction returned by the platform application server, and invoking a corresponding interface function according to the smart card control instruction to read/write the smart card.
HARDWARE WALLET FOR CRYPTOCURRENCY
The invention relates to hardware and software for data storage and consummation of digital transactions in peer-to-peer environments, primarily for making cryptocurrency payments. The technical result consists in higher security for using a hardware wallet. 3 sub-claims.
Systems and methods for managing an account
An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a NFC-enabled device can read the information from the dual frequency transponder and use that information to enable instant and on-the-spot recharging of a toll account. In addition, a UHF RFID toll reader can scan information from the dual frequency transponder and use that information to debit toll charges from the correct toll account. The dual frequency transponder can be embedded in a license plate and read using a reader placed in the road. Additionally, the transponder can be configured to function at the correct frequency only when a valid vehicle registration sticker is applied to the license plate.
Two piece dual layer transaction device
A two part dual layer transaction device comprising a computerized master unit powered by rechargeable battery, the master unit capable of connecting wirelessly to a data network and accessing at least one network server, the master unit having a length, a width, and an internal volume, and a transaction card element having a form factor acceptable for use as a debit or credit card, wherein the transaction card element may be docked or otherwise coupled to the master unit in an idle state and may be uncoupled by the user for the purpose using or cleaning the card element.
GENERATING A SENSORY INDICATION
A system and method is provided for generating a sensory indication on a transaction card, whereby a user is rewarded with a visual, audial, haptic, or olfactory experience. The method comprises executing a purchase transaction on the card, the transaction relating to an event, charging a power source on the card, receiving an input signal by the card, the signal indicating an output indication relevant to the event, and generating an output signal using power from the power source, based on the input signal. The card comprises a security component enabling a purchase relating to an event, a power source receiving charging energy at the time of the purchase, an input component receiving an input signal comprising information specifying a desired indication relevant to the event, an output component for generating the desired indication, one or more memories storing instructions and one or more processors executing the instructions to perform the method.
Magnetic Strip Modification
Systems and arrangements for providing secure event processing by modifying a magnetic strip, chip, or the like, on a device are provided. In some examples, a device may include a magnetic strip that may be encoded with a first identifier. The first identifier may be a string of characters and may include a key. Upon using the device, the data from the magnetic strip may be read and the first identifier may be retrieved. The system may process the retrieved first identifier to extract the key which may be used to retrieve user and/or account information. In some arrangements, the account information may be used to process the event and a second identifier, may be generated. The device may be modified to include the second identifier, which may be used in processing a subsequent event. In some examples, the first identifier may be deleted from the device.