A processor-implemented method is disclosed. The method includes: detecting a transfer initiated using a value transfer card; obtaining subscription profile data of a subscription associated with the value transfer card, the subscription being associated with a transferor entity and a defined time period of validity; determining one or more enabled features of the value transfer card based on the subscription profile data of the subscription; and causing the transfer to be processed in accordance with transfer parameters that are associated with the one or more enabled features of the value transfer card.

Systems and methods for instant issuing of a transaction card, controlling issuing of the instant transaction card, and customization of the transaction card. A system includes at least one processor and a storage medium storing instructions that, when executed by the one or more processors, cause the at least one processor to perform operations including receiving a request to issue a card and directing the customer to insert an identification card. Proceeding with capturing identification and biometric data identifying the customer and verifying the captured identification and biometric data. The operations also include determining whether a combination of the available customer data and the received biometric data is sufficient to verify customer identity. When the combination data are sufficient to verify customer identity, the operations further include issuing a transaction card. The operations further include capturing an image of the customer and issuing a customized transaction card to the customer.

A technique by which it is possible to prevent a user inputting mistake from occurring when writing, from a communication apparatus (communication terminal) to a wireless communication tag (NFC tag), connection information for connecting to a printing apparatus (image forming apparatus) is provided. The image forming apparatus converts connection information for connecting to the image forming apparatus by a WLAN scheme into a corresponding image pattern, and displays the image pattern on a display unit. A communication terminal photographs the image pattern displayed on the display unit by a camera. The communication terminal restores the corresponding connection information from the image pattern photographed by the camera, and generates NDEF data based on the restored connection information. The communication terminal writes the generated NDEF data to the NFC tag by NFC communication.

An operating method for a credit card, the method comprising: step S1, a microprocessor is powered on to perform system initialization; step S2, the microprocessor hibernates and is awakened when a preset interruption is detected so as to execute step S3; and step S3, the microprocessor executes preset interruption processing by entering a preset interruption processing flow, and exits the preset interruption processing flow when the preset interruption processing is finished, then returns to step S2. Alternatively, the method comprises: step s1, the microprocessor is powered on to perform system initialization; step s2, the microprocessor checks whether a preset interruption marker is set, and if so, the preset interruption marker is reset so as to execute the preset interruption processing, otherwise the microprocessor executes step s3; and step s3, the microprocessor hibernates, is awakened when detecting the preset interruption so as to set the preset interruption marker, and then returns to step s2. The present invention may reduce the risk of credit card fraud.

A payment device including a medium is disclosed. A first programmable chip and a first magnetic stripe are disposed on the medium. The first programmable chip and the first magnetic stripe are associated with a first payment account. A second programmable chip and a second magnetic stripe are disposed on the medium. The second programmable chip and the second magnetic stripe are associated with a second payment account. The first and second programmable chips are programmed separately for each of the first and second payment accounts.

In some implementations, a printing system may include a card printer that includes a printing controller and a marking device. The card printer may be configured to receive a first printing instruction or a second printing instruction associated with printing an account identifier on a card. The card printer may receive one of the first printing instruction or the second printing instruction based on whether a risk score, associated with the account identifier, satisfies a threshold. The card printer may print a full account identifier, associated with the card, on a surface of the card based on receiving the first printing instruction. The card printer may print the card without the full account identifier on the surface of the card based on receiving the second printing instruction.

A digital representation system may include a transmitting device comprising a processor and a memory; an application comprising instructions for execution on a device; and a server. The transmitting device may be configured to transmit, to the application, a first set of data via one or more processes. The application may be receive, from the transmit device, the first set of data. The application may transmit, to the server, a second set of data from the application, the second set of data comprising a subset of the first set of data. The server may identify a third set of data based on the second set of data. The server may be configured transmit, to the application, the third set of data. The application may be configured display a fourth set of data, the fourth set of data comprising a digital representation of the transmitting device.

A microcircuit card is provided with a fingerprint sensor. Customization of the microcircuit card is accomplished by the use of an exchange of data by near-field communications between the microcircuit card and a near-field communication device. A mechanical positioning system associated with the near-field communication device is configured to retain the microcircuit card such that the fingerprint sensor is accessible and near-field communication between the microcircuit card and the near-field communication device is assured. The mechanical positioning system may, in an example where the near-field communication device is a cell phone, be formed by a slot of a protective case for the cell phone.

Embodiments of the present disclosure provide a device, system, methods and components related to a modular card. Example components of the modular card include a thin rectangular rear plate, a thin rectangular front plate overlying the rear plate, a first plurality of fasteners fixed to the thin rectangular front plate, a second plurality of fasteners fixed to the thin rectangular rear plate, the second plurality of fasteners being configured to be removably engaged with the first plurality of fasteners; a magnetic strip, and/or an integrated circuit. In operation a user may remove and/or replace various components to customize the modular card. Some customizations include altering the accounts to which the modular card relates. In some example, the modular card may include components which relate to different accounts.

Systems and methods for instant issuing of a transaction card, controlling issuing of the instant transaction card, and customization of the transaction card. A system includes at least one processor and a storage medium storing instructions that, when executed by the one or more processors, cause the at least one processor to perform operations including receiving a request to issue a card and directing the customer to insert an identification card. Proceeding with capturing identification and biometric data identifying the customer and verifying the captured identification and biometric data. The operations also include determining whether a combination of the available customer data and the received biometric data is sufficient to verify customer identity. When the combination data are sufficient to verify customer identity, the operations further include issuing a transaction card. The operations further include capturing an image of the customer and issuing a customized transaction card to the customer.