A cork upon which a password or code is printed which provides access to a website with information about the product.

A system and method for generating loans is provided. The system and method of the present disclosure are generally designed to encourage previous and current customers of a financial institution to use the services provided by the financial institution as well as attract new customers to the financial institution. The system generally comprises a computing entity, a processor operably connected to said computing entity via a network, a server operably connected to the processor via the network, and a non-transitory computer-readable medium having instructions stored thereon, wherein said instructions include multiple user interfaces. The user interfaces allow customers to research vehicles in which they may buy. The system also provides users with information about vehicle financing as well as providing financial institutions with information they may use to promote their services.

A computer implemented consumer engagement system for managing a campaign offer includes a computer implemented consumer engagement system; and a pool of unique codes related to code marked product items, the code marked product items being associated with a campaign offer of a campaign in the consumer engagement system. The consumer engagement system is arranged to manage at least one geolocation condition, and to deliver a campaign participation invitation to a potential qualifiable recipient, wherein the potentially qualifiable recipient in order to become a qualified recipient for receiving the campaign offer, must meet the following qualification criteria: (a) a pool criterium: the system receiving a unique product code marked on a product item from the recipient, the code being determined to be amongst the pool of unique codes; (b) a time criterium: that the consumer sends his participation request (or accepts an invitation) to participate at a point of time within a first time period defined in the campaign; and a geolocation condition criterium: receiving proof or indications from the recipient being present and having a position within a geolocation. The consumer engagement system is further arranged for, the qualifiable recipient, after receiving a campaign participation invitation, to receive from said qualifiable recipient a participation request, i.e. accept said campaign participation invitation. The consumer engagement system is further arranged to check whether the potentially qualifiable consumer thus fulfills criteria (a), (b), and (c), thus becoming a qualified recipient, thus fulfilling (d) an execution list criterium: wherein the recipient is registered on an execution list to receive said campaign offer.

Systems, apparatuses, and methods are described for determining a consumer's engagement with a brand of the business by tracking the consumer's activities in multiple platforms, such as social media platforms, content platforms, gaming platforms, other retailers, streaming video providers, service providers, etc. Method are described for probabilistically granting users variations of items that are otherwise being acquired. The granting may be random, but probabilities may be boosted based on the consumer's activities in the platforms.

In some embodiments, a method receives a request for supplemental content to be provided in association with main content. The method selects an instance of supplemental content based on a long-term reward metric and a short-term reward metric. The long-term reward metric is based on feedback from delivery of a plurality of instances of supplemental content and a delivery status for a delivery constraint of one instance of supplemental content. The short-term reward metric is based on feedback from delivery of the one instance of supplemental content. The long-term reward metric is based on feedback from delivery of a plurality of instances of supplemental content and the short-term reward metric is based on feedback from delivery of one instance of supplemental content. The instance of supplemental content is provided to a client device.

In some embodiments, a method determines a reward metric based on feedback for an instance of content. A delivery status for a delivery constraint of the instance of content is applied to the reward metric to generate a constrained reward metric. The method uses the constrained reward metric to train a model. The model is used to select from a plurality of instances of content. One of the plurality of instances of content is selected for delivery using the model.

Systems and methods are disclosed for routing and settling transactions between bank accounts associated with registered users and merchants. The method includes determining transactions for payment accounts associated with payment vehicles of registered users. The outstanding amount associated with transactions of each payment account is aggregated based on a first preset time period. The payments for the aggregated outstanding amount are transmitted to recipient accounts of merchants based on the first preset time period and/or a pre-determined total outstanding amount threshold. The transmitted payments are aggregated based on a second preset time period, the first preset time period being a subset of the second preset time period. The amount of the aggregated transmitted payments is deducted from the payment account based on the second preset time period. A user interface of the device of the registered user presents information regarding deduction of the aggregated transmitted payments from the payment account.

Systems, apparatuses, and methods are described for determining a consumer's engagement with a brand of the business by tracking the consumer's activities in multiple platforms, such as social media platforms, content platforms, gaming platforms, other retailers, streaming video providers, service providers, etc. Method are described for probabilistically granting users variations of items that are otherwise being acquired. The granting may be random, but probabilities may be boosted based on the consumer's activities in the platforms.

A system includes a smart table configured to use radio-frequency identification (RFID)-enabled chips and at least one RFID sensor. The smart table defines a plurality of player positions. The smart table also includes a processor configured to detect, using the at least one RFID sensor of the smart table, one of: (i) removal of at least one RFID-enabled chip from a wagering area on the smart table, or (ii) addition of at least one additional RFID-enabled chip to the wagering area. The processor is also configured to automatically determine an outcome of a wagering game, where the outcome is a winning outcome if at least one RFID-enabled chip is added to the wagering area, and where the outcome is a losing outcome if at least one RFID-enabled chip is removed from the wagering area

An information processing apparatus includes a controller configured to acquire schedule information, upon acquiring information regarding a need to transport a product of a first shop to a second shop, for at least one user who is staying near the first shop or is scheduled to pass near the first shop, select, based on the schedule information, a user for requesting transportation of the product from among the at least one user, and transmit, to a terminal apparatus of the selected user, information requesting transportation of the product.