An information providing method of an electronic apparatus according to various example embodiments may include obtaining information on at least one item, identifying brand membership-related information corresponding to the at least one item, and providing at least part of the brand membership-related information based on a specified condition. In addition, other example embodiments are possible.

The present invention provides, among other aspects, methods, systems, devices and software products (computer program products) for creating and maintaining a transactional platform and network for offering, providing, selling and purchasing services, content and time.

A computer-implemented system comprising a processor for an electronic data exchange using Internet to facilitate request for bids from prospective restaurant customers which become binding upon restaurants when the prospective customer honors, in full, his conditional promises to a restaurant. The processor receives offer from the restaurant's system including a minimum dollar amount, a range of time for which the offer is valid, and a customer discount associated with the offer, which are matched with the received RFB from the consumer's device, the RFB including a geographic location of restaurant, a minimum amount of money to spend and a range of time at which the consumer will promise to honor a deal. The processor searches the restaurant offers database to match one or more restaurant offers with the RFB criteria and serves said identified one or more restaurant offers to the consumer for acceptance.

Methods and systems for dynamically determining interchange fees. In an embodiment, an acquirer computer transmits a payment card account authorization request to a payment processing network, and receives an authorization response authorizing the transaction and comprising a spending history indication reflecting a compilation of spending history data of a group of payment card accounts that qualify for dynamic interchange rate setting. The acquirer computer then stores the spending history indication, transmits the authorization response to a merchant processing system computer, receives a clearing file from the merchant processing system computer, determines that an interchange rate depends on the spending history indication, selects an interchange rate from an interchange rate selection database based on the spending history indication, calculates an interchange fee based on the interchange rate, and transmits the clearing file and the interchange fee to the payment network for clearing of the transaction.

A battery service providing system and method, battery service providing system including a battery service server for collecting diagnostic analysis data including operation characteristic information of a battery and driving characteristic information of an electric vehicle from an electric vehicle control device and providing update information of a charging/discharging control logic of the battery according to the degree of degradation determined from the diagnostic analysis data to the electric vehicle control device, determining a residual value or a usage fee of the battery based on the determined degree of degradation, transmitting the usage fee or the residual value of the battery to an external server, or setting a warranty flag for the battery whose charging and discharging is controlled according to the update information of the charging/discharging control logic.

A method for providing-discount-purchases, with the method including the steps of producing one or more advertising-material(s) related to primary-goods-for-purchase, presenting the advertising-material(s) to a subscriber, providing an initial-purchase-price to the subscriber for the primary-goods-for-purchase, and providing future-purchase-discounts to the subscriber based on a subscription for buying the primary-goods-for-purchase. Additionally a method for receiving-discount-purchases may include the steps of accepting one or more advertising-material(s) related to primary-goods-for-purchase from a retailer; agreeing to an initial-purchase-price with the retailer for the primary-goods-for-purchase via a written contract accessible via internet; and receiving future-purchase-discounts from the retailer based on a subscription for buying the primary-goods-for-purchase.

A system and methods for an offer placement system for delivering targeted marketing offers to consumers during a session with an online (web-based) Internet portal, such as an online banking portal of a financial institution. A component receives advertising campaign data from an advertiser including a plurality of targeted marketing offers for delivery to consumers in response to a particular condition (e.g. an offer-triggering event), and stores the campaign data in a database. A component determines the occurrence of an offer-triggering event caused by a consumer during an online session with the online portal, for example, viewing a list of banking transactions. A component identifies a predetermined targeted marketing offer stored in the database that corresponds to the offer-triggering event. A component delivers information corresponding to the targeted marketing offer to the consumer during the online session with the portal.

Disclosed is a method for split payment for an online or offline purchase of a service or goods using an electronic device, including receiving a first request in relation to a payment, generating first payment information using a transaction identification corresponding to the payment based on at least the first request, sending the first payment information to an external device, receiving a second request in relation to the payment, generating second payment information using the transaction identification based on at least the second request, and finalizing the payment based on at least the second payment information.

A computerized system for transacting the purchase and sale of consumer motor fuels between motor fuel merchants and retail consumers through software on a mobile or desktop connected device for periods in the future through the simultaneous execution of multi-party, multi-layered contingent transactions and pricing algorithms to ensure that all inter-related motor fuel merchant transactions are simultaneously transacted upon a retail consumer purchase execution. Motor fuels include refined products such as gasoline and diesel fuel, renewable fuels (e.g. ethanol, biodiesel), natural gas (including liquefied natural gas), jet fuel and electricity.

A method and portable apparatus for settling a transaction are provided, in which the portable apparatus may be used as a card substitute payment device for settling a transaction. Information to conduct a settlement may be stored in the portable apparatus. The portable apparatus may be, for example, a portable phone or a PDA. A transaction inquiry machine may read or receive the information from the portable apparatus, similar to that of a card reader reading a magnetic card, and transmit the information to a VAN company server or a card company server, to then request for an approval to settle the transaction.