For distributed incentive management, a server trains a neural network. An origination device creates an incentive record and an authentication record. The incentive record is communicated from the origination device to a recipient device. In response to the milestone being completed, the recipient devices communicate a milestone confirmation to the origination device through the network that the milestone is complete. The recipient device notifies an authentication device. The authentication device authenticates the milestone in response to the authentication device being at a task location and a biometric match. In response to the origination device storing the incentive record comprising both the milestone confirmation and a status authenticating the completion of the milestone based on the biometric match of the recorded biometric at the task location from the authentication device, transferring a payment of the incentive amount to a financial account stored in the incentive record.

In one aspect of the present disclosure, a device includes one or more memories having computer-readable instructions stored therein and one or more processors. The one or more processors are configured to execute the computer-readable instructions to receive, over a period of time, information regarding transactions conducted in association with a user account; identify a category associated with one or more of the transactions based on the information, wherein identifying yields a number of categories; generate a ranking of the categories based on a transaction parameter; assign a different number of points to corresponding transactions in one or more of the categories based on the ranking, with a highest number of points assigned to the corresponding transactions in at least one category with highest ranking; and apply the corresponding number of points to the user account.

An example computing device includes: a processor; and a system memory, the system memory including instructions which, when executed by the processor, cause the computing device to: identify a financial account associated with debit card use; parse financial transactions associated with the financial account to identify debit card transactions; categorize the debit card transactions into categories based upon types of merchants; map the categories to incentives associated with a credit card; and present potential savings associated with the incentives.

An offer processing system is configured to receive transaction data associated with user purchases from third party point of sales devices and/or third party payment processing systems. The offer processing system may then identify offers or savings that are applicable to the transaction data and redeem the offers on behalf of the users.

An offer processing system is configured to receive transaction data associated with user purchases from third party point of sales devices and/or third party payment processing systems. The offer processing system may then identify offers or savings that are applicable to the transaction data and redeem the offers on behalf of the users.

A medication disposal and reconciliation kiosk device and processor based system for collecting, identifying and measuring the amount of medication deposited in a collection container wherein the kiosk generates a coupon or other incentive that can be used to purchase new prescriptions, refills or other items, collects pills and liquid medications, including controlled medications such as opioids, chemically treats the collected medication with a non-toxic biodegradable solution or mixture for dissolving the medication, reports medicines collected to predetermined offices or agencies and collects the medication bottles and containers for recycling. The kiosk device includes a barcode reader, keyboard, pill counter, pill identifier, liquid medication collection bin, scale for weighing medication, biodegradable safe liquid for dissolving medication collected, receipt printout, and wireless electronic transmission circuitry or devices.

The present disclosure involves systems, software, and computer implemented methods for automatically providing a lending offer for loyalty points based on a customer account analysis. One example method includes initiating an offer analysis for a customer account associated with a particular customer and storing an account balance and a point deficit balance. The offer analysis determines whether to provide an offer for a point loan, and is based on profile information of the customer, a current point balance, and a reward identified from the loyalty account. If an offer is to be provided, an offer for a loan of points equal to the difference between the current point balance of a loyalty account and the point value cost of the reward is transmitted to a client device of the customer. If accepted, the current point balance and the point deficit are both incremented by the amount of the offer.

A system and method for facilitating foreclosure on collateral is disclosed. An example system may include a lending agreement storage circuit structured to store a plurality of lending agreement data comprising at least one lending agreement, wherein the lending agreement comprises a lending condition data comprising terms and condition data of the at least one lending agreement related to a foreclosure condition on at least one asset that provides a collateral condition related to a collateral asset for securing a repayment obligation of the at least one lending agreement; a data collection services circuit structured to monitor the lending condition data and to detect a default condition based on a change to the lending condition data; and a smart contract services circuit structured to interpret the default condition and communicate a default condition indication that initiates a foreclosure procedure based on the collateral condition and the default condition.

Disclosed is a process and a system for controlling a computerized entertainment property playlist comprising registering a user and also registering an owner of the entertainment property. Next, the user can select, or allow a system to select on their behalf, entertainment property units owned by the owner, to be played on a playlist. Next, the system can be configured to store information relating to the registered user, the registered owner, and the media units in at least one database. Next, process can result in exporting the playlist via instructions sent by a microprocessor to at least one additional database. Next, the system can involve playing the entertainment property, or syncing multiple entertainment properties, on the playlist. Finally the system can involve rewarding the user based upon a number of units played of the media units and a duration of play of each of these media units.

Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.