The method and system allows for users to share and be rewarded for information submitted or actions performed, including reports containing messages, images, videos, and geolocation data, of any issues they encounter. The submissions can be shared with the appropriate organization and/or stored on a server, and uploaded to a blockchain to ensure that there is a permanent, tamper-proof record verifying the authenticity of all related transactions. Each submission or action can be verified to create a rating for each user. The system can have the ability to reward users with digital value in return for receiving and verifying authenticity of the information, and to provide such users with the ability to redeem those rewards for goods and services.

In a system and a method of the invention at least one food and/or drinks serving facility is provided, an electronic device of each of a plurality clients has an application with a QR code allowing a client to receive from it food and drink free of charge without any obligation to purchase it, the client can select a food and/or a drink which he/she wants to receive from the serving facility and shows to a cashier the OR code of the application on his/her electronic device, so that the cashier can read it and ascertain that the application is appropriate and valid, and then the client can receive from the serving facility the selected food and/or drink for free without any payment a certain number of times.

A method, apparatus and computer program products are provided for facilitating the application of a ledger, or data structure in general, to programmatically identify duplicate data objects, such as those indicative of card-linked offers provided against a single transaction, and more specifically, to the utilization of a global ledger to identify stacking of card-linked offers. One example method includes receiving an indication of an interaction between two devices, generating distributed ledger data, the distributed ledger data indicative of a previous interaction between the primary device and an entity, causing transmission of the distributed ledger data to each of a plurality of nodes in a offerer network, after a predetermined amount of time, causing performance of a comparison within the distributed ledger data to determine that the entity and a second entity comprise corresponding data objects, applying a rule to generate an adjusted value.

To participate in a health incentive program, a customer of a health-related business such as a health insurance company or medical group entity may use a physiological measurement device to report health-related activity to the business. However, a customer may report fraudulent activity to the business by allowing another party to use the physiological measurement device. In embodiments, an electronic device, a collection and validation server, and a physiological measurement device may execute methods to ensure that the user of the physiological measurement device has identified themselves properly to the business. In embodiments, the electronic device and the physiological measurement device may produce sets of physiological measurement data that are compared to determine that a user of the electronic device is the same as the user of the physiological measurement device. The electronic device may produce a set of physiological measurement data using video and image processing techniques.

A networked computer system for providing promotional awards to casino property patrons is described herein. The networked computer system includes a promotions management computer server including a processor programmed to execute an algorithm to receive an activity signal from at least one player tracking server indicating corresponding patron activity. The processor is programmed to determine whether the patron activity data indicates a qualifying promotional event, and responsively select a promotional award, generate an escrowed award record associated with the corresponding patron activity, and modify the award escrow data file to include the generated escrowed award record. The escrowed award record including a corresponding patron ID, a corresponding session ID, corresponding award fulfilment instructions including the selected promotional award, a property ID, and a device ID, corresponding messaging instructions including an award notification message, and a corresponding qualification status indicator indicating a qualified status.

A method of reducing a future amount of electronic fraud alerts includes receiving data detailing a financial transaction, inputting the data into a rules-based engine that generates an electronic fraud alert, transmitting the alert to a mobile device of a customer, and receiving from the mobile device customer feedback indicating that the alert was a false positive or otherwise erroneous. The method also includes inputting the data detailing the financial transaction into a machine learning program trained to (i) determine a reason why the false positive was generated, and (ii) then modify the rules-based engine to account for the reason why the false positive was generated, and to no longer generate electronic fraud alerts based upon (a) fact patterns similar to fact patterns of the financial transaction, or (b) data similar to the data detailing the financial transaction, to facilitate reducing an amount of future false positive fraud alerts.

A method, system, and computer programming product for checking that clusters representative of transactional activity of a group of persons exhibits sufficient variability including: receiving transactional data; forming clusters from the received transactional data representing groups of persons that behave similarly; determining that a cluster representing a group of persons that behave similarly is not sufficiently variable; and increasing, in response to the cluster representing the group of persons behaving similarly not being sufficiently variable, the variability of the cluster. Further including, in an embodiment, creating a superset cluster consisting of both the cluster and the parent of the cluster; creating test data using the superset as a baseline; injecting the test data into the superset cluster; determining if the superset cluster rejects the injected test data as an indication of insufficient variability.

A method for confirming regulatory entity registration of a consumer product and verifying age of a user of the consumer product includes coupling a radio frequency tag to the consumer product, storing in a database a record for each of a plurality of consumer products, and a record for each of a plurality of consumers, executing an application on a computing device for reading identifying data from the radio frequency tag and transmitting said data to a server that accesses a record in the database that corresponds to the product and transmitting a confirmation of regulatory entity registration of the consumer product to the application, wherein the application further reads user identification data and transmits it to the server which calculates an age of the user based on the user identification data, and if the age of the user is above a predefined age, then storing the user identification data.

Systems and techniques for facilitating automatically coordinated social buying are provided. In various embodiments, a processor can receive an electronic request from a merchant device, which identifies a team deal. In various aspects, the processor can access a plurality of transactional browsing histories that are recorded by a respectively corresponding plurality of monitorial browser extensions, with each monitorial browser extension being installed on a respectively corresponding client device. In various instances, the processor can execute a machine learning model on each transactional browsing history, thereby determining whether the transactional browsing history demonstrates interest in the team deal. In various cases, for each transactional browsing history that demonstrates interest in the team deal, the processor can invite a user of a client device corresponding to the transactional browsing history to participate in the team deal.

Parallelized computation by a real-time transaction scoring system that incorporates global behavior profiling of transacting entities includes dividing a global profile computing component of a transaction scoring model of a real-time behavioral analytics transaction scoring system into a plurality of global profile component instances. The transaction scoring model uses a plurality of global profile variables, each of the plurality of global profile component instances using its own global profile partition that contains the estimate of global profile variables and being configured for update by a dedicated thread of execution of the real-time transaction scoring system, each dedicated thread being configured for receiving and scoring a portion of input transactions. The method further includes partitioning, based on one or more transaction routing shuffling algorithms, the input transactions for receipt across the plurality of global profile component instances, and updating each of the plurality of global profile partitions by the corresponding global profile component running in the dedicated thread according to the scoring algorithm.