Automating a product offering presented in a consumer kiosk application for creating and order consumer photo-related products. An automated product offering system determines in real-time or near real-time the availability of products to be offered to the consumer and adjusts the display on the kiosk GUI to guide the user to select products that are currently available. The product availability may be specific to a location and a retailer hosting the consumer kiosk application. The kiosk GUI display is adjusted in accordance with product advertising and promotional campaigns to guide the user to generate orders for products that offer the best value to the consumer while helping retailers and kiosk operators succeed with advertising campaigns.

The present disclosure relates to a system and a method for electric vehicle charging. The system may perform the method to: receive a request for charging station recommendation from a client terminal; determine at least one charging station within a preset distance range of the client terminal; determine an evaluation for each of the at least one charging station based on one or more evaluation parameters; and transmitting, by the first computing device, the evaluation of the each of the at least one charging station and an identifier of the each of the at least one charging station to the client terminal.

A method for applying promotion codes to a payment transaction using a computing device is provided. The computing device includes a promotion application in communication with a server. The payment transaction includes a purchase made by a cardholder using a payment card over a payment card network. The method includes providing, by the promotion application, promotion data to the computing device, wherein the promotion data includes a merchant participating in the payment card network, a promotion program offered by the merchant, and promotion codes associated with the promotion program. The method further includes displaying the at least one promotion program on the computing device, receiving a selection of the at least one promotion program from the cardholder using the computing device, and sending the promotion codes associated with the selected promotion program to the server for a payment transaction that corresponds to the selected promotion program.

A method for processing cash-withdrawal transactions is provided. When available cash at a terminal device is less than a first amount that a user wants to withdraw, the terminal device presents a first option to the user to receive a first part of the first amount, which the terminal device is falling short of, as a voucher or a credit in a digital wallet. When the first option is selected, the terminal device displays a list of digital wallets and vouchers to the user. The terminal device communicates a first request to the payment network indicating a selection of the first option and one of a voucher or a digital wallet. Based on the first request, the payment network initiates crediting of the first part in the digital wallet or procuring of the voucher, with the terminal device dispensing the remaining part of the first amount as cash.

For each product category offered by an on-line retailer, the most popular or biggest selling products are identified. The on-line retailer competes with a bricks-and-mortar store in the sale of the identified products. A dedicated area is provided within the store. In this area, the store provides, for each identified product, both: 1) a physical purchasable unit of the product, and 2) descriptive information about the product. The descriptive information includes: 1) an identification of the product, 2) an identification of the on-line retailer, 3) a price at which the product is offered on-line by the on-line retailer, and 4) a price at which the product is offered at the store. The customer can use the descriptive information to confirm the prices, and can then purchase a physical unit of the product, and can immediately take the unit from the store without having to wait for, and pay for, shipment.

Systems and methods are provided for allowing a merchant to provide a consumer with a real-time, personalized offer to execute a consumer transaction in response to evaluating that consumer's credential information. The consumer provides the credential information while, or just before, the consumer selects items to purchase from the website. The credential information provided by the consumer can be a compilation of different information associated with the consumer and may take the form of a score. According to one embodiment of the present invention, a merchant receives credential information relating to a consumer, while the consumer is at that merchant's website. The merchant evaluates the credential information while the consumer remains at the website and makes a real-time personalized offer of goods, services or pricing based at least in part on that evaluation.

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.

A charging station and method of operation of electric vehicle charging stations which incentivizes users of the charging station to minimize the time spent at the charging station by offering discounts for spending less time at the station, where the discount or multiple tiers of discounts are based upon dynamic factors.

Example gesture based cross-channel commerce retail systems and methods are provided. Some of the example systems and methods permit a consumer to complete a Store Pick Up order, i.e., an order placed by the consumer via computer, mobile device, telephone, fax, mail-order, etc., by gesturing with a mobile device near a digital kiosk and optical sensor at a store pick up location. The mobile device and/or the digital kiosk may display media content to the consumer while the consumer completes the Store Pick Up order. In another example system, a digital kiosk is located in a public area such as an airport, shopping mall, train station, or stadium. The digital kiosk displays media content to the consumer, and the consumer may transfer to a mobile device such media by gesturing with the mobile device near the digital kiosk.