Apparatus and methods for providing protection from economic exploitation. The apparatus and methods may include a platform for tagging a social security number and/or other suitable identification number. The system may allow a person associated with a social security number to automatically flag and deny any product or service request associated with the social security number. The alarms are “silent,” because the alarm may initiate an institution internal process in which the customer interaction with the institution follows a normal diligence process until an intervention can be effectively executed on behalf of the customer. This reduces the likelihood of a reaction from the customer's associate prior to completing the diligence process. A system may provide the customer with an opportunity to electronically activate an alarm by typing keystrokes on a card reader keypad or interacting with a physical sensor on the reader, on the card, or the like.

A personal safety system comprising: a personal electronic device carried by an individual having one or more sensors for recording visual and/or audio data associated with the individual; at least one external service nominated by the individual to be in electronic communication with the personal electronic device to receive and store the recorded visual and/or audio data from the personal electronic device in real time for monitoring purposes; and wherein, the visual and/or audio data is continuously recorded in discrete predetermined intervals by the personal electronic device and at the completion of each discrete predetermined interval the visual and/or audio data for that discrete predetermined interval is transmitted to the external service together with data capturing the time and location of the individual, and following transmission of the visual and/or audio data, the data is deleted from the personal electronic device.

Systems and methods including one or more processors and one or more non-transitory computer readable media storing computing instructions that, when executed on the one or more processors, perform: receiving dispute resolution information from a user corresponding to a dispute, wherein the dispute resolution information comprises a first data input and a second data input; analyzing, with a first machine learning module in a first tier of a machine learning engine, the dispute resolution information from the user to identify a dispute reason; analyzing, with at least one of second and third machine learning modules in a second tier of the machine learning engine, the dispute resolution information based on the dispute reason, as identified; and determining a dispute resolution based on an output of the second tier of the machine learning engine to resolve the dispute. Other embodiments are disclosed herein.

A computer-implemented method for identifying, among user electronic devices, customer electronic devices associated with genuine customers of organizations, the method being executed by a server, the method comprising: receiving, from a first user electronic device by the server, a first uniform resource locator (URL) of a first user browsing history; generating a first embedding corresponding to the first URL; comparing the first embedding with a template embedding of a plurality of template embeddings, the plurality of template embeddings having been retrieved from a genuity database; and in response to a difference between the first embedding and the template embedding being lower than an embedding difference threshold, adding the first embedding to the genuity database.

A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.

A merchant evaluation method includes: acquiring multi-dimensional evaluation index data of a merchant to be evaluated; for the multi-dimensional evaluation index data, obtaining, by calculation based on standard normal distribution, a health portrait of the merchant to be evaluated, and obtaining, by calculation based on a geometric mean, a health score of the merchant to be evaluated, wherein the health portrait is data representing at least one evaluation result of the merchant to be evaluated; and outputting the health portrait and the health score of the merchant to be evaluated.

An information processing system, method, and computer-readable medium that generate emotion values based on information related to interactions between one of a plurality of objects and other ones of the plurality of objects, the one of the plurality of objects being associated with a person, acquire at least one emotion value of the generated emotion values based on an identification of the person, and provide personal credit information of the person based on the acquired at least one emotional value.

An online marketplace system generates an online marketplace for seller-financed transactions. The system includes a plurality of listings of transaction offerings that are available. The transaction offerings are listed by a plurality of users and are from a plurality of different categories of products and services. The transaction offerings include a plurality of transaction terms, including payment and seller-financing terms. A transaction engine facilitates the negotiation of transaction terms between users and the formation of agreement between users. Transaction coins are awarded during the successful performance of a transaction according to the agreed upon transaction terms. A reputation engine generates trust profiles and trust scores for users. The trust profiles and trust scores are used by parties to evaluate the trustworthiness of the other party. A user interface engine generates a user interface that includes listings from users and trust scores of those users.

Methods, software, products and systems of an identity authentication and verification system which provide one or more users to verify by electronic and non-electronic means the identity of a person with whom a user is interacting.

Systems, methods, and devices of the various embodiments enable virtual displays of an item, such as vehicle, to be generated. In an embodiment, a plurality of images of an item may be captured and annotation may be provided to one or more of the images. In an embodiment, the plurality of images may be displayed, and the transition between each of the plurality of images may be an animated process. In an embodiment, an item imaging system may comprise a structure including one or more cameras and one or more lights, and the item imaging system may be configured to automate at least a portion of the process for capturing the plurality of images of an item.