Systems and methods that operate to, responsive to a request received from a user to obtain a ticket voucher with funds from an account external to a gaming establishment and responsive to a completion of a transfer of an amount of funds from a financial account and independent of identifying the user to any gaming establishment patron management system, such that an identity of the user remains anonymous to the gaming establishment, cause, based on the amount of funds, a modification of an account associated with a gaming establishment ticket voucher system and a creation, by the gaming establishment ticket voucher system, of the ticket voucher associated with the amount of funds.

A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

A method for validating payment information for an online transaction is provided. A payment server can receive two representations of the same payment information. The payment information can be validated if it is determined that the two representations match. If there is no match, or the payment information is otherwise invalid, the payment information can be repaired based on a trusted representation of the payment information, such as stored payment information or an image of an associated value token. Payment information can be received via one or more communication channels, and can be provided by one or more consumer devices. A merchant service provider can validate payment information and handle transaction processing on behalf of a merchant.

A client communications device and method for generating a user message comprising an assertion for verification by a remote server device is described. Payload data for the user message as generated by a secure application resident on the communications device is received. Biometric authentication of the user is performed as a first level security mechanism. If biometric authentication of the user is successful, a digital signature is generated based on the message payload as a second level security mechanism. The digital signature is generated using a private signature key stored in a secure element of the client device. A third level security mechanism is applied by authenticating the user message using a secure application-specific key. In implementations, the digital signature is generated in a secure environment of the client device which has sole access to the secure element after successful biometric authentication. The user message comprising the message payload and the digital signature is generated for sending to the remote server device. The verification may be required during a financial transaction. A corresponding server communications device and method is also described.

A system and method for providing an email as a command is disclosed. The system and method include formatting an action in an e-commerce system based on an assigned address, wherein communication with the assigned address initiates the action, and authenticating a message addressed to the assigned address, wherein for a positively authenticated message the action is performed. The system and method may also include receiving the message sent to the assigned address. For negatively authenticated messages, the system and method include providing a sender of the message a sign-up to enable positive authentication. The system and method may include requesting details of the action based on the message. The system and method may include sending an invoice for the action to the address that sent the authenticated message and processing a payment based on a response to the sent invoice.

A personal electronic parking system and method adapted to identify, track, predict, alert, manage and collect payment, and enforce on-street and off-street parking, the system including a central cloud network adapted to generate and manage user data and parking data, a user interface adapted to show users parking information relevant to the user, a unique machine-readable code, wherein the code provides identification of a specific vehicle used by the user, one or more sensors, one or more meter devices adapted to connect with the central cloud network and the user interface, and a parking payment and enforcement portal.

A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

In some embodiments, a method includes in response to an integration tag included in a webpage at a first user interface being executed at a mobile device, receiving a mobile device identifier and a request to retrieve a purchase identifier. The method includes sending a first signal causing a frame to be provided within the webpage at the first user interface. The method includes in response to a first user input, receiving a Hyper Text Transfer Protocol (HTTP) POST request and determining a uniform resource identifier (URI). The method includes retrieving purchase information and sending a HTTP response message including the URI of the second user interface and the purchase information to deeplink to the second user interface and to cause the second user interface to be rendered at the mobile device with the purchase information pre-populated in an input field of a text message.

An electronic device is provided. The electronic device includes a display and a processor. The processor transmits registration information relating to a user's payment means to an external electronic device, receives state information on the payment means, which is generated by the external electronic device using the registration information, from the external electronic device, and displays an indication corresponding to the state information in relation to an object for representing the payment means, through the display.

The invention relates to a method and system for booking reservations in a booking system and synchronizing bookings among several booking systems. The system comprises at least one booking system; at least one service provider; a mediator service; a client, and at least one client terminal device that can be a mobile device and that includes a dialogue. The client uses the dialogue to enter information into the system and the mediator receives inquiries and answers from the at least one booking system, the at least one service provider, and the at least one client. The mediator transfers and adapts information between them. The method and system are particularly suited for use with mobile phone users by Small Message Service messages.