The invention relates to a method for performing a transaction with a system (1, 1A, 1B, 10) comprising a terminal (2) and a chip device (3), said system being configured to communicate to a user (6), during said transaction, transaction information from the terminal via an adapter (4), said adapter being configured to receive, by wire or wirelessly, said information (5) and to translate it into voice or another form, said information being obtained or collected in or via said chip device (3), characterized in that said chip device (3) is configured with a first communication interface with proximity radiofrequency or electrical (M3) contacts included in the device in order to receive the transaction information directly from a communication interface of the terminal. The invention also relates to the corresponding system.

Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.

Embodiments may generally be directed components and techniques to detect a request to provide banking account information over a one or more voice connections, identify the requested banking account information, and generate speech data representing the banking account information requested. In embodiments further include communicating the speech data to another device.

A method and system for auto filling of payment card information in a web application. The computer-implemented method includes receiving an input code, by an auto fill system configured in a device associated with a user, including one of an audio code or QR code from a payment card when the payment card is in proximity to the device. The received input code is transmitted to an issuing server of the payment card. Thereafter, the computer-implemented method includes receiving payment card information associated with the input code from the issuing server. Once the payment card information is received, the computer-implemented method includes auto filling the payment card information at a payment screen of a web application in the device for completing a transaction on the web application. The present disclosure provides an efficient and error free mechanism for filling of payment card information in a web application.

A method and apparatus for mobile emulator determination using sound fingerprinting is disclosed. The method includes a verification computer system receiving a transaction request from a computing device purporting to be a mobile device. Responsive to receiving the request, the verification computer system transmits a request for verification information to the computing device. The verification system includes information regarding a tone to be generated by a speaker of the computing device. Thereafter, verification information is received from the computing device. The verification information includes information tone information generated by the computing device, wherein the tone is, after generation, detected by a microphone. The verification system then verifies, based on the receive verification information, whether the information indicates that the computing device is a mobile device.

A method may include generating, by a computing device, a first dynamic QR code comprising a plurality of QR code frames, each QR code frame transmitted at a first frequency, the plurality of QR code frames comprising non-viable QR code frame(s) and at least one viable QR code frame. The method may include displaying, by the computing device, the first dynamic QR code, the at least one viable QR code frame displayed at a first time. The method may include transmitting, by the computing device, a first pulse to a user device. The method may include capturing, by the user device at the first time and in response to receiving the first pulse, the at least one viable QR code frame. The method may include generating and displaying, by the user device, a second dynamic QR code, causing the computing device to complete a requested transaction.

A mobile terminal converts token information corresponding to card information to a sound wave signal and transmits the sound wave signal to a magnetic field conversion device, and the magnetic field conversion device restores the token information from the received sound wave signal, converts the token information to a magnetic field signal, and transmits the magnetic field signal to a merchant terminal, to perform payment.

The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.

Various embodiments of the present invention pertain to a method for pairing devices using near field communication and an electronic apparatus using the same. The electronic apparatus comprises: a first wireless communication module supporting first wireless communication; a second wireless communication module supporting second wireless communication; a memory; and a processor operatively connected to the first wireless communication module, the second wireless communication module and the memory, wherein the processor is set to: detect a tag of an external electronic apparatus via the first wireless communication module; transmit a first command for driving a designated application of the external electronic apparatus to the external electronic apparatus via the first wireless communication module; receive, via the first wireless communication module, Bluetooth address information of the external electronic apparatus corresponding to the driving of the designated application; and perform, via the second wireless communication module, pairing with the external electronic apparatus on the basis of the received Bluetooth address information, wherein the pairing is performed in a tagging manner instead of a scanning manner during the pairing of the electronic apparatus with the external electronic apparatus, to thereby intuitively select the external electronic apparatus to be paired and simply perform a pairing process. Various other embodiments are possible.

Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.