Described herein are a system and techniques for updating balance information for a disbursement module on a portable device using a transaction module on that same portable device. In some embodiments, each of the transaction module and the disbursement module may be associated with a different transaction processing system. A client device may be used to interact with the transaction module of the portable device via a communication element. In some embodiments, the client device may be configured to receive an account identifier from the transaction module, generate and transmit an authorization request message to an authorization entity, and upon receiving authorization from the authorization entity, cause the transaction module on the portable device to update a balance associated with the disbursement module.

Embodiments described herein relate to a software class object structure, system, and method for e-commerce gift card production, distribution and fulfillment in compliance with the three-tier regulatory structure for beverage alcohol.

Disclosed herein is a method for recommending gift cards for maximizing rewards on purchasing products using the gift cards. Accordingly, the method may include receiving a purchase request from a user device associated with a user, identifying a merchant from merchants based on the purchase request, identifying a store associated with the merchant, receiving a gift card data associated with the gift cards from a store device associated with the store, analyzing the gift card data using a machine learning model, identifying a gift card from the gift cards based on the analyzing of the gift card data, generating a recommendation for the gift cards based on the identifying of the gift card, transmitting the recommendation to the user device, and storing the recommendation.

A system is provided as a computer server platform and application programming software installed in primary devices of users for exchanging and trading digital asset securely and anonymously between two users of the system. The digital asset is registered under a device account of a primary device of a user with the system using a unique device account name. The system respects “privacy by design” in GDPR by using device account based-on anonymized data instead of personal account based-on personal data of prior art to ensure the system does not collect, store and process users' personal data in the course of device accounts' set-up and transactions of digital assets.

A processor-implemented method is disclosed. The method includes: configuring, by a processor, a value transfer card to be associated with a default currency account and one or more foreign currency accounts; receiving, by the processor, input including a selection of at least one of the one or more foreign currency accounts and a card control setting to be applied for the value transfer card in connection with the selected at least one foreign currency account; detecting, by the processor, a first transaction initiated using the value transfer card, wherein the detecting includes receiving a request to process the first transaction in a first currency associated with the selected at least one foreign currency account; determining, by the processor in real-time, that the first transaction results in violation of the card control setting for the value transfer card; and in response to determining that the first transaction results in violation of the card control setting for the value transfer card: querying, by the processor in real-time, an exchange rates database to obtain a current exchange rate between the first currency associated with the selected at least one foreign currency account and a second currency associated with a second one of the currency accounts; and processing the first transaction using the second currency account and the current exchange rate.

A processor-implemented method is disclosed. The method includes: configuring a value transfer card to be associated with a plurality of accounts, the plurality of accounts including a default currency account and one or more foreign currency accounts; receiving input from an authorized entity associated with the plurality of accounts, the input indicating a selection of at least one of the foreign currency accounts and a card control setting to be applied for the value transfer card in connection with transactions associated with the selected at least one foreign currency account; and enabling the card control setting for the value transfer card only in connection with the selected at least one foreign currency account.

Method for cash card payment in a payment station for debit and credit cards. The invention is characterised in that the cash card (1) comprises a processor and is caused to store a unique identity associated with a money amount, which exists at a money institution (3), such as a central bank, or which is caused to be transferred from a bank account or the corresponding, to the money institution, in that the transferred amount is caused to be stored on the cash card (1), in that the amount lacks a connection to the proprietor of the cash card except via the said identity, in that, at payment using the cash card (1), the amount to be paid is caused to be transferred, together with the said identity, from the cash card (1) to a payment terminal (5) comprising the said payment station, in that the payment terminal (5) is caused to store the paid amount together with the said identity and that a remaining amount after payment is counted down on the cash card and is stored on the cash card, and in that the payment terminal (5) is caused to activate the money institution (3) to transfer, using the identity, the amount to be paid using the cash card (1) to an account (7) belonging to the point of sale where the payment terminal (5) is located.

In some implementations, a device may detect that the web page is associated with an exchange associated with an entity. The device may transmit, to a server, web page information that identifies at least one of the entity associated with the web page, or an amount of the exchange associated with the entity. The device may receive, from the server, presentation information that identifies card information for one or more cards that are associated with the entity. Card information may identify information associated with resources associated with the card. The device may modify the document used to generate the web page based on the presentation information to cause the card information for the one or more cards to be provided for display via the web page. The device may display the web page based on modifying the document used to generate the web page.

A processor-implemented method is disclosed. The method includes: configuring a value transfer card to be associated with a plurality of accounts, the plurality of accounts including a default currency account and one or more foreign currency accounts; receiving input from an authorized entity associated with the plurality of accounts, the input indicating a selection of at least one of the foreign currency accounts and a card control setting to be applied for the value transfer card in connection with transactions associated with the selected at least one foreign currency account; and enabling the card control setting for the value transfer card only in connection with the selected at least one foreign currency account.

The present invention provides a system as a computer server platform and application programming software installed in primary devices of users for exchanging and trading digital asset securely and anonymously between two users of the system where said digital asset is registered under a device account of a primary device of a user with the system using a unique device account name. The present invention respects “privacy by design” in GDPR by using device account based-on anonymized data instead of personal account based-on personal data of prior art to ensure the system does not collect, store and process users' personal data in the course of device accounts' set-up and transactions of digital assets.