According to an embodiment, a payment system includes a payment terminal and a management server. The payment terminal sends an inquiry to the management server on the basis of obtained biometric information of a purchaser. The payment terminal obtains, from a response from the management server in response to the inquiry, payment method data specifying a payment method of the purchaser. The management server searches a database, which stores data specifying a payment method in association with the biometric information of the purchaser. The management server thereby detects data in association with the biometric information, which is inquired from the payment terminal.

This disclosure describes, in part, techniques for integrating functionality across multiple applications. For instance, an electronic device may operate an application in a first mode of operation, wherein the first mode of operation is associated with a first type of business. Based at least in part on operating the application in the first mode of operation, the electronic device may provide a first user interface that includes one or more first input options associated with the first type of business. The electronic device may then receive input associated with operating the application in a second mode operation, wherein the second mode of operation is associated with a second type of business. Based on the input, the electronic device may operate the application in the second mode of operation, which includes providing a second user interface that includes one or more second input options associated with the second type of business.

Examples described herein relate to apparatuses and methods for processing two or more credit cards by a financial institution computing system, including but not limited to receiving, from a user, the credit application for applying for two or more credit cards, processing, by the financial institution computing system, the credit application for the two or more credit cards, and issuing, by the financial institution computing system, at least one of the two or more credit cards.

A system may include a payment card that includes one or more chips that are operable to utilize information in a payment transaction to enact different functions. For example, a payment applet in a contact chip transaction (e.g., contact EMV transaction) or contactless chip transaction (e.g., contactless EMV transaction) may utilize information that flows through the chip (e.g., country, time, date, transaction amount, approval status) to trigger pre-stored messages or functions (e.g., switch to a payment option or account). Information may be introduced into the chip during a transaction as a result of manual input from the cardholder on the cardholder's phone or other device. Thus, transaction scripting (e.g., EMV scripting) may be utilized to let a card (e.g., static or powered) know that a function (e.g., change of account) is desired by a cardholder and the chip may, if not in the proper account, reset and restart the chip in a mode associated with the desired function (e.g., in the desired account).

A card or other device may include two or more contact chips, each contact chip associated with a different payment method.

Real time scalable loyalty processing apparatuses and/or systems operable to process up to ten thousand transactions per second and more than one billion transactions annually, and having a sub-second response time.

A detection activity of a card may be sensitive to property changes in one or more conductive pads on the card and/or information received by the card, where a processor of the card may execute a transaction indication algorithm based on detected property changes on the card, that may be caused by the card's proximity to a point-of-sale terminal and/or by information received by the card. The transaction indication algorithm may cause the processor to provide visible, audible and/or tactile indicators on the card based on the detection.

A wallet card or other device includes three buttons, a PCB antenna for connection to all cellular bands including low band, mid band and high band, dual pressure sensors operable to determine velocity and/or as an independent trigger, a cellular chip whose encryption/decryption key between a payment network and the cellular chip is dynamically changeable for security, and a dynamic magnetic communications device operable to communicate data using a magnetic data waveform with amplitude adjusted by the device.

Systems and methods for deploying enterprise software updates are provided. At a server storing applications and a record of client devices is provided. Each application includes a corresponding group identifier indicating a group associated with an application and a corresponding version identifier indicating a version of the application. The record includes the deployment identifier for each application in the plurality of applications installed on each device. A first application having a first group identifier and a first version identifier, and a second application having the first group identifier and a second version identifier is installed in each respective device. An update for the first application is received at the server, which includes modifying the version identifier of the first application. The update for the first application is communicated to each device. For each respective device, a modification of the deployment identifier indicates which application is executable on the respective device.

A device, such as a flexible card, may include a secure element to store first card information, a second secure element to store second card information, and a slider to select between secure elements.