Patent classifications
G06Q20/3558
PORTABLE DEVICE WITH LOCAL VERIFICATION DATA
Embodiments of the disclosure are directed to systems and methods in which verification data is written to a portable device and used to complete a transaction. The system may identify a number of trusted third-party entities computers capable of providing verification data associated with a particular user. The system may generate requests to each of the trusted third-party computers for that verification data. Upon receiving responses, the system may select an appropriate verification data from the responses received from those trusted third-party computers. The verification data is then written to a portable device, which is provided to a user with which it is associated. Once provided, the portable device may be used in a transaction conducted at a resource provider and the verification data may be caused to be displayed on a display operated by the resource provider.
SYSTEMS AND METHODS FOR DIGITAL PIN PROMPTING AND SETTING
A provider computing system comprises one or more processing circuits to determine that a personal identification number (PIN) has not been set for a new card to be provided to a customer, generate a card mailer to accompany the new card when the new card is provided to the customer where generating the card mailer comprises adding access information to the card mailer, cause the generated card mailer to be provided to the customer, receive a request from a customer device of the customer to enter a secure session where the request from the customer device to enter the secure session is received based on the customer device interacting with the access information provided with the generated card mailer, receive a desired PIN from the customer device within the secure session, and set the PIN for the new card as the desired PIN received from the customer device.
IC card and IC module
An IC card has a data storage, a table storage and a processing unit. The data storage stores data. The table storage stores a data element table including profile information including, in association with each other: a profile identifier for identifying a profile that is a group (set) of data elements to be stored in the data storage, at the time of issuance; the data elements included in the profile; and data region identifiers indicating data regions that are reserved in the data storage to store the data elements. The processing unit stores, in the data region indicated by the data region identifier corresponding to the data elements, the data elements corresponding to the profile identifier, from the data element table stored in the table storage, in response to a processing request that includes the profile identifier and requests issuance processing.
Point-of-sale security activation card
A point-of-sale security activation card is provided. The card includes first and second card panels, a security element selectively interposed between the card panels, and machine readable content carried by either or both of the card panels. An inside panel surface of the first card panel is characterized by a revealable information field comprised of revealable information. The second card panel includes a tab, the tab overlying an end portion of the revealable information field of the first card panel. The security element includes a body, and a head extending therefrom. The head underlies the tab of the second card panel, the body overlying a substantial portion of the revealable information and intersecting with the machine readable content. Manipulation of the tab in furtherance of revealing the revealable information results in corruption of the machine readable content by the security element.
Personalized gift cards
Techniques and arrangements for personalizing gift cards based, in part, on exchanging personalized messages between a customer that buys a gift card and a customer that receives and uses the gift card. A point-of-sale (POS) device of a merchant may receive a personalized message from the customer buying the gift card at the time of the purchase. The POS device may then present the personalized message to the customer receiving the gift card when the customer uses the gift card to satisfy a cost of a transaction between the merchant and the customer. During or after the transaction, the POS device may further receive feedback from the recipient customer of the gift card. The POS device may then send the feedback to the customer that originally bought the gift card.
PAYMENT APPLICATION INITIATED GENERATION OF PAYMENT INSTRUMENTS
In some examples, a system and method for generating a payment instrument are described. The method includes receiving a unique signature that a recipient intends to associate with the payment instrument; verifying that the received feature meets an acceptability criterion; generating a representation of the received signature, wherein the representation is in a form capable of being physically associated with the payment instrument, and wherein association is established by embedding or exposing the representation on the payment instrument; and causing physical generation of the payment instrument having associated therewith the representation of the signature.
AUGMENTED REALITY CARD ACTIVATION EXPERIENCE
Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR.
Medical test results and identity authentication system and method
A system and method that enables users to provide authenticated medical records (e.g., vaccination records, viral anti-body test results, etc.) to a third-party (e.g., a venue) to gain access to the third-party is provided. In this way, the third party may confirm that the user is sufficiently immune to a particular disease (e.g., COVID-19) and may thereby minimize the threat of the user introducing the contagious disease to the third party. The system includes a biometric data recognition system that authenticates the identity of a user, a medical records acquisition system that acquires the medical records of the authenticated user, and a system for the displaying or otherwise providing the medical records to the third-party for review. The system also includes a system identification card that includes the user's contact information, alphanumeric characters associated with the user's driver's license number, medical records of the user, and other elements.
Medical test results and identity authentication system and method
A system and method that enables users to provide authenticated medical records (e.g., vaccination records, viral anti-body test results, etc.) to a third-party (e.g., a venue) to gain access to the third-party is provided. In this way, the third party may confirm that the user is sufficiently immune to a particular disease (e.g., COVID-19) and may thereby minimize the threat of the user introducing the contagious disease to the third party. The system includes a biometric data recognition system that authenticates the identity of a user, a medical records acquisition system that acquires the medical records of the authenticated user, and a system for the displaying or otherwise providing the medical records to the third-party for review. The system also includes a system identification card that includes the user's contact information, alphanumeric characters associated with the user's driver's license number, medical records of the user, and other elements.
SENSOR-ENABLED ACTIVATION OF PAYMENT INSTRUMENTS
In some examples, a system and method for activating a payment instrument. The method includes leveraging an activation feature associated with a payment instrument. The representation, obtained by a sensor, of the activation feature is received by the payment processing system. The payment processing system compares the representation of the activation feature with stored activation features corresponding to a user associated with the payment instrument. If the representation matches a user-associated activation feature, the payment processing system activates the payment instrument, wherein activating further includes granting the recipient access to a predetermined amount of funds through the activated payment instrument.