There are provided systems and methods for a payment information autofill mechanism that links a browser application with a user account such that a payment page at the browser application can be automatically filled based on the link. Specifically, the autofill mechanism establishes a link between a browser application running on a user device and a user account associated with the user that is stored at the server. When the user engages with the browser application to conduct a transaction on a merchant website, an application programming interface (API) call can be made to retrieve user virtual card information for automatically populating the payment data fields at the transaction page.

Embodiments of the disclosure are directed to performing a transaction between a smartwatch and an access device. Transaction details are transmitted by an antenna of a smartwatch to a contactless transaction module. An interface is rendered to a display of the smartwatch. An input of the interface is adjusted in response to a rotation of a crown of the smartwatch. The input is transmitted, by the antenna of the smartwatch, to a contactless transaction module in response to a confirmation of the input by a user of the smartwatch.

The invention is direct to a payment bridge system for a service provider and in particular a health care provider like a doctor or dentist. A practice management software is installed on the service provider's computer system for managing the service provider's business including managing patient or customer data, issuing invoices and handling payments. The system has a secure gateway network connecting with a secure network provider and a credit card processing system, connected to the secure network provider. A payment bridge installed on the service provider's computer system communicates with the practice management software and the secure gateway network to accept payments by credit card for invoices generated by the practice management system which are securely transmitted through the secure gateway network to the credit card processing system for approval and processing and updating the practice management software to reflect payment by credit card when the charge is accepted by the credit card processing system. All credit card data is encrypted prior to transmission to the credit card processor and no unencrypted credit card data is stored at the service provider's location.

Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.

An embodiment may involve receiving, by a computing system, a message from a wireless service provider system. The computing system may include one or more computing devices located, e.g., in the trusted cloud. The message may contain a service-provider-based identity of a client device, an indication that the service-provider-based identity has been authenticated by the wireless service provider, and a code that the client device obtained from a remote machine proximate to the client device. The computing system may generate an anonymized identity of the client device based on the service-provider-based identity. The computing system may verify that a task associated with the code is within the authorized capabilities of the anonymized identity. Possibly based on the code (and perhaps other information as well), the computing system may transmit an instruction to the remote machine. The instruction may direct the remote machine to perform the task.

A method includes completing a payment transaction using a payment-enabled mobile device. The method further includes prompting a user to perform a user authentication process with respect to the payment-enabled mobile device. The prompting occurs after completion of the payment transaction and prior to commencing another payment transaction using the payment-enabled mobile device.

The invention is a system allowing for the commercial rental of physical assets that are locked and secured at specific locations, including, without limitation, bicycles, motorcycles, automobiles, tools, machines, computers, smart phones, or tablet computers.

A commodity sales data processing apparatus comprises a commodity sales module configured to execute a commodity sales processing relating to payment of a validation commodity of which a PIN (Personal Identification Number) code is validated at the time the payment is confirmed; a sending module configured to send identification information capable of identifying the validation commodity after the payment is confirmed in the commodity sales module; a receiving module configured to receive validation commodity information read by an information processing apparatus that sends the PIN code to a server of a company that provides a sales item in order to receive the sales item indicated by the validation commodity identified by the identification information sent from the sending module; and a writing module configured to write the validation commodity information received by the receiving module in an IC (Integrated Circuit) tag on the validation commodity.

The invention concerns a portable electronic transfer device using a near-field wireless communication module and a method of using it. The device includes means for entering an amount and an acceptance command so that a debtor can enter their personal identification number on their portable device and not on that of a third party. If the acceptance command is authenticated, a secure message containing the amount is sent via the near-field. wireless communication module to a creditor. The creditor can then add their references to the message and send it to effect the transaction. Alternatively, the creditor sends their references to the debtor via the near-field wireless communication module and the debtor can formulate a transaction request including the amount and the references of the creditor.

A mobile payment system including a merchant, a mobile device having mobile payment capability, a server couplable to a payment network, and a merchant computing device couplable to the server. A purchase request is made of the merchant and a purchase identification is associated with the purchase. The purchase information is entered into the merchant computing device and the purchase identification is sent to the server with payment information. Mobile payment communication is established between the mobile device and the server using the purchase identification and a mobile payment for the purchase is made from the mobile device to a payment network through the server.