Patent classifications
G06Q20/4014
SYSTEMS AND METHODS OF AUXILIARY TRANSACTION SECURITY, VALIDATION, RECORDATION, AND TRACKING
A system including: a processor; and a memory having stored thereon instructions that, when executed by the processor, controls the processor to: receive a receipt request for a transaction from a remote device, the receipt request comprising a merchant identifier, a transaction amount, and a transaction date and time; query the receipt database for a receipt record corresponding to the transaction based on the merchant identifier, the transaction amount, and the transaction date and time, the query being conducted without the benefit of sensitive information; in response to identifying a receipt record corresponding to the transaction, retrieve the receipt record corresponding to the transaction from the receipt database; and output for transmission the receipt record to the remote device.
SYSTEMS AND METHODS OF FACILITATING TRADING A STORED VALUE CARD USING BLOCKCHAIN
The present disclosure provides a method of facilitating trading a stored value card using blockchain. Further, the method may include receiving a trading request associated with a stored value card from a user device, retrieving stored value card information associated with the stored value card, transmitting the trading request and the stored value card information to a second user device, receiving a confirmation from the second user device, issuing a second stored value card to a second user based on the confirmation, retrieving a first smart contract, executing the first smart contract, updating the stored value card information based on the executing of the first smart contract, generating a trading confirmation based on the updating, and storing the trading confirmation, a second stored value card information, and the stored value card information.
SERVER DEVICE AND METHOD THEREFOR
A server device includes: a first receiver to receive, from a settlement terminal, settlement identification information for identifying a settlement method by which the settlement terminal makes a settlement, and portable terminal identification information for identifying portable terminals located within a predetermined distance, the portable terminal identification information being included in a radio wave sent out, and intensity information representing a radio wave intensity of the radio wave received by the settlement terminal; a correlation unit to correlate the portable terminal identification information corresponding to the intensity information of the highest radio wave intensity received by the first receiver, with the settlement identification information; a memory controller to store, in a memory, settlement record information that correlates the settlement identification information with the portable terminal identification information; and an estimation unit to estimate a settlement method used on a per portable terminal basis, based on pieces of the settlement record information stored in the memory.
DIGITAL CURRENCY AND A SYSTEM AND METHOD FOR TRANSFERRING VALUE USING THE DIGITAL CURRENCY
A digital currency whose value is tied to a fiat currency or other thing of value is created in a participant's member account by the participant depositing a fiat currency or other thing of value in a common trust account maintained by a financial institution, and in which a plurality of participants make such deposits. A central authority maintains member accounts for the participants and credits to a participant's member account an international monetary unit (“IMU”) which reflects the value of each deposit that participant makes into the common deposit account. The value of a participants IMU or IMUs is thus determined by the amount which the participant deposits in the trust account. The IMUs may be transferred between participants and the transferred IMU may be denominated in selected sovereign currencies. Alternatively, a transferee participant may redeem an IMU for value, e.g., for a fiat currency, in which case the IMU is retired.
DIGITAL ADMINSTRATION OF GAMING UNITS
Methods, systems, processes and others are provided for digital administration of gaming units including, for example, receiving a real-time request for gaming units; determining that the gaming unit administration application executing on the mobile device is located at the particular gaming location of the gaming establishment; determining that the real-time request for gaming units does not exceed the gaming unit limit of the account pre-approved by the gaming establishment; identifying a gamer distribution module associated with the particular gaming location for the current gaming activity associated with the request; and providing an authorization to distribute to the gamer associated with the request one or more requested gaming units.
Method and corresponding proxy server, system, computer-readable storage medium and computer program
A method is provided. The method includes receiving a request message, the request message relating to a transaction between a first client and a second client, the request message including first client data and second client data, the first client data identifying an account to be used by the first client in the transaction, the second client data indicating if the second client is subscribed to a service. The method further includes determining if the second client is subscribed to the service, and generating an authentication request message if the second client is not subscribed to the service, the authentication request message requesting confirmation that a holder of the account is the first client. The method further includes sending the authentication request message, and receiving an authentication response message from the external server in response, the authentication response message including an indication whether the holder is the first client.
PRODUCT TRANSACTION MANAGEMENT COMPUTER, PRODUCT TRANSACTION SYSTEM, AND PRODUCT TRANSACTION METHOD
The present invention relates to a product transaction management computer, a product transaction system, and a product transaction method. The present invention provides a product transaction management computer, a product transaction system including the product transaction management computer, and a product transaction method using the product transaction management computer. In the system including the product transaction management computer for operating and managing an online shopping mall, the product transaction management computer is characterized by comprising: a means for acquiring approval for a product transaction using a dedicated account of a product purchaser from at least one non-related person not related to the product purchaser when the product purchaser requests settlement of the product purchase using the dedicated account; and a means for the product purchaser to complete the settlement according to the approval for the product transaction from the non-related person.
Customer identity verification system
A computerized system conducts customer identification processing for customers who remotely open accounts with personal identification information that cannot be verified through available data sources. The system receives a portion of identity data in response to a request for the customer to provide the portion of identity data from a customer identification document during a financial transaction. The system updates an identity profile of the customer by combining the portion of identity data with different portions of previously received identity data that were previously received from different merchants during transactions between the customer and the different merchants. Based on comparing the identity profile to unverified identity data of the customer, the system determines whether to maintain or terminate the account.
Methods, systems, and media for presenting media content items using multiple devices
Mechanisms for presenting media content items using multiple devices are provided. In some embodiments, methods for presenting media content are provided that include: detecting an offer to initiate a purchase of a content item being presented using the media device, wherein the media device has not been authenticated with a content service that provides the content item; in response to detecting the offer to initiate the purchase of the content item when the media device has not been authenticated with the content service that provides the content item, causing the media device to be discoverable by one or more mobile devices that are connected to a same local area network as the media device; encoding offer data corresponding to the detected offer to initiate the purchase of the content item; in response to receiving a status request from a mobile device that is connected to the same local area network as the media device, transmitting the encoded offer data associated with the purchase of the content item to the mobile device, wherein the encoded offer data causes a payment user interface to be presented on the mobile device; receiving a cast request from the mobile device to cast the content item on the media device; and in response to the cast request, executing a receiver application on the media device that accepts the cast request from the mobile device and causes the content item to be presented using the media device.
Systems and methods for device and user authorization
Systems and methods are described for authorizing users and/or devices. An example method may comprise receiving, from a user device, a request to access a function associated with a service account. The request may comprise an identifier of the user device. The example method may comprise determining, based on the identifier, a primary authority holder of the service account. The example method may comprise determining that a first record on a first distributed ledger associated with the primary authority holder indicates that the user device is associated with the primary authority holder. The example method may comprise determining that a second record on a second distributed ledger associated with the user device indicates that the user device is associated with the primary authority holder. The example method may comprise granting, based on the request, the first record, and the second record, the user device access to the function.