A mobile terminal including a wireless communication unit configured to provide wireless communication; a display; and a back cover mounted to a rear surface of a body of the mobile terminal. Further, the back cover includes an accommodation unit formed on one surface of the back cover, and configured to accommodate a card inserted into the accommodation unit; a coil configured to convert an electric signal from the card into a magnetic signal to be transmitted to a payment machine; and a data terminal electrically connected to the coil, disposed at a position contacting a corresponding data terminal of the card inserted into the accommodation unit and configured to transfer the electrical signal from the card to the coil.

Systems and methods are provided for authorizing an electronic transaction. In one implementation at least one processor is programmed to receive electronic transaction data and historical transaction data, the electronic transaction data including an entity identifier component and an amount component of an electronic transaction; determine, based on the entity identifier component and the amount component, a location of the electronic transaction in a space of a distributed representation space, the distributed representation space comprising a mapping of electronic transaction components in a high-order space; determine locations of the historical transaction data in the distributed representation space; determine a decision boundary in the distributed representation space based on the locations of the historical transaction data; and authorize the electronic transaction based on the location of the electronic transaction being within the decision boundary.

A system includes a service provider device and a point of sale (POS) device. A session between a user device and the POS device is established. An authentication request associated with the user device is provided via a user interface of the POS device. Subsequent to an authentication of information, responsive to the authentication request, the POS device receives funding instrument (FI) proxy information corresponding to FIs, which is unusable to identify the FIs by a merchant. A selectable representation corresponding to the FI proxy information is provided via the user interface. Responsive to receiving an indication of a selected member from the selectable representation, information for the selected member is sent. The service provider device determines that the session corresponds to an account associated with the user device and the merchant, and performs a transaction for the session using a first FI that corresponds to the selected member.

A pre-processing and fulfillment system and method are described. In some implementations, the method may include receiving an order containing a retail component and a pharmacy component, processing the order for the pharmacy component and the retail component, and generating a tracking token identifying the order and authorizing a party to receive a component of the order. The method may include transmitting fulfillment instructions to a fulfillment system based on processed information for the order, and transmitting the tracking token to a computing device of the authorized party. Some implementations may also include receiving a signal indicating receipt of the tracking token and an authorized transfer of the component, and updating a status of the order based on the received signal.

Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.

A method of managing and verifying a certificate of a terminal is provided. The method includes obtaining certificate information that is usable when downloading and installing a specific bundle corresponding to at least one of a secondary platform bundle family identifier or a secondary platform bundle family custodian identifier, transmitting, to a secondary platform bundle manager, the certificate information corresponding to the at least one of the secondary platform bundle family identifier or the secondary platform bundle family custodian identifier of the specific bundle, and receiving, from the secondary platform bundle manager, at least one of a certificate of the secondary platform bundle manager, certificate information to be used by a smart secure platform (SSP), the secondary platform bundle family identifier, or the secondary platform bundle family custodian identifier.

Systems, methods, articles of manufacture, and computer-readable media for secure authentication based on passport data stored in a contactless card associated with an account. An application may receive an indication to perform an operation. The application may receive encrypted data from the card. The application may receive an indication that the authentication server verified the encrypted data based on a private key. The application may receive encrypted passport data from the contactless card, the encrypted passport data for a passport associated with the account. The application may determine an attribute of the passport based at least in part on image data or text input. The application may decrypt the encrypted passport data based on the attribute of the passport. The application may initiate performance of the operation based on the received indication specifying that the authentication server verified the encrypted data and the decryption of the encrypted passport data.

An illustrative apparatus includes a memory, a processor coupled to the memory, and a first set of instructions stored on the memory that can be executed by the processor. The processor is configured to determine authentication data, where the authentication data comprises an indication that a first functionality of a second set of instructions can be controlled and where the second set of instructions is separate from the first set of instructions. The processor is further configured to send to a user interface, an indication of the first functionality. The processor is further configured to receive, through the user interface, a request to control the first functionality of a second set of instructions that is separate from the first set of instructions. The processor is further configured to send an order to control the first functionality of the second set of instructions.

Embodiments of the present application provide a payment method, a gateway device, a server and a storage medium. The method is applied to the gateway device, and the method includes: obtaining target identification information and payment amount of a target IoT device connected to the gateway device, wherein the target identification information includes a first device identification of the target IoT device and/or a feature identification of a physical layer between the target IoT device and the gateway device; sending a first payment request to the server, wherein the first payment request includes the target identification information, a second device identification of the gateway device and the payment amount, and the first payment request is configured to instruct the server to search a target payment account associated with the target identification information and the second device identification, and to deduct from the target payment account according to the payment amount.

A system (1) for determining passenger for a vehicle includes one or more first computing device (2), one or more second computing devices (7), and a third computing device (12) which are being used by passengers, conductors or drivers, and transport service operators or aggregators providing services to transport service operators. The devices (2, 7, 12) cooperates together to process at least one of: a first location data (4) from the first device (2) and a second location data (10) from the second device (7), a first location relative location data (8) which is based on signal strength of a second short range signal (6) generated by a second wireless module (11) of the second device (7) and detected by a first wireless module (5) of the first device (2), or combination thereof,

and to determine if user carrying the first computing device (2) is the passenger.