Embodiments of the present invention provide a computer system, a computer program product, and a method that comprises determining a pattern within received data based on a periodicity associated with the received data; in response to a calculated signal score associated with the determined pattern of the received data meeting or exceeding a predetermined threshold transaction amount, tracing at least one location associated with the received data; and dynamically suspending an action associated with an account that generated the received data in response to the traced location not being associated with a historical baseline of the account.

A technique is described for implementing drones as a service. As an example, a drone may receive instructions from one or more network elements, coordinate operations with the one or more network elements, and perform at least one task associated with the instructions. The drone may deliver a container to a first location and perform object recognition to validate an object of a subscriber being delivered to a second location. The drone may measure the weight and dimensions of the object to confirm the object is within operating guidelines. After verifying the object is within operating guidelines, the drone may transport the container containing the object to the second location.

Disclosed are various approaches for incentivizing in-person interactions and customer engagement. These approaches can include obtaining, with a client device, a first indication of attendance of a user at an event. Then, the client device reports the first indication of the attendance of the user to a remote computing device. Later, the client device obtains an additional indication of the attendance of the user at the event and reports the second indication of the attendance of the user to the remote computing device. Meanwhile, the remote computing device can receive the first indication of attendance of a user at an event and the second indication of attendance of the user at the event. The remote computing device can calculate an amount of time that the user attended the event and an amount of reward points based at least in part on the amount of time that the user attended the event. The remote computing device can then award the reward points to the user account of the user.

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for accessing an electronic contract that includes a provision that is verifiable through control of a remote device. Sending instructions to the remote device that cause the remote device to obtain data representative of whether the provision in the electronic contract has been performed. Determining based on the data, that at least a portion of the provision has been performed. In response to determining that at least a portion of the provision has been performed, causing a term of the electronic contract to be at least partially executed.

Implementations described herein relate to dynamic and predictive updating of a payment attribute of a payment instrument. In some implementations, the method includes receiving, at a computing device, route data for a plurality of trips, receiving, at the computing device, first trip data for the first trip from the user device, wherein the first trip data includes at least location data of the user device, calculating, based on the received first trip data, a fuel likelihood score for the first trip, comparing the fuel likelihood score to a first threshold, based on a determination that the fuel likelihood score meets the first threshold: transmitting, to a computer associated with a payment network, a message to update one or more payment attributes stored at the payment network and associated with the first payment instrument, and displaying an indication that the first payment instrument is approved for the fuel transaction.

This disclosure describes, in part, techniques for enabling merchant devices to interoperate with one another in a more robust manner, such that overall operation and efficiency within a merchant establishment is improved. For instance, the techniques described herein may enable the intelligent routing of requests between devices within the merchant establishment based on real-time locations of the devices, which devices are associated with which orders, and the like.

A method performed by a processor of a provider computing system includes allowing an account holder at the provider to initiate a transaction with the provider remotely (e.g., via smartphone, online banking, etc.), by submitting a request for a specified transaction to be picked up in a lockbox at a provider's lockbox location. The pickup and completion of the account holder's requested transaction occurs at a lockbox location that has a plurality of lockboxes. The lockbox allows the account holder to access the facility at the account holder's leisure, both in time and location. The lockbox pickup service alleviates the uncertainty, fluctuating time cost, and inconvenient operating hours by allowing the account holder to request transactions with an easy to use interface resulting in a lockbox to be accordingly prepped so that the account holder can provide the proper authentication information and access the lockbox.

A computer-implemented method includes receiving, by a mobile wallet computing system, information relating to a usable object from a party and provisioning, by the mobile wallet computing system, the usable object to a mobile wallet associated with a user. The computer-implemented method further includes receiving, by the mobile wallet computing system, one or more rules relating to the usable object from the party, wherein the one or more rules define an activation condition for the usable object such that when the activation condition is fulfilled the usable object is active in the mobile wallet of the user; determining, by the mobile wallet computing system, whether the activation condition is fulfilled; and in response to the activation condition for the usable object being fulfilled, activating, by the mobile wallet computing system, the usable object in the mobile wallet of the user.

An automated guided vehicle control system includes a commodity database, a historical shopping information acquisition module, a purchase-item prediction module, an automated guided vehicle database, an automated guided vehicle dispatch demand assessment module and an automated guided vehicle dispatch module. The historical shopping information acquisition module is utilized to retrieve the historical shopping information related to the customer, further to locate the instant predicted commodity to be purchased, and thereby to dispatch the suitable automated guided vehicle to the waiting area of the customer. Further, the historical shopping information is evaluated to provide the commodity type options for the customer to select, to locate the commodity type to be purchased, and thereby to organize the automated navigation path for the automated guided vehicle to travel along to reach the assigned commodity display area.

Systems, methods, and devices for assigning a transaction risk score are disclosed. According to one embodiment, a method for generating a transaction risk score may include: (1) receiving, by a transaction scoring service computer program and from an electronic device, a merchant URL that is being accessed by an application or a browser executed on the electronic device; (2) retrieving, by the transaction scoring service computer program, a plurality of transactions involving the merchant URL; (3) generating, by the transaction scoring service computer program, a risk score for the merchant URL based on the plurality of transactions; (4) generating, by the transaction scoring service computer program, a warning in response to the risk score exceeding a predetermined threshold; and (5) communicating, by the transaction scoring service computer program, the warning to the application or the browser.