A method for incentivizing repeat transactions within a prescribed geographic area using payment process network data includes acquiring a first set of transaction data from a payment network, creating a database of a second set of transaction data of transactions by an enrolled cardholder or merchant, identifying rewards eligible transactions and creating a database of rewards eligible transactions by enrolled cardholders at enrolled merchants, calculating rewards by querying the database of rewards eligible transactions and multiplying the amount by a factor, transmitting an instruction to a virtual card issuer to apply the rewards amount to a virtual payment card, receiving an authorization request to make a purchase using rewards, and determining if the transaction of the authorization request occurred within a prescribed geographic area in which rewards may be spent at enrolled merchants and if so authorization for the virtual card issuer to complete the transaction using the rewards.

A computer system includes a memory with instructions to receive telematics data regarding a vehicle, analyze the telematics data to determine a low fuel condition based on the fuel of the vehicle violating a predetermined threshold, and determine a location of the vehicle based on at least one of the telematics data. The instructions, in response to determining the low fuel condition, further identify one or more fuel dispensing stations in proximity to the location of the vehicle, provide information related to the one or more fuel dispensing stations to a mobile application displayed to a driver of the vehicle, and determine a scope of fueling permissions associated with the vehicle at the one of the one or more fuel dispensing stations. The instructions also automatically initiate a fueling session at the one of the one or more fuel dispensing stations contingent upon the scope of fueling permission.

The present application is generally directed to a decentralized identity management system that has one or more processors configured to receive a review from a user regarding an entity, determine one or more locations associated with the entity, determine a location associated with the user; and determine a reputation score for the entity based on the review, a location of the one or more locations, and the location associated with the user. Additionally, the one or more processors are configured to cause the reputation score to be recorded on a distributed ledger.

Systems, methods, and apparatuses for authorizing a transaction using location based transaction authentication. The method includes receiving a transaction authorization request for a transaction; determining a location of the transaction; identifying an identity of a user associated with the transaction authorization request; determining a computing device associated with the identified user; determining a location of the determined computing device associated with the identified user; determining a distance between the location of the transaction and the location of the determined computing device; determining that additional authentication is required of the identified user based on the determined distance; prompting, the user for additional authentication information; receiving a response including additional information; and, authorizing the transaction based on the additional information matching stored additional authentication information.

A system for verifying affiliate leads on an electronic device which may include processors, computer-readable memories, and computer-readable storage devices. The system may also include program instructions stored on at least one of the storage devices for execution by at least one of the processors via at least one of the memories, the stored program instructions may include detecting at least one potential customer transaction; assigning, to each transaction, a unique transaction identifier; assigning, to each transaction, at least one transaction parameter; selecting at least one transaction parameter; flagging, or not flagging, the transaction based on at least one selected transaction parameter. If the transaction is not flagged, the stored program instructions may further include firing an affiliate pixel. If the transaction is flagged, the stored program instructions may further include recording the unique transaction identifier and holding the affiliate pixel in a QA state.

Systems and methods for verifying users in connection with transactions using payment card devices are disclosed. One exemplary payment card device generally includes a card body, a modem, and a processor disposed on the card body and coupled to the modem. The processor, then, is configured to determine a location of the payment card device, via at least the modem, based on multiple signals from multiple towers (and/or routers) associated with a telecommunication network, and transmit, by the modem, via one of the multiple towers and/or routers, location data indicative of the determined location to at least one of an issuer of the payment account and/or a payment network associated with the payment account.

A navigation system includes: a communication circuit configured to: transmit a request for an initial mapping of a region, and receive a sensor data packet for the region from a map generation resource; a control circuit, coupled to the communication circuit, configured to: compile the high definition map from the sensor data packet; and publish the high definition map, as metric-based content, to a navigation exchange mechanism.

A computer-implemented method to generate a hotspot confidence score for a hotspot in a network graph includes, receiving input data, wherein the input data includes a plurality of messages, each message containing a set of message data. The method further includes generating, based on the plurality of messages, a network graph. The method also includes identifying, in the network graph, a first hotspot. The method includes compiling a set of hotspot characteristics for the first hotspot. The method further includes receiving, in response to identifying the first hotspot, a first user feedback. The method also includes, generating, by a learning model, a hotspot confidence score for the first hotspot; and outputting the hotspot confidence score.

A method includes implementing a distributed digital ledger through a crypto-transactional platform, processing, via the crypto-transactional platform, a first crypto transaction through a payment card, and additionally processing, via the crypto-transactional platform, a second non-crypto transaction through the payment card. The distributed digital ledger is a growing set of records linked through cryptography. As part of processing the first crypto transaction and the second non-crypto transaction through the payment card via the crypto-transactional platform, the method also includes handling security of both the first crypto transaction and the second non-crypto transaction through the payment card via the distributed digital ledger.

This application provides a method for near-field information authentication, device, electronic device and computer storage medium therefor, comprising: obtaining a current location information of the object to be authenticated, determining a target grid area where the object to be authenticated is located; receiving the identity authentication request sent by the target service terminal; determining effective users of the target service terminal according to the information of the target service terminal, determining biological characteristic information of each valid user; performing identity authentication based on the live body biological characteristic information of the object to be authenticated and the biological characteristic information of each valid user. When information authentication is performed on the object to be authenticated, this application is realized through the live body biological characteristic information of the object to be authenticated. The user does not need to provide a physical identification card, which simplifies the information authentication process and improves the user experience of the user when performing information authentication; Only when the object to be authenticated is within the preset range of its authorized merchant, the current location information of the object to be authenticated is sent to the server, which ensures the user's location privacy.