A system and method of non-cryptographic immutable distributed ledger technology for sending and receiving multiple assets including fiat currencies, in which the convenience of nostro and vostro accounts and similar pool accounts are combined with the trust and transparency created by an immutable distributed ledger technology (iDLT) or blockchain system. In this exemplary system all parties involved may be able to see in real time who is involved in each payment transactions, and all persons involved in executing the transaction(s) are identified and recorded, so there are no anonymous, unattributable errors or other issues, as all recordation is immutable and transparent.

Methods and apparatus consistent with the present disclosure allow a customer or payor to select from a plurality of nearby vendors or payees when a computing device of the payor is physically close to electronic devices of the payees. Payee devices and locations of those payee devices may be identified and displayed on a display of a payor device. Once displayed, a specific payee device may be selected by the customer and an order for a product or service may be sent to the selected payee device from the payor device. After the product or service has been provided to the customer, information that confirms that purchase may be sent to any of the selected payee device, the payor device, or a payment processing computer and funds to pay for the product or service may be deposited into an account of the payee based on the confirmation.

Systems and methods of authenticating customers of a financial institution are provided. A customer, involved in a financial transaction may be authenticated before consummation of a financial transaction. Authentication includes the system and method verifying the customer's identity and identifying the customer as a trusted customer. Authentication further includes aspects for determining the customer is co-located with the financial institution.

Techniques are described for performing forensic assisting and tracing of transaction data from an automated teller machine (ATM) to detect suspicious activity and potential security threats. The techniques include a forensic assisting and tracing (FAST) ATM configured to intercept data packets including transaction data generated by the ATM; map, store, and index the transaction data; and analyze metadata for the transaction data to generate reports on the operation of the ATM for a higher-level hub server. In some examples, a plurality of FAST ATMs may be networked to the hub server such that the hub server receives reports from each of the individual FAST ATMs and analyzes the reports to identify larger, global trends of suspicious activity and potential security threats.

An example operation may include one or more of receiving, by a node, a request for a transport, determining, by the node, an availability of the requested transport, responsive to the availability, broadcasting the request including a suggested value to a plurality of nodes, receiving agreements from the plurality of the nodes, and recording a completed request on a remote storage.

Various implementations directed to price time priority queue routing for tolling capacity on roadways, shipping lanes and air traffic zones over curb, sidewalk, roadway, air space, outer space, waterborne space and parking capacity units are provided. Implementations of various methods and systems to transform navigation routes with two waypoints or a destination waypoint or a series sequence of waypoints into objects which have associated price-time priority queues or other prioritizations for transformed toll and congestion capacity units and toll and congestion capacity unit specifications. The present disclosed invention relates to combining the concepts of objected oriented programming, market price queues, navigation systems and social networking and toll and congestion capacity as a fungible asset class or toll and congestion capacity as an open market with trading and securitization transformations.

Novel modular smart management devices in the form of drop safes include the modular components of a chassis, door and technology cabinet. The drop safes enable retailers to make cash deposits quickly and safely within or near their own facilities. Various technology, including RFID readers, RFID tags, and other equipment allow the drop safes to identify each deposited bag. Employees utilize specialized apps on their mobile devices to facilitate deposit creation and other tasks. Novel methodologies for accessing the drop safes for emptying employ single-use, time-expiration type authorization codes along with other security measures to minimize risk and to provide other benefits. Novel structures along with methodologies for replacing, on-site, modular components with auto-detection of functionality during initialization and re-initialization enables for efficient replacement and upgrading of components, including the upgrading of safes to provide additional functionality.

Various implementations directed to price time priority queue routing for transportation capacity units are provided. In one implementation, a method may include receiving origin location data and destination location data. The method may also include generating routes based on the origin location data and the destination location data. The method may further include determining virtual hubs along the routes, where the virtual hubs include a first virtual hub based on the origin location data and a second virtual hub based on the destination location data. The method may additionally include receiving travel cost data for the routes for geolocation exchange units. In addition, the method may include receiving market depth data for a geolocation exchange for the geolocation exchange units based on the routes. The method may also include selecting an optimized route of the routes for the geolocation exchange units based on an objective function.

Various implementations directed to price time priority queue routing for curb, sidewalk and parking capacity units are provided. Implementations of various methods and systems to transform navigation routes with two waypoints or a destination waypoint or a series sequence of waypoints into objects which have associated price-time priority queues or other prioritizations for transformed curb capacity units and curb capacity unit specifications. The present disclosed invention relates to combining the concepts of objected oriented programming, market price queues, navigation systems and social networking and curb capacity as a fungible asset class or curb capacity as an open market with trading and securitization transformations.

Systems, methods, and apparatuses for tracking and monitoring a transaction card are provided. A method includes receiving a control parameter indicative of normal operation of a transaction card; acquiring operational data regarding operation and usage of the transaction card; comparing the operational data to the control parameter; responsive to the comparison, determining one of normal operation and non-normal operation of the transaction card; and, causing at least one response based on the determination, the at least one response structured to notify a user associated with the transaction card of the determination.