The inventors have recognized that improved management systems are required for visual objects. Stated broadly, various aspects and embodiments are directed to systems and methods for aggregating, curating, organizing, executing, and exchanging visual objects. Some embodiments relate to modeling user behavior and analyzing user behavior to drive more efficient processing involving visual objects. Other aspects include automatically monitoring user actions to build and maintain a continuously evolving, and more accurate data model of a user's visual object preferences. Additionally, various aspects relate to systems and methods for integration with third party services that allow users to automatically capture differences resulting from activation of visual objects.

The inventors have recognized that improved management systems are required for visual objects. Stated broadly, various aspects and embodiments are directed to systems and methods for aggregating, curating, organizing, executing, and exchanging visual objects. Some embodiments relate to modeling user behavior and analyzing user behavior to drive more efficient processing involving visual objects. Other aspects include automatically monitoring user actions to build and maintain a continuously evolving, and more accurate data model of a user's visual object preferences. Additionally, various aspects relate to systems and methods for integration with third party services that allow users to automatically capture differences resulting from activation of visual objects.

The ECO ADVANTAGE MEDIATION APPARATUSES, METHODS AND SYSTEMS (ECO ADVANTAGE) transforms transaction and user, merchant, and payment data inputs into eco, transaction, and region analytics outputs. In some implementations, ECO ADVANTAGE receive a request for a user's transaction value modifier (TVM) balance and a merchant's current TVM schedule from a merchant, receive a TVM transaction confirmation indicating a transaction has been successfully processed and TVM transaction data, debit from a user's account an amount of TVMs received from another merchant in a previous transaction for use in the transaction, credit to the user's account an amount of TVMs based on the TVM transaction data, and store TVM transaction data in a TVM transaction record.

A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.

The inventors have recognized that improved management systems are required for visual objects. Stated broadly, various aspects and embodiments are directed to systems and methods for aggregating, curating, organizing, executing, and exchanging visual objects. Some embodiments relate to modeling user behavior and analyzing user behavior to drive more efficient processing involving visual objects. Other aspects include automatically monitoring user actions to build and maintain a continuously evolving, and more accurate data model of a user's visual object preferences. Additionally, various aspects relate to systems and methods for integration with third party services that allow users to automatically capture differences resulting from activation of visual objects.

Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.

The present invention teaches a system, method and computer program for enabling local or regional merchants to participate in an automated cause marketing (ACM) program using mobile devices. The ACM program that may provide benefits to several parties involved in fundraising for one or more supported organizations, including one or more supported organizations, advertising providers, merchants, and individuals. Merchants are able to access enhanced analytics regarding their transactions with members and non-members of the ACM program and can use these enhanced analytics to realize an increased number of or revenue from transactions with members. The present invention also teaches a system and method for enabling advertising providers to acquire and analyze data associated with consumers-merchant transactions. The present invention provides the above features optimally using mobile devices. Furthermore, the present invention, may enable a member to disseminate its charitable preferences and contribution notifications to members of its electronic social networks.

A method of facilitating concurrent blockchain transactions for a plurality of users in a transaction system having respective user blockchain accounts each having a token balance comprises providing, at a blockchain network, an aggregator account having a token balance; generating a plurality of child accounts of the aggregator account; periodically initiating, at the blockchain network, a plurality of top-up transactions to transfer tokens from the aggregator account to the plurality of child accounts; and concurrently incrementing the respective token balances for the plurality of users by initiating, at the blockchain network, a plurality of user top-up transactions to transfer tokens from the plurality of child accounts to the user blockchain accounts.

A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.

Disclosed herein are systems and methods for interacting with a consumer ledger. The systems and methods include: receiving a copy of the consumer ledger from one of a plurality of miners; adding a transaction to the consumer ledger; and transmitting the consumer ledger to the plurality of miners for conformation.