In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.

Systems and methods for generating tokenized reputation scores are described. In one example, a service provider system receives data describing user activity associated with a service provider account and determines that the user activity is eligible for a reputation reward of reputation tokens. The service provider system initiates a calculation of the reputation reward based on the data describing the user activity. Further, the service provider system verifies a transfer of reputation tokens to a blockchain account address associated with the service provider account, where the reputation tokens are based on the reputation reward calculated. The service provider system generates a reputation score based on an amount of reputation tokens associated with the blockchain account address and generates an indication of the reputation score. The indication of the reputation score is displayed in relation to a representation of the service provider account.

A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.

Systems and methods for P2P transaction functionality include payment collection from a third party source. A system includes at least one processor and a storage medium storing instructions that, when executed by the one or more processors, cause the at least one processor to perform operations including receiving transaction information from a vendor where a card was used and analyzing the transaction information. The operations also include sending one or more requests for repayment to one or more P2P service systems, receiving repayment information, regarding one or more repayments, from the one or more P2P service systems and, based on the repayment information, applying the one or more repayments to the transaction performed on the card.

This disclosure includes techniques for creating an engagement program forecast. The techniques include receiving customer data and transaction data for a consumer store, the transaction data being at an individual level such that individual customer's individual transactions can be seen in the transaction data. The techniques further include executing, based at least in part on the customer data and the transaction data, a loyalty forecast simulation for an engagement program for the consumer store by utilizing dynamic assumptions and developing an assumption profile for each individual customer. The techniques use the dynamic assumptions and the assumption profiles to develop a forecasted consumer profile for each respective customer over the defined time period and calculate, based at least in part on the forecasted consumer profile for each of the plurality of customers, an engagement program forecast for the engagement program.

An exemplary system, method, and computer-accessible medium for providing a financial account recommendation to person(s) can include receiving a transaction history for the person(s) associated with a first financial account, determining first rewards information based on the transaction history, accessing database(s) containing rewards rates for a plurality of second financial accounts, determining second rewards information for a particular second financial account of the plurality of second financial accounts based on the transaction history, and providing the financial account recommendation to the person(s) to one of (i) keep the first financial account or (ii) switch to the second financial account based on a comparison of the first rewards information to the second rewards information.

A method includes receiving a payment request for a transaction between a merchant and a customer. The payment request includes a payment token and an amount of the transaction in currency. The rewards account stores a number of rewards points. The method includes authenticating the payment request. The method includes determining a currency conversion value for the rewards points. The currency conversion value is based on a conversion rate and a merchant multiplier. The method includes determining the number of rewards points is not enough to cover the transaction. The method includes identifying a secondary payment source that contains sufficient funds to cover a remaining balance of the transaction. The method includes transmitting an approval message to a merchant computing system.

A point of sale terminal for performing an exchange process through which points can be exchanged for an item, includes a controller configured to determine whether an operation for starting the exchange process is input, upon determining that the operation is input, acquire from a first server the points, upon receipt of an input of an item code of an item, determine whether the item is of a specific type that needs to be activated before use, upon determining that the item is of the specific type, perform an activation process on the item, determine whether the activation process has been successfully performed on the item, calculate points to be exchanged based on whether the activation process has been successfully performed on the item, and control a communication interface to transmit the calculated points to the first server.

The invention relates to a method and system for Industry Gift Voucher (IGV) management in fence networks. The method includes determining a base value, a unique alphanumeric key, and an expiration date to create an IGV; assigning an ownership of the IGV to a first user upon receiving a purchase request from the first user and required information of the first user; transferring the ownership of the IGV to a second user upon receiving a gift request from the first user and required information of the second user; and facilitating redemption of the IGV to the second user to utilize the IGV through at least one enterprise of a plurality of enterprises associated with one of the fence networks, wherein the IGV is circulated within the fence networks.

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device associated with a contributing member, a signal defining one or more interface elements to be displayed on a computing device associated with a non-contributing member and one or more interface elements to be withheld from being displayed on the computing device associated with the non-contributing member; complete a booking request by applying loyalty points from a loyalty point account associated with a group of contributing members to offset a cost of the booking request for the non-contributing member; and responsive to completing the booking request, send, via the communications module and to the computing device associated with the non-contributing member, a signal indicating that the group of contributing members have contributed loyalty points to offset the cost of the booking request for the non-contributing member and including a selectable option that, when selected, causes the computing device associated with the non-contributing member to display a user interface that includes the one or more interface elements to be displayed and does not include the one or more interface elements to be withheld from being displayed.