Patent classifications
G06Q30/0253
METHOD AND SYSTEM FOR MOBILE BANKING USING A NON-BROWSER BASED APPLICATION
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
METHOD AND SYSTEM FOR REMOTE TRANSACTION PROCESSING USING A NON-BROWSER BASED APPLICATION
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
METHOD AND SYSTEM FOR PURCHASING A PRODUCT USING A NON-BROWSER BASED APPLICATION
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
AUTOMATED PRODUCT OFFERING
Automating a product offering presented in a consumer kiosk application for creating and order consumer photo-related products. An automated product offering system determines in real-time or near real-time the availability of products to be offered to the consumer and adjusts the display on the kiosk GUI to guide the user to select products that are currently available. The product availability may be specific to a location and a retailer hosting the consumer kiosk application. The kiosk GUI display is adjusted in accordance with product advertising and promotional campaigns to guide the user to generate orders for products that offer the best value to the consumer while helping retailers and kiosk operators succeed with advertising campaigns.
AFFILIATE-DRIVEN BENEFITS MATCHING SYSTEM AND METHODS WITH CURATED BENEFITS
Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined is a payment card recommendation based on the consumer's payment card usage history.
Media distribution system with ticker feed
A method for use in a media distribution system includes receiving media content at an enterprise hub from a plurality of media outlets via a communication network. The method continues by assigning a unique identifier to the media content. The method continues by receiving at the enterprise hub, from the plurality of media outlets via a communication network, a record of broadcast of the media content on a continuous ticker feed and analyzing the continuous ticker feed to detect the unique identifier. The method continues by automatically verifying if the media content broadcast as scheduled and classifying the media content broadcast. The method continues by generating and transmitting to at least a provider of the media content, from the plurality of media outlets, a displayable report of the classification of the media content broadcast.
Artificial intelligence system for automated selection and presentation of informational content
A set of informational content elements pertaining to an item for presentation to one or more potential item consumers is identified at an artificial intelligence service. A plurality of optimization iterations are implemented. In a particular iteration, a set of content elements to be presented to a target audience in accordance with a set of presentation constraints indicated by a content source associated with the item is identified using a machine learning model, and metrics indicating the effectiveness of the content elements are analyzed.
SALES PROMOTION USING PRODUCT COMPARISON
Methods and apparatus are disclosed regarding an e-commerce system that promotes sales of products based on product comparisons. Some embodiments may present a marketing message that justifies a price difference between presented products based on attribute differences between the presented products.
DETERMINING ITEM RECOMMENDATIONS FROM MERCHANT DATA
Transaction modification based on modeled profiles is described. In an example, transaction data can be received by a payment processing system. The payment processing system can generate, using a trained model, profiles. Based at least in part on (i) receiving an indication that a buyer and a merchant are engaged in, or likely to be engaged in, a transaction and (ii) determining that a characteristic of the transaction corresponds to a profile, generating a communication to enable the buyer or the merchant to modify the transaction in association with processing of the transaction.
Systems and methods for automated mass media commerce
Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification.