A method for determining an adverse vehicle event, including: sampling sensor data an onboard vehicle system coupled to an ego-vehicle; at the onboard vehicle system, extracting a set of event parameters from the sensor data, wherein the vehicle event data is associated with a vehicle event occurring within the time interval; computing a loss probability based on the set of event parameters in response to the loss probability exceeding a threshold probability, transforming the set of event parameters into insurance claim data; and automatically transmitting the insurance claim data to an endpoint, wherein the endpoint is determined based on the participant identifier.

According to one aspect, a vehicle safety system includes an actuatable controlled restraint (ACR) comprising a seatbelt for restraining a vehicle occupant. The ACR is actuatable to control payout and retraction of the seatbelt. The system also includes a controller configured to determine operating conditions of the vehicle and to control the actuation of the ACR in response to the determined operating conditions of the vehicle. The ACR has a normal restraint condition and an enhanced restraint condition, the controller being configured to actuate the ACR from the normal restraint condition to the enhanced restraint condition in response to determining abnormal driving conditions of the vehicle.

The invention suggests a vehicle occupant restraint system (10), comprising central sensor electronics (14) which can generate a locking signal; at least one belt retractor (12) which includes an electromechanical locking system (20); drive electronics (22) which is assigned to and can activate the locking system (20) of the belt retractor (12) in reaction to a locking signal; a bus system (16) to which the sensor electronics (14) and the drive electronics (22) are connected; and a line (18) separate from the bus system (16) which connects the drive electronics (22) to the sensor electronics (14). Further, a method of controlling at least one belt retractor (12) of a vehicle occupant restraint system (10) is suggested in which the following steps are provided: a vehicle acceleration is detected by sensor electronics (14); if the vehicle acceleration exceeds a predetermined threshold, a locking signal is transmitted via a bus system (16) and via a line (18) separate from the bus system (16) to drive electronics (22, 26) which is assigned to an electromechanical locking system of the belt retractor (12), the electromechanical locking system (1) then locks the belt reel.

To robustly estimate three-dimensional behaviors of an occupant by fusing, through a particle filter, information obtained through vehicle indoor cameras and through vehicle internal information sensors, an occupant behavior estimation system includes: a camera configured to obtain images of the at least one occupant within the vehicle; sensors configured to obtain information on the vehicle; an image processing device configured to process images obtained from the camera and to obtain key point information of the at least one occupant and object tracking information that is provided by tracking the at least one occupant; and a vehicle safety controller configured to estimate the behaviors of the occupant by using a particle filter based on the information on the vehicle obtained through the sensors, the key point information and the object tracking information, which are obtained from the image processing device.