A tote assembly is provided having a basket and an insert sized to be slideably received within the basket. The insert can be one of a plurality of inserts, each sized to be slideably received within the basket wherein the inserts can have different interior dividers to define compartments for accessories or equipment associated with a particular activity.

A tote assembly is provided having a basket and an insert sized to be slideably received within the basket. The insert can be one of a plurality of inserts, each sized to be slideably received within the basket wherein the inserts can have different interior dividers to define compartments for accessories or equipment associated with a particular activity.

A tote assembly is provided having a basket and an insert sized to be slideably received within the basket. The insert can be one of a plurality of inserts, each sized to be slideably received within the basket wherein the inserts can have different interior dividers to define compartments for accessories or equipment associated with a particular activity.