A first aspect of the present invention is an adhesive composition comprising one or more polyisocyanates and one or more phosphate-functional polyols. A second aspect of the present invention is a method of bonding two substrates together to form a bonded article, said method comprising the steps of applying a layer of the composition of the first aspect to one of said substrates, contacting said layer of the composition of claim 1 to a second substrate, and curing or allowing to cure the composition of claim 1. A third aspect of the present invention is a bonded article formed by the method of the second aspect.

A polyurethane foam may include a base polyol component, a phosphorous polyol component, an expandable graphite, and melamine. The polyurethane foam may have a VO rating based on a UL94 flame retardancy test performed at a polyurethane foam thickness of 3.5 mm and a polyurethane foam density of 380 kg/m.sup.3.

A polyurethane foam may include a base polyol component, a phosphorous polyol component, an expandable graphite, and melamine. The polyurethane foam may have a VO rating based on a UL94 flame retardancy test performed at a polyurethane foam thickness of 3.5 mm and a polyurethane foam density of 380 kg/m.sup.3.

A polyurethane foam may include a base polyol component, a phosphorous polyol component, an expandable graphite, and melamine. The polyurethane foam may have a VO rating based on a UL94 flame retardancy test performed at a polyurethane foam thickness of 3.5 mm and a polyurethane foam density of 380 kg/m.sup.3.