The purpose of the present disclosure is to enhance the degree of freedom for settlement, even once the settlement method has been selected by the user. A method for processing information makes an information processing device execute: acquiring information from a unit storing settlement history information including at least one piece of settlement information on each of a plurality of users, the acquired information containing at least one piece of settlement information on a first user; specifying at least one piece of settlement information from the settlement history information, in response to operation by the first user with another information processing device, on which the settlement history information is displayed; displaying an amount of money based on a settlement amount included in the at least one piece of settlement information on the other information processing device, the displayed amount being an amount to be loaned to the first user; and lending the amount of money determined in response to the operation by the first user with the other information processing device to the first user.

The purpose of the present disclosure is to enhance the degree of freedom for settlement, even once the settlement method has been selected by the user. A method for processing information makes an information processing device execute: acquiring information from a unit storing settlement history information including at least one piece of settlement information on each of a plurality of users, the acquired information containing at least one piece of settlement information on a first user; specifying at least one piece of settlement information from the settlement history information, in response to operation by the first user with another information processing device, on which the settlement history information is displayed; displaying an amount of money based on a settlement amount included in the at least one piece of settlement information on the other information processing device, the displayed amount being an amount to be loaned to the first user; and lending the amount of money determined in response to the operation by the first user with the other information processing device to the first user.

Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.

A method for addressing a shopper's eligibility for frictionless checkout may include identifying at least one shopper in a retail store designated as not eligible for frictionless checkout; in response to the identification of the at least one shopper designated as not eligible for frictionless checkout, automatically identifying an ineligibility condition associated with the at least one shopper's designation as not eligible for frictionless checkout; determining one or more actions for resolving the ineligibility condition; causing implementation of the one or more actions for resolving the ineligibility condition; receiving an indication of successful completion of the one or more actions; and in response to receipt of the indication of successful completion of the one more actions, generating a status indicator indicating that the at least one shopper is eligible for frictionless checkout and storing the generated status indicator in a memory.

The present disclosure relates to a payment system and method using a real-name account of a seller, the system and method being expanded from universal payment gateway (PG) platforms to the over the top (OTT) platform market and, more specifically, a payment system and method in which a payment exclusive account (hereinafter, payment account) opened in the real-name of a seller is used by default so that, in non-face-to-face electronic commerce, transactions may be conducted in real-time through live broadcasts between a plurality of unspecified sellers and a plurality of unspecified buyers at home and abroad, thereby enabling convenient, speedy, and safe processing with reduced processing costs.

The present disclosure relates to a payment system and method using a real-name account of a seller, the system and method being expanded from universal payment gateway (PG) platforms to the over the top (OTT) platform market and, more specifically, a payment system and method in which a payment exclusive account (hereinafter, payment account) opened in the real-name of a seller is used by default so that, in non-face-to-face electronic commerce, transactions may be conducted in real-time through live broadcasts between a plurality of unspecified sellers and a plurality of unspecified buyers at home and abroad, thereby enabling convenient, speedy, and safe processing with reduced processing costs.

A liquid product distribution network includes a liquid product distribution monitoring and reporting apparatus for operation in association with a tap handle flow monitoring and reporting apparatus. The liquid product distribution monitoring and reporting apparatus includes a radio transmitter device and sensing circuitry for sensing and communicating physical properties associating with the keg. A tap handle flow monitoring and reporting apparatus senses flow of a liquid through a tap includes a tap handle radio transmitter device for fitting within and protected by a tap handle and a low-energy consumption tap handle radio/processing module. A mobile communications device with geographic position sensing device and/or said tap handle flow monitoring and reporting apparatus passively and without user interaction within the liquid product distribution network, without using network uplink/gateway circuit devices for sensing and reporting fluid storage, flow, and financial operations relating to the distribution of said liquid product throughout the liquid product distribution network.

Systems, apparatus, methods, and non-transitory media for programmatically grouping consumers are discussed herein. Some embodiments may include a system configured to provide to shared promotion redemptions. The system may include a merchant device with processing circuitry configured to associate multiple consumer accounts with a point-of-sale order. Based on receiving redemption data from a consumer device associated with one of the consumer accounts, the system may be further configured to allow the consumer device to share a selected promotion. For example, the system may determine payment share amounts for each consumer account based on a transaction price of the point-of-sale order and the redemption value of the promotion selected for shared redemption.

A system and method that permits a user to utilize a means of capturing and managing one or more voice files containing speech utterances (“Voice Utterances”) and/or the corresponding transcript (“Transcript”) containing protected health information (PHI) on a mobile device.

A method for a computer system includes receiving a first user communication, determining a first group of users, determining a target number of users, determining whether the first group of users includes the target number of users, and if not, providing the communication to the first group of users, determining a hierarchal mapping of groups of users in response to user memberships, determining a second group of users from the hierarchal mapping, determining a plurality of social network relationship factors for the second group of users with respect to the first user, and providing the communication to at least a subset of users in the second group of users in response to the first plurality of social network relationship factors.