G06Q20/207

Game with chance element and tax indicator
11580820 · 2023-02-14 · ·

In various embodiments a player of a gaming device or mobile gaming device is presented with an indication of a payout amount less any taxes that would be owed for the payout.

Independently procurable item compliance information
11710165 · 2023-07-25 · ·

Systems and methods electronically provide information regarding digital rules related to a potential relationship instance. Users often wish to know which digital rules apply to a specified item before engaging in a relationship instance with a host entity regarding the item. The system and methods described herein allow a computing facility to identify an item and receive resource information related to the item and the digital rules applicable to the item.

METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA
20230004965 · 2023-01-05 ·

The invention relates to an electronic transaction method for a system comprising a user-associated payment device 3 or 4 and a payment terminal 1. The payment device 3 or 4 and the payment terminal 1 perform a cryptographic key exchange 500 before performing a transaction step 501. The payment device includes personal information PI about the user. The payment terminal includes a transaction policy including a condition relative to the personal information Pi. The method includes a verification step 510, 520, 530, prior to the transaction step 501, for securely verifying the condition of the transaction policy relative to the personal information using the cryptographic key.

Retail HSA funding and payment mechanism

Disclosed herein are system, method, and computer program product embodiments describing the creation and funding of tax-advantaged accounts at a point-of-sale. By immediately funding the tax-advantaged account at the point-of-sale using a funding and payment mechanism, the disclosed embodiments may effectively and instantly fund a tax-advantaged account at a point-of-sale. The funding and payment mechanism overcomes the lapse in availability of funds inherent in legacy systems. Thus, an account holder may then immediately pay a provider from the tax-advantaged account for qualified expenses. The disclosure also presents a credit feature allowing prospective account holders to initially fund the tax-advantaged account. At the point-of-sale, the prospective account holder may link their newly created tax-advantaged account to other accounts, allowing the system to detect potential over-contributions. The disclosure also presents a retroactive analysis feature that analyzes linked accounts to create tax-advantaged transactions in transactions completed earlier in a plan year.

GAME WITH CHANCE ELEMENT AND TAX INDICATOR
20230222872 · 2023-07-13 ·

In various embodiments a player of a gaming device or mobile gaming device is presented with an indication of a payout amount less any taxes that would be owed for the payout.

Comprehensive tax return preparation system
11544799 · 2023-01-03 · ·

Methods, systems, and apparatus for facilitating interactions between a taxpayer and a tax preparer. The system includes a taxpayer client device configured to provide a graphical user interface to a user for receiving and displaying data in a consistent manner. The system also includes a signature unit configured to receive taxpayer signature data from the taxpayer client device via the graphical user interface. The system also includes a document upload unit configured to receive tax document data from the taxpayer client device via the graphical user interface. The system also includes a secure messaging unit configured to facilitate securely exchanging messages between devices. The system also includes an E-File authorization unit configured to receive taxpayer E-File authorization data from the taxpayer client device via the graphical user interface. The system also includes a payment unit configured to receive payment data from the taxpayer client device via the graphical user interface.

Cross-domain machine learning for imbalanced domains

Devices and techniques are generally described for cross-domain machine learning. A first machine learning model may be trained using first data of a first domain. Predictions may be generated by inputting a plurality of domain data from other domains apart from the first domain into the first machine learning model. For each of the predictions, a prediction error may be determined. A grouping of similar domains from among the other domains may be determined based on the prediction errors. A second machine learning model may be trained for the grouping of similar domains.

System And Techniques For Automatic Rapid Benefit Distribution

Described herein are systems and techniques for providing automatic distribution of transaction-related benefits to an account used to conduct a transaction. In certain embodiments, the system receives transaction details from a transaction processing network as transactions are conducted. The system determines an appropriate benefit provider for a transaction conducted from an account and provides a subset of transaction details to that benefit provider. The benefit provider compares the subset of transaction details to a set of limited transaction details received from a resource provider to identify the transaction and determine a benefit amount, if any, for which the transaction qualifies. The benefit provider then provides the benefit amount to the system, which then causes the transaction processing network to credit the account the benefit amount.

THIRD-PARTY RETAILER DELEGATION FOR AUTOMATED-CHECKOUT RETAIL ENVIRONMENTS

Described herein are systems and techniques for implementing a third-party item tracking and payment system that enables a user to walk out without a manual checkout process. The techniques include receiving user identifying information associated with a payment account and conveying an identifier of the account to a management system of the retailer. Items, as selected by the user, are added to a virtual cart that is checked out automatically when the user exits the store and the third party system communicates the cart contents to the retailer for cost calculation and then instructs payment using the stored payment information without disrupting existing inventory and account management systems.

SYSTEMS AND METHODS FOR USING MULTI-FACTOR AUTHENTICATION
20230036787 · 2023-02-02 ·

An authentication computing device stores a cardholder profile that is associated with a candidate cardholder and includes a cardholder identifier, a device identifier, payment account data, and trusted authentication data in a database system, receives an authentication request that is associated with a tax filing of the candidate cardholder and includes a filing identifier from a revenue computing device, detects the authentication request is associated with the candidate cardholder based upon the filing identifier and the cardholder profile, transmits an identity challenge requesting authentication data associated with the candidate cardholder to a user device associated with the device identifier, receives a challenge response including response authentication data from the user device, determines an authentication status associated with the authentication request based on a comparison of the response authentication data and the trusted authentication data, and transmits the authentication status to the revenue computing device.