G06Q20/381

SYSTEM AND PLATFORM FOR DEIDENTIFIED AND DECENTRALIZED SOCIAL GAMING VIA THE BLOCKCHAIN

A system, method, device, and platform for performing a gaming utilizing blockchain. A player profile is created in response to information received from a player. Gaming information is received from the player associated with the one or more games. Selections are assigned to the player for the one or more games utilizing player profile and the gaming information. Winners and a host with each of the one or more games of the one or more games are compensated once the one or more games are completed. The player profile, the gaming information, the selections, and the winners are documented utilizing the blockchain.

Methods and systems for smart contracts for security and filtering
11580540 · 2023-02-14 · ·

A blockchain value transfer method including receiving a transfer request, executing a first smart contract function to perform data analytics on the transfer request and a second smart contract function to implement a security response responsive to compliance with a security criterion, and recording a result of execution of the second smart contract function to at least one of a relational database, a non-relational database, and an analytics service.

Fully Collateralized Stablecoins that Pay a Fixed Rate of Interest
20230044461 · 2023-02-09 ·

Methods and apparatus provide improved stablecoins on a blockchain. The stablecoins are collateralized to fiat-based stablecoins that are loaned to borrowers from a lending pool. Loan payments received from the borrowers are divided into a first portion that buys fiat currency that over-collateralizes the stablecoins and a second portion that pays owners of the stablecoins a fixed rate of interest that does not vary over time.

Method and system for filtering transactions using smart contracts and updating filtering smart contracts
11556928 · 2023-01-17 · ·

A method for filtering blockchain value transfer transactions and updating filtering including receiving a transaction request comprising an indication that the transaction request is associated with an update to an existing transaction smart contract, defining an updated transaction smart contract, applying a filter smart contract to the transaction request, and recording to a log an indication that the updated transaction smart contract was made to the existing smart transaction contract, responsive to the applying the filter smart contract.

Automating digital asset transfers based on historical transactions
11556921 · 2023-01-17 · ·

Systems and methods are disclosed for automating digital asset transfers based on historical transactions. In one implementation, a notification corresponding to a first transaction or operation associated with a first entity is received. Based on the notification, a second transaction or operation is initiated with respect to one or more digital tokens. One or more digital tokens are received in response to the second transaction. At least one of the one or more digital tokens, as secured via one or more cryptographic keys, is stored in a wallet associated with the first entity.

Universal payment channels

Systems and methods for transferring value. A method includes posting, by a user device to a blockchain, a deposit transaction comprising a deposit value and conditions and updating, by the user device, a state according to a transaction amount. The method also includes transmitting, by the user device, a state update of the state to a server computer and responsive to transmitting the state update, and receiving, by the user device, a payment complete message comprising a tuple from the server computer. The method also includes verifying, by the user device, the conditions and processing, by the user device, a server deposit transaction on the blockchain in response to verifying.

MULTI-MODAL ROUTING ENGINE AND PROCESSING ARCHITECTURE FOR CURRENCY ORCHESTRATION OF TRANSACTIONS

An integration system for a system of platforms includes an orchestration platform, a blockchain transactional platform, a digital transactional platform, a merchant system, a user trust platform, and one or more user devices connected to each other and a distributed ledger and/or a secondary mesh network via one or more networks. The blockchain transactional platform performs accesses and performs actions on the distributed ledger and/or the secondary mesh network. The digital transactional platform maintains transactional data indicative of an amount of first-domain value correlated to a user. The blockchain transactional platform maintains blockchain transactional data indicative of an amount of second-domain value correlated to the user. The orchestration platform manages data exchange, synthesis, fusion, analysis, and transformation between the components of the system, including for the orchestration of transactions.

CURRENCY CHANGE MANAGEMENT SYSTEM
20230043029 · 2023-02-09 · ·

A network electronic device, method, and computer program product facilitate receiving, via a network interface and a network, transaction information originating from at least one of a merchant electronic system and a consumer electronic device associated with a hard currency transfer from a consumer to a merchant. In response to determining that the hard currency transfer is more than a full transaction amount, a controller of the network electronic device debits a merchant account balance in the digital currency accounting system associated with the merchant to correspond to an excess amount of the hard currency transfer. The controller credits a consumer account balance in the digital currency accounting system associated with the consumer to correspond to the excess amount of the hard currency transfer. The controller communicates an updated balance to at least one of the merchant electronic system and the consumer electronic device to conclude an associated transaction.

MOBILE COMMERCE PLATFORMS AND ASSOCIATED SYSTEMS AND METHODS FOR CONVERTING CONSUMER COINS, CASH, AND/OR OTHER FORMS OF VALUE FOR USE WITH SAME
20180000594 · 2018-01-04 ·

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.

Systems and methods for completing transactions via lockable boxes

A method performed by a processor of a provider computing system includes allowing an account holder at the provider to initiate a transaction with the provider remotely (e.g., via smartphone, online banking, etc.), by submitting a request for a specified transaction to be picked up in a lockbox at a provider's lockbox location. The pickup and completion of the account holder's requested transaction occurs at a lockbox location that has a plurality of lockboxes. The lockbox allows the account holder to access the facility at the account holder's leisure, both in time and location. The lockbox pickup service alleviates the uncertainty, fluctuating time cost, and inconvenient operating hours by allowing the account holder to request transactions with an easy to use interface resulting in a lockbox to be accordingly prepped so that the account holder can provide the proper authentication information and access the lockbox.