Patent classifications
G06Q20/38215
DELEGATED OFF-CHAIN PAYMENTS USING CRYPTOCURRENCIES
A method for securing an interblockchain transaction includes receiving, from a first user application, a registration request including a first permissioned blockchain public key and a first permissionless blockchain public key. The method also includes performing, by the processing circuitry, receiving, from a second user application, a second registration request including a second permissioned blockchain public key and a second permissionless blockchain public key. The permissioned blockchain public keys are valid on the permissioned blockchain and the permissionless blockchain public keys are valid on the permissionless public blockchain. In addition, the method includes receiving, from the first user application, a transaction identification, the transaction identification identifying a first transfer transaction executed on the permissionless public blockchain. The transaction identification identifies the first and second permissionless blockchain public keys.
Transaction-enabled systems and methods for royalty apportionment and stacking
Transaction-enabled systems and methods for royalty apportionment and stacking are disclosed. An example system may include a plurality of royalty generating elements (a royalty stack) each related to a corresponding one or more of a plurality of intellectual property (IP) assets (an aggregate stack of IP). The system may further include a royalty apportionment wrapper to interpret IP licensing terms and apportion royalties to a plurality of owning entities corresponding to the aggregate stack of IP in response to the IP licensing terms and a smart contract wrapper. The smart contract wrapper is configured to access a distributed ledger, interpret an IP description value and IP addition request, to add an IP asset to the aggregate stack of IP, and to adjust the royalty stack.
SYSTEMS AND METHODS FOR COMPLIANCE CHECKS
Systems and methods for performing a compliance check on a proposed transfer of one or more digital assets between a user and a counterparty. In some embodiments, one or more attribute values of the counterparty may be received, the one or more attribute values comprises a first attribute value indicating a status of a distributed ledger address of the counterparty. One or more corresponding attribute attestations may be accessed from a distributed ledger, and may be checked against the one or more attribute values. For instance, it may be checked whether each attribute attestation includes a cryptographic proof of the corresponding attribute value, and/or whether the cryptographic proof is electronically signed by a trusted entity. Additionally, or alternatively, it may be determined, based on the first attribute value indicating the status of the distributed ledger address of the counterparty, whether one or more compliance requirements are triggered.
METHOD AND APPARATUS FOR SUPPORTING TRANSACTIONS OF PRODUCTS
Methods and apparatuses for supporting transactions of products are provided. One of the methods comprises, receiving, by a second terminal, information of a seller that is selling the products, from a first terminal, requesting, by the second terminal, verification of the seller's information from a server, in response to successful verification of the seller's information, acquiring, by the second terminal, a transaction identifier for the products from the server, measuring, by the second terminal, a distance from the first terminal creating, by the second terminal, transaction data including the measured distance and the transaction identifier, requesting, by the second terminal, verification of the transaction data from the server and in response to receiving a message indicating successful verification of the transaction data from the server, performing, by the second terminal, a payment routine for the products.
METHOD AND SYSTEM FOR TRANSACTION OF DIGITAL ASSET
A method for transaction of digital asset is provided, including receiving digital asset transaction request information from a user terminal, verifying, by a blockchain network, the transaction request information, and when the verifying the transaction request information is completed, generating, by the blockchain network, information associated with the digital asset, in which the information associated with the digital asset includes a reputation of the digital asset.
Authorizing a payment with a multi-function transaction card
A multi-function transaction card may include a card body having dimensions that are in accordance with a standard for transaction cards, an output device on the card body, and a secure element within the card body. The multi-function transaction card may pair, via a wireless connection, the multi-function transaction card with a terminal. The multi-function transaction card may receive, from the terminal, information associated with a transaction. The multi-function transaction card may generate, based on the information associated with the transaction, and using a cryptographic key, an authorization request cryptogram (ARQC), wherein the cryptographic key is stored in the secure element. The multi-function transaction card may generate, based on the ARQC, a machine-readable code. The multi-function transaction card may display, using the output device, the machine-readable code.
Transaction-enabling systems and methods for customer notification regarding facility provisioning and allocation of resources
The present disclosure describes transaction-enabling systems and methods. A system can include a facility including a core task including a customer relevant output and a controller. The controller may include a facility description circuit to interpret a plurality of historical facility parameter values and corresponding facility outcome values and a facility prediction circuit to operate an adaptive learning system, wherein the adaptive learning system is configured to train a facility production predictor in response to the historical facility parameter values and the corresponding outcome values. The facility description circuit also interprets a plurality of present state facility parameter values, wherein the trained facility production predictor determines a customer contact indicator in response to the plurality of present state facility parameter values and a customer notification circuit provides a notification to a customer in response.
Systems and methods for activating a transaction card
A method, apparatus, and system of activating and using a contactless card are disclosed. A method includes receiving a transaction card application for a contactless transaction card from an applicant; issuing a contactless transaction card based on the transaction card application, wherein the contactless transaction card comprises a uniform resource locator (URL) embedded thereon; and activating the contactless transaction card in response to receiving information from a contactless communication between the contactless transaction card and a customer device, wherein the contactless communication causes access to a web site associated with the URL.
Creation and validation of a secure list of security certificates
Disclosed is a technique for verifying the validity of security certificates received by a mobile device. The technique can involve diverting a security certificate into a secure environment, such as a payment application, by modifying an import address table (e.g., implementing a “hook”) that is accessed by the security layer of the mobile device. Once diverted, the payment application can create a copy of the security certificate. The copy may be stored in a list of security certificates that is subsequently uploaded to a payment processing system for authentication. In some embodiments, a checksum is generated for the import address table using a cryptographic hash function. The checksum allows the payment application or the payment processing system to determine whether an unauthorized modification of the import address table is present.
Distributed database methods and systems
Data representing ownership of a traditional asset of a first party having a predefined monetary value stored at a first party network node is replicated to a plurality of other party network nodes, including a second party network node, communicably coupled to the first party network node and to one another. Entry of data is received at the first party network node that represents a partition by the first party of the asset of the first party on a non-value axis into at least two non-overlapping assets and a transfer of ownership of one of those two assets to the second party. The data representing the partition of the non-value axis and transfer of ownership of one of the two non-overlapping assets to the second party is replicated to the plurality of other party nodes, including the second party network node.