G06Q30/0227

System and Method for Monitoring Transaction Events

A system and method are provided for monitoring transaction events. The method includes connecting the event processor device with at least one payment services channel and listening for events provided by the at least one payment services channel. The method also includes detecting an event associated with a masked transaction being facilitated by a payment service that masks a payment card number. The method also includes determining from the masked transaction a user identifier associated with the transaction, determining from the user identifier the payment card number, and confirming that the payment card number is linked to the loyalty program with the loyalty partner. When the payment card number is linked to the loyalty program, the method includes sending a message to the loyalty partner to have the loyalty partner execute a loyalty program action associated with the transaction that would have otherwise been masked at the point of sale.

System and Method for Providing Personalized Notifications in Mobile Applications

A system and method are provided for providing personalized notifications in mobile applications. The method includes receiving from an enterprise system, transactional activity data associated with a user of a client device; and receiving from at least one loyalty system, loyalty data associated with loyalty offers eligible to the user of the client device. The method also includes analyzing the activity data and the loyalty data to correlate at least one spending indicator from the activity data with at least one of the eligible loyalty offers and generating a personalized notification based on a correlation determined from the analyzing. The method also includes integrating the personalized notification into a graphical user interface of a mobile application provided by the enterprise system, receiving an indication of the selected loyalty offer, and sending to the corresponding loyalty system, an instruction to execute the selected eligible loyalty offer.

System, method and computer-accessible medium for authentication of rewards information

An exemplary system, method and computer-accessible medium can include receiving information regarding a purchase by a person, receiving financial account information regarding a financial account associated with the person that was used to fund the purchase, generating rewards information associated with the purchase, generating an authentication token(s) based on the financial account information, sending the rewards information and the authentication token(s) over a network, and receiving a confirmation, over the network, that a rewards account associated with the person has been updated.

SYSTEM AND METHOD FOR ON-DEMAND OWNERSHIP MANAGEMENT
20230016956 · 2023-01-19 ·

An on-demand property ownership management system (OMS) and a contractual obligation engine (COE) for facilitating consumer financial and ownership transactions. The OMS includes one or more computer servers configured to coordinate transactions between disparate entities, including at least one consumer and one or more local property management servers (LPMS). An example method for creating and maintaining a consumer profile, includes establishing bidirectional communication between a requesting consumer and the OMS and obtaining preferences concerning property ownership, and a request from the consumer for property ownership. The OMS then searches for matching properties available via the LPMS, and upon consumer selection of a desired property enable a financial transaction and an ownership and occupancy change transaction and record that in the OMS, and provide confirmation to the consumer along with a date and time for the requesting consumer to move into the property.

System and Method for Integrating Loyalty Program Partner Systems with an Enterprise System

A system and method are provided for integrating loyalty program partner systems with an enterprise system. The method includes providing a first application programming interface (API) between a loyalty platform and one or more loyalty partner systems, providing an inbound traffic service to the platform, to receive data from the one or more loyalty partner systems via the first API, providing a second API between the platform and at least one payment system configured to detect transactions, and providing an outbound traffic service from the platform, to communicate with the one or more loyalty partner systems via at least one communication channel. The method also includes configuring a plurality of microservices within the platform and orchestrating the plurality of microservices using data received via the inbound traffic service and/or transaction data detected via the second API to update a corresponding loyalty partner system via the outbound traffic service.

Client Acquisition and Surveying

A method, system and computer program for enabling a loyalty system to be linked to one or more card issuers, cardholders, merchants, and thereby their cardholders. A system operable to create, implement and manage one or more loyalty programs that provide benefits to members of the loyalty programs in connection with transactions between the members and one or more merchants associated with the loyalty system. The method includes registering on the loyalty system one or more card issuers; one or more merchant acquirers associated with the one or more card issuers; a plurality of cardholders as members of the loyalty program. Establishing and applying rules for accrual and processing of benefits from the merchants to cardholders associated with the one or more card issuers in connection with transactions between the cardholders and the merchants with the loyalty system. Defining a rule based survey utility operable to issue surveys to members of the loyalty system on a transaction and non-transaction basis.

SYSTEMS AND METHODS TO PAY WITH POINTS TO DIGITAL MERCHANTS
20220414701 · 2022-12-29 · ·

An intermediary application enables loyalty program members to redeem their loyalty points or miles through purchases with a merchant different from the business entity associated with the member's loyalty program. Members of a loyalty program pay merchants using loyalty points in exchange for goods and services. A virtual credit card is created to complete the purchase from the online merchant. Customer behavior is collected at the SKU level to help a loyalty program get to know their members better and further enhance the customer experience overall.

PRIVACY PRESERVING EXPOSURE AND/OR ATTRIBUTION DETERMINATION BY MOBILE DEVICE
20220405424 · 2022-12-22 ·

For privacy-preserving attribution, the exposure and/or attribution to physical media (e.g., a surface or object) is determined on-board the mobile device. The exposure and/or attribution may be communicated remotely from the mobile device without passing specific locations and/or identifiers of the operator. The attribution information may be used by others without having access to private information, which never leaves the mobile device.

Loyalty coin miner for customized blockchain based customer loyalty program

A system, method, and computer-readable medium are disclosed for management of a distributed ledger technology customer loyalty program, by establishing a distributed ledger technology network of customer and entity nodes. The entity nodes support products and/or services purchased by customers, providing a distributed ledger technology platform accessible by the nodes. Transactions between nodes go through the distributed ledger technology platform. A distributed ledger technology ledger which tracks the transactions. Coins/credits are provided to customers based on their transactions.

PRINTER SYSTEM
20230117726 · 2023-04-20 · ·

A printer system includes: a printer that acquires and transmits, to a management server, identification information for identifying a customer and that also acquires, from the management server, and outputs recommendation information for the customer; and the management server that generates and transmits, to the printer, recommendation information including position information, based on at least one of attribute information or action history information of a customer identified by identification information acquired from the printer.