A method comprising using at least one hardware processor to: generate a que of users willing to respond to queries; receive a query and a required number of responses from an application; and assign from the que a plurality of users to respond to the query, wherein the number of the plurality of users is based on the required number of responses and wherein the users are assigned based on a score that is indicative of a quality determination of prior responses for each of the plurality of users, wherein the score is based at least on positive feedback including investing, wherein investing comprises: displaying a list of all responses of a particular user, receiving a selection of a response from the list, receiving a payment representative of the investment, initiating an investigation; and providing a results of the investigation.

A method comprising using at least one hardware processor to: generate a que of users willing to respond to queries; receive a query and a required number of responses from an application; and assign from the que a plurality of users to respond to the query, wherein the number of the plurality of users is based on the required number of responses and wherein the users are assigned based on a score that is indicative of a quality determination of prior responses for each of the plurality of users, wherein the score is based at least on positive feedback including investing, wherein investing comprises: displaying a list of all responses of a particular user, receiving a selection of a response from the list, receiving a payment representative of the investment, initiating an investigation; and providing a results of the investigation.

A control unit performs: presenting information of each business operator or business that is a candidate for investment to the user; receiving an operation to select at least one business operator or business from the user; performing an analysis on a financial condition of at least one selected business operator or business; and presenting a result of the analysis. The presenting includes creating one graph in which the financial items of the selected business operator or business or the financial items of a combination of the selected business operators or businesses are associated with each other and presenting in the graph the financial items and comparison values of financial items of each of a predetermined sample number of business operators or businesses in a form that enable comparison therebetween on the same screen.

A control unit performs: presenting information of each business operator or business that is a candidate for investment to the user; receiving an operation to select at least one business operator or business from the user; performing an analysis on a financial condition of at least one selected business operator or business; and presenting a result of the analysis. The presenting includes creating one graph in which the financial items of the selected business operator or business or the financial items of a combination of the selected business operators or businesses are associated with each other and presenting in the graph the financial items and comparison values of financial items of each of a predetermined sample number of business operators or businesses in a form that enable comparison therebetween on the same screen.

The SECURE MULTI-SERVER INTEREST RATE BASED INSTRUMENT TRADING SYSTEM AND METHODS OF INCREASING EFFICIENCY THEREOF AND ASSOCIATED INTEREST RATE BASED FINANCIAL INSTRUMENT (“IRFI”) provides efficient, secure instrument transactions. The IRFI provides increased trading system security and efficiency for an interest-rate based instrument exchange utilizing a server-based trading platform. The IRFI receives a user selection of a contract including associated characteristic parameters. The IRFI receives user-selected number of contracts to trade associated with a basis point for the contract. An artificial neural network, including at least one input layer, a hidden layer and an output layer, can determine a risk hedging amount based on the basis point for the contract and the selected number of contracts to cover a risk in an auction. The IRFI receives pricing data associated with an auction system, the pricing data including settlement yield and delivery price and determines a delivery amount for the contract.

A method and system for managing financial risk through the use of postpaid processing during use of wireless services is presented within the scope of the following invention. The present invention uses credit card authorization to pre-reserve credit card funds for wireless services in excess of planned usage. Authorizations eliminate the credit risk associated with overages and payment timing, and also maintain a customer experience identical to postpaid processing. The authorizations are invisible to the customer and no charge is brought to a customer's credit card until the monthly bill is settled. Separating the authorization and settlement stages of retail wireless payment processing allows the branded wireless provider to avoid inherent areas of credit risk during the tenure of a customer's wireless service, while maintaining a familiar customer experience.

A method and system for managing financial risk through the use of postpaid processing during use of wireless services is presented within the scope of the following invention. The present invention uses credit card authorization to pre-reserve credit card funds for wireless services in excess of planned usage. Authorizations eliminate the credit risk associated with overages and payment timing, and also maintain a customer experience identical to postpaid processing. The authorizations are invisible to the customer and no charge is brought to a customer's credit card until the monthly bill is settled. Separating the authorization and settlement stages of retail wireless payment processing allows the branded wireless provider to avoid inherent areas of credit risk during the tenure of a customer's wireless service, while maintaining a familiar customer experience.

Methods and systems are provided for crowdsourced funding via a blockchain system. A token contract, associated with a token issuer, is generated on a blockchain system. Tokens are issued to a plurality of token holders. Each of the plurality of token holders is allowed access to a feedback mechanism associated with the token issuer. A performance of the token issuer in an associated field is monitored to provide at least one performance metric. A dividend is paid to each token holder proportional to a number of tokens held by the token holder after a predetermined amount of time based on the at least one performance metric.

Methods and systems are provided for crowdsourced funding via a blockchain system. A token contract, associated with a token issuer, is generated on a blockchain system. Tokens are issued to a plurality of token holders. Each of the plurality of token holders is allowed access to a feedback mechanism associated with the token issuer. A performance of the token issuer in an associated field is monitored to provide at least one performance metric. A dividend is paid to each token holder proportional to a number of tokens held by the token holder after a predetermined amount of time based on the at least one performance metric.

Methods and systems for transferring information, comprising: transmitting, by a first computing device of the first computing system, a first network function request to a decentralized network, the first network function request including first information; and transmitting, by a second computing device of the second computing system, a second network function request to the decentralized network, the second network function request including second information.