The invention provides a system to physically dispense an item, including tangible items and/or services or features, on-site from a dispenser whereby the item to be dispensed is selected by the system based on user-specific or item-specific information. In an embodiment, the system selects the dispensed item based on both user-specific and item-specific information. In another embodiment the invention comprises a system that activates gaming features in a gaming device based on user-specific information. In another embodiment, the invention comprises a system incorporated into an interactive amusement system to activate features of a playfield based on user-specific information.

Systems and methods for online redemption of gift cards purchased through a secondary market comprises modifying a third-party application operating on a computing device to establish bi-directional communication between the third-party application and a gift card redemption application that operates on the computing device. Inject a code to the third party application to modify the visual presentation of the checkout page within the third party application to obscure gift card details when entered into the third party application to complete the transaction. Identify navigation to a checkout page within the third party application, and identify transaction completion within the third party application. Initiate recording of a transaction at the checkout page. Request payment through the gift card redemption application, access encrypted gift card details with the gift card redemption application. Monitor the third party application for completion of the transaction. Complete recording and store a record of the transaction.

Embodiments of the present invention provide systems, program products, and methods of loading a loan on a pre-paid card. A bank receives authorization from a lender to credit loan proceeds from the lender to an approved borrower on an existing pre-paid card associated with the pre-paid card processor. Next, the bank credits the loan proceeds to the pre-paid card processor for the existing pre-paid card so that the loan proceeds are released to the approved borrower and are immediately available.

A method includes causing a computer of a communication terminal to perform a process including acquiring, in response to receipt of a beacon signal from a vending machine, identification information of the vending machine and type information of drinks in the vending machine from the vending machine; transmitting a user ID of a user of the communication terminal to a first server that securely manages personal information including preference information on drinks of the user; acquiring from the first server, the preference information of the user corresponding to the user ID; acquiring weather information of a current location of the communication terminal; generating, based on the acquired pieces of information, a push notification screen that recommends at least one drink that matches a preference of the user indicated by the preference information in relation to weather indicated by the weather information; and displaying the push notification screen.

A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card issuers and the activation of each transaction card corresponding to the unique identifier of the aggregate irrespective of the number, types, or card issuers of the transaction cards. Additionally, the present invention allows a point of sale entity to initiate the activation of each of the multiple, disparate transaction cards in the aggregate by merely processing the unique identifier associated with the aggregate.

A cigarette vending machine that dispenses a single cigarette at a time. The cigarette vending machine includes a touchscreen that allows a user to select a particular brand of cigarettes. In addition, the vending machine includes a camera and an identification reader so that the user's age can be verified, and so that the user can be verified to be the same person as the identification holder.

A credit card shaped element with a dynamic stripe which may be activated or deactivated, where the stripe is formed by a plurality of coils provided along the curve thereof, where the plurality of coils are activated in a sequential manner, where a plurality of proximity sensing coils are provided in series along the curve thereof, where the plurality of coils are formed by one coil contacted at multiple positions along its length by contact pads and where the signals fed to the coils cause an output of a reader coil to output a signals with a minimum slope or where one signal fed to one track has no peaks when the other signal is close to zero.

Systems and methods are presented for standardizing delivery of products in an online marketplace using one or more locker systems. In some embodiments, a system of lockers is presented. The locker system may be configured to store one or more products sold in an online marketplace. The locker system may also include a processor coupled to the one or more lockers and configured to generate access code information for a buyer to enable access to a locker storing the product. One or more sensors may be coupled to the one or more lockers and configured to examine the product for a level of product quality. A transmitter of the system may be configured to transmit the access code information to the buyer. The system can later accept the access code information inputted from the buyer and open the locker storing the product after receiving the access code information.

Systems and methods are presented for standardizing delivery of products in an online marketplace using one or more locker systems. In some embodiments, a system of lockers is presented. The locker system may be configured to store one or more products sold in an online marketplace. The locker system may also include a processor coupled to the one or more lockers and configured to generate access code information for a buyer to enable access to a locker storing the product. One or more sensors may be coupled to the one or more lockers and configured to examine the product for a level of product quality. A transmitter of the system may be configured to transmit the access code information to the buyer. The system can later accept the access code information inputted from the buyer and open the locker storing the product after receiving the access code information.

The present disclosure relates to a money handling apparatus including: a money storage unit configured to store money; a locking unit configured to limit access to the money storage unit; and a control unit configured to give unlock permission to unlock the locking unit to at least one of a plurality of qualified persons who are qualified to unlock the locking unit, and to perform a process involving change of the qualified person.