Patent classifications
G07F7/125
Video/animated QR codes
Systems/techniques that can facilitate video/animated QR codes are provided. In various aspects, a processor can identify a QR code. In various instances, the processor can decompose the QR code into a static fragment and a plurality of dynamic fragments. The static fragment can be a portion of the QR code that contains sufficient information to facilitate an online transaction, whereas the plurality of dynamic fragments can be a plurality of portions of the QR code that collectively contain sufficient information to facilitate an offline transaction. In various instances, the processor can sequentially render a plurality of frames on an electronic display, where each frame depicts the static fragment and a corresponding one of the plurality of dynamic fragments. Accordingly, a point-of-sale device can facilitate an online transaction by scanning one frame rendered by the processor, and/or can facilitate an offline transaction by scanning all frames rendered by the processor.
Automated teller machines (ATMs) having offline functionality
A device may receive customer data, and store the customer data in a secure memory device of the device. The device may implement a backup mode in which the device utilizes the customer data to authorize requests based on determining that the device lacks a network connection. The device may receive, when the device is in the backup mode, a request for currency that includes authentication information. The device, while in the backup mode, may authorize the request for currency based on comparing the authentication information and the customer data. The device may dispense currency based on a result of comparing the authentication information and the customer data. The device may store transaction data associated with dispensing of the currency to permit the transaction data to be transmitted when the network connection is restored.
System and method for facilitating enhanced offline payment
Embodiments described herein provide a client system for facilitating enhanced offline payment. During operation, the system obtains a location indicator, which indicates the location of a service, from a charging system. The system then generates an offline code that allows access to the service and corresponds to the location indicator. The offline code can be readable by the charging system, and the client system and the charging system can both be offline. Subsequently, the system encodes the historical data associated with the service in a field of the offline code and sends a message comprising the offline code to the charging system.
Augmented reality card activation experience
Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR.
AUGMENTED REALITY CARD ACTIVATION EXPERIENCE
Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR.
AUTOMATED TELLER MACHINES (ATMs) HAVING OFFLINE FUNCTIONALITY
A device may receive customer data, and store the customer data in a secure memory device of the device. The device may implement a backup mode in which the device utilizes the customer data to authorize requests based on determining that the device lacks a network connection. The device may receive, when the device is in the backup mode, a request for currency that includes authentication information. The device, while in the backup mode, may authorize the request for currency based on comparing the authentication information and the customer data. The device may dispense currency based on a result of comparing the authentication information and the customer data. The device may store transaction data associated with dispensing of the currency to permit the transaction data to be transmitted when the network connection is restored.
SYSTEM AND METHOD FOR FACILITATING ENHANCED OFFLINE PAYMENT
Embodiments described herein provide a client system for facilitating enhanced offline payment. During operation, the system obtains a location indicator, which indicates the location of a service, from a charging system. The system then generates an offline code that allows access to the service and corresponds to the location indicator. The offline code can be readable by the charging system, and the client system and the charging system can both be offline. Subsequently, the system encodes the historical data associated with the service in a field of the offline code and sends a message comprising the offline code to the charging system.
Method of authentication, server and electronic identity device
The invention proposes a method of authentication of an electronic identity device (1) presented by an individual, the method being characterized in that it comprises the implementation of steps of: (b) Reception by data processing means (21) of a server (2) of an acquired image of said electronic identity device (1), the image representing at least one personal visual element of the individual and a dynamic verification code that are visible on said electronic identity device (1), said dynamic verification code containing at least one item of reference information representative of an expected appearance of said visual element; (c) Extraction, by analysis of said acquired image by the data processing means (21) of the server (2), of: an item of candidate information representative of the appearance of said visual element as represented in the acquired image; the reference information representative of the expected appearance of said visual element contained in said dynamic verification code as represented in the acquired image; (d) Verification by the data processing means (21) of the server (2) that the extracted candidate information and reference information match. The invention also relates to a server and an electronic identity device for that purpose.
Method and device for end-user verification of an electronic transaction
The present invention provides methods and apparatuses for verifying that a transaction is legitimate. The methods and apparatuses use protected memory space, such as kernel space of an operating system, or a separate memory space, such as is available on a SIM card of a cellular phone. The method of the invention proceeds by creating a transaction identification string (TID) and associating the TID with a transaction. The TID contains data relevant to or associated with the transaction and is typically readable by an end-user. The transaction is then interrupted until a user responds in the affirmative to allow completion of the transaction. Methods and devices used in the invention are particularly well suited to M-commerce, where transactions originating from a device are typically recognized by a merchant as coming from the owner of the device without further authentication.
ELECTRONIC CASH-BASED OFFLINE TRANSACTION METHOD AND SYSTEM
Provided is an electronic cash-based offline transaction method and system. The method includes: receiving, by a back-end server from a smart card, an anti-replay factor generated by the smart card; determining, by the back-end server in accordance with a predetermined algorithm, whether an abnormal transaction occurs on the smart card, generating, by the back-end server when no abnormal transaction occurs, a security information signature by signing security information with a private key of the back-end server, and transmitting, by the back-end server, the security information and the security information signature to the smart card (S2).