A method for implementing user defined policies in a communication network. In one aspect, a policy function (e.g., an online charging system (OCS)) receives a policy information request having a subscription identifier, SID, identifying a subscription where a set of two or more policies are linked to the SID, and one of the policies included in the set of policies is set as an active policy for the subscription, and where each policy is associated with a different user identifier, UID. The policy function determines the policy that is set as the active policy for the subscription identified by the SID included in the policy information request. Using the determined UID, the policy function obtains and transmits the active policy.

A method for implementing user defined policies in a communication network. In one aspect, a policy function (e.g., an online charging system (OCS)) receives a policy information request having a subscription identifier, SID, identifying a subscription where a set of two or more policies are linked to the SID, and one of the policies included in the set of policies is set as an active policy for the subscription, and where each policy is associated with a different user identifier, UID. The policy function determines the policy that is set as the active policy for the subscription identified by the SID included in the policy information request. Using the determined UID, the policy function obtains and transmits the active policy.

Methods, systems, and computer readable media for selecting and delivering an electronic value certificate to a mobile device are disclosed. According to one aspect, the method includes utilizing a certificate selection device to generate electronic certificate selection information and providing the electronic certificate selection information and associated recipient data to a merchant server. From the merchant server, electronic value certificate data derived from the certificate selection information is received. The method also includes establishing a communications link with a mobile device corresponding to the recipient data. The electronic value certificate data is provisioned on the mobile device over the communications link via over the air (OTA) communications.