Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

A method for operating a mobile device includes, in response to receiving a swipe gesture via a user interface of the mobile device, displaying a balance of a prepaid wireless service account on a display of the mobile device. The balance may be displayed in a currency such as monetary currency or a proprietary currency such as minutes or credits provided by a wireless service provider. The method may also include displaying an expiration time to identify a time remaining until the balance expires. The method may also include generating a balance request including a request for the balance of the prepaid wireless service account from a prepaid billing system in response to receiving the swipe gesture, transmitting the balance request to the prepaid billing system, and receiving the balance in response to the balance request.

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

A method of communication comprising the steps of: requesting at least one service having a plurality of parts; determining if said at least one service can be provided taking into account credit information relating to a user; and if not providing only one or some of said plurality of parts of said at least one service.

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the users authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

A method for operating a mobile device includes, in response to receiving a swipe gesture via a user interface of the mobile device, displaying a balance of a prepaid wireless service account on a display of the mobile device. The balance may be displayed in a currency such as monetary currency or a proprietary currency such as minutes or credits provided by a wireless service provider. The method may also include displaying an expiration time to identify a time remaining until the balance expires. The method may also include generating a balance request including a request for the balance of the prepaid wireless service account from a prepaid billing system in response to receiving the swipe gesture, transmitting the balance request to the prepaid billing system, and receiving the balance in response to the balance request.