A system and method for evaluating an insurance applicant as part of an underwriting process to determine one or more appropriate terms of life or other insurance coverage, such as premiums. A processing element employing a neural network is trained to correlate aspects of appearance and/or voice with personal and/or health-related characteristic. A database of images and/or voice recordings of individuals with known personal and/or health-related characteristics is provided for this purpose. The processing element is then provided with an image and/or voice recording of the insurance applicant. The image may be an otherwise non-diagnostic image, such as an ordinary “selfie.” The trained processing element analyzes the image of the insurance applicant, with their permission or affirmative consent, to determine the personal and/or health-related characteristic for the insurance applicant, and then, based upon that analysis, facilitates the underwriting process and/or suggests the one or more appropriate terms of insurance coverage.

Disclosed embodiments include an energy directing device having one or more energy relay elements configured to direct energy from one or more energy locations through the device. In an embodiment, surfaces of the one or more energy relay elements may form a singular seamless energy surface where a separation between adjacent energy relay element surfaces is less than a minimum perceptible contour. In disclosed embodiments, energy is produced at energy locations having an active energy surface and a mechanical envelope. In an embodiment, the energy directing device is configured to relay energy from the energy locations through the singular seamless energy surface while minimizing separation between energy locations due to their mechanical envelope. In embodiments, the energy relay elements may comprise energy relays utilizing transverse Anderson localization phenomena.

A system for operating an electrokinetic device includes a support configured to hold and operatively couple with the electrokinetic device, an integrated electrical signal generation subsystem configured to apply a biasing voltage across a pair of electrodes in the electrokinetic device, and a light modulating subsystem configured to emit structured light onto the electrokinetic device. The system can further include a thermally controlled flow controller, and/or be configured to measure impedance across the electrokinetic device. The system can be a light microscope, including an optical train. The system can further include a light pipe, which can be part of the light modulating system, and which can be configured to supply light of substantially uniform intensity to the light modulating system or directly to the optical train.

A waveguide illuminator includes adjacent linear and slab waveguide areas. An input light beam is guided in a linear waveguide, is split into a plurality of sub-beams to propagate in individual linear waveguides to a slab waveguide area and form an output light beam in the slab waveguide area. An array of out-couplers is disposed in the slab waveguide area. The array of out-couplers out-couples portions of the output light beam forms an array of out-coupled beam portions for illuminating a display panel. Locations of the array of out-couplers are coordinated with locations of individual pixels of the display panel, thereby improving efficiency of light utilization by the display panel.

An illumination system includes a light source, a wavelength conversion element and a light guide column. The light source provides an excitation beam. The wavelength conversion element has a wavelength conversion portion for converting the excitation beam into a converted beam. The light guide column is disposed between the light source and the wavelength conversion element and located on a transmission path of the excitation beam. The light guide column has a first end, a second end opposite to the first end, a third end and a fourth end opposite to the third end. The third and fourth ends respectively face the light source and the wavelength conversion element. The third end receives the excitation beam. The excitation beam exits the first or fourth end, and the converted beam enters the light guide column through the fourth end and exits the first end. A projection device is also provided.

A waveguide illuminator includes an input waveguide, a waveguide splitter coupled to the input waveguide, and a waveguide array coupled to the waveguide splitter. The waveguide array includes an array of out-coupling gratings that out-couple portions of the split light beam to form an array of out-coupled beam portions for illuminating a display panel. The out-coupling gratings may be apodized to reduce light scattering by the gratings. Additionally, gaps between the out-coupling gratings along the waveguides may be filled by gap gratings and/or etched grooves running parallel to the waveguides.

A waveguide illuminator for illuminating a display panel includes an input waveguide, a waveguide splitter coupled to the input waveguide, and a waveguide array coupled to the waveguide splitter. The waveguide array includes an array of out-couplers out-coupling portions of the split light beam to form an array of out-coupled beam portions for illuminating a display panel. The out-coupled beam portions undergo optical interference and form a Talbot pattern of illumination correlated with pixel array of the display panel, enabling an optical throughput increase by centering individual Talbot peaks on the display panel pixels.

A light source module includes a solid-state light emitter, a reflective mirror, a light integration box, and a light sensor. The solid-state light emitter is configured to emit light. The reflective mirror is configured to turn a first part of the light and allow a second part of the light to pass. The light integration box is disposed in a path of the second part of the light and has an entrance. The second part of the light passes through the entrance to enter into the light integration box and is uniformly mixed in the light integration box. The light sensor is disposed on the light integration box to receive the second part of the light.

A waveguide illuminator for illuminating a display panel includes an input waveguide, a waveguide splitter coupled to the input waveguide, and a waveguide array coupled to the waveguide splitter. The waveguide array includes an array of out-couplers out-coupling portions of the split light beam to form an array of out-coupled beam portions for illuminating a display panel. The out-coupled beam portions undergo optical interference and form a Talbot pattern of illumination correlated with pixel array of the display panel, enabling an optical throughput increase by centering individual Talbot peaks on the display panel pixels.

A waveguide illuminator includes an input waveguide, a waveguide splitter coupled to the input waveguide, and a waveguide array coupled to the waveguide splitter. The waveguide array includes an array of out-couplers out-coupling portions of the split light beam to form an array of out-coupled beam portions for illuminating a display panel. Locations of the array of out-couplers are coordinated with locations of individual pixels of the display panel, causing each light beam portion to propagate through a corresponding pixel of the display panel, thereby improving efficiency of light utilization by the display panel.