Systems and methods for using an information wallet system to deliver a gift and receive, redeem, or re-gift the gift are disclosed. The information wallet system's storage is securely maintained by a financial institution computing system (i.e. a bank) and receives and holds purchase transaction information. Purchase information transaction may be received from a user computing device or an entity computing system, such as a merchant computing system. In one embodiment, a user may purchase a gift through an online website or at a brick and mortar location and direct the gift to be deposited into the information wallet storage of a recipient. A recipient may then continue to hold the gift, redeem the gift, or re-gift the gift to another party.

A method of distributing media content using mobile communication devices including providing media access cards which promote selected media content to users of such devices whereby a user may access a web server associated with the media access cards and download application software enabling access to selected media content via a mobile device, the media access cards including a machine readable identification number code that identifies media content associated with the card whereby the application software facilitates reading and transmitting the code to a web server via the mobile device, receiving the identification number with the web server and using the identification number to locate a table value in a database wherein a plurality of media access cards identification numbers are associated with a media content table value, using the table value to identify media codes associated with the selected content server which transmits media to the mobile device.

A transaction system and process includes providing financial transactions based on a single card. The transaction system and process further including providing prepaid wireless service based on the single card and providing long-distance service based on the single card.

A computer-implemented method is disclosed. The method includes: receiving, via a computing device of a token sender entity, a request to distribute value storage tokens in bulk to a plurality of intended recipient entities, the request identifying supported token providers for associating with the value storage tokens; presenting, via computing devices associated with the plurality of intended recipient entities, a prompt for selection of one of the supported token providers of the set; receiving, from the plurality of intended recipient entities, indications of respective selections of a supported token provider; responsive to receiving the indications, for each intended recipient entity: identifying an API associated with the selected supported token provider; and generating calls to the API for requesting to obtain a digital representation of a value storage token associated with the selected supported token provider; and receiving digital representations of the value storage tokens associated with the request.

A computer system can receive position information indicating a current location of a user of the network transaction service from a computing device of the user, and generate map content for display on the computing device of the user based on the position information. The map content can indicate locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service. The system can receive a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants. The system then executes a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request.

In embodiments, a tokenization platform that facilitates token-based presales is disclosed. In embodiments, the system includes a token generation system that generates a digital token that is cryptographically linked to virtual representations of an item that is not yet in existence, wherein the token is redeemable for fulfillment of the item after the item comes into existence. The system also includes a marketplace that allows a user to purchase the item before it comes into existence and initiates assignment of the digital token corresponding to the item to an account of the user in response to the user transacting for the item. The system also includes a redemption system that receives a redemption request from the user and, in response to validating that the redeeming user owns the token and the item is in existence, triggers a fulfillment workflow that facilitates fulfillment of the item to the user.

The present invention is an apparatus for the money transactions required in the selling of merchandise or media content on the Internet and uses at least one in-person contact with the buyer. A predefined transaction originating at a real place of business authorizes access to web content or merchandise from a place off the web. Purchasers (end-users) must physically go to a retail location to choose the Internet media or merchandise shopping cart they wish to acquire where age can be verified if necessary and payment can be made with or without a credit card. Content security using a non-audible or invisible code signal sequence(s) can provide traceability as well as absolute anonymity for the purchaser. This apparatus can be used to conduct transactions off the web so that business can be done on the web.

A fuel authorization system enables data to be exchanged between vehicles and a gated facility, to verify that the vehicle is authorized to enter the facility. The gated facility is equipped with a camera and a short-range radio (RF) component. Participating vehicles are equipped with fuel authorization component including a RF component that can establish a data link with the gated facility's RF unit. When the camera senses a vehicle in the fuel lane, an RF query is sent to the vehicle. Participating vehicles respond with an action perceivable by the camera. An RF data link is then established between the enrolled vehicle and the gated facility to verify that the vehicle is authorized to receive fuel. Once the verification is complete, the fuel dispenser is enabled.

The present disclosure relates to a mobile phone prepaid card service system, a clone card storage device thereof, and a service method. The prepaid card service system according to the present disclosure comprises: a prepaid card company server for issuing a mobile phone prepaid card, which can be used for the amount of money added thereto; and a prepaid card wallet application stored in a storage space of a terminal of a user using the mobile phone prepaid card and executed thereon, and storing the mobile phone prepaid card, wherein the mobile phone prepaid card comprises a default card connected to a user account stored in the prepaid card company server, and at least one option card, which is distinct from the default card and has at least one additional function.

A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card issuers and the activation of each transaction card corresponding to the unique identifier of the aggregate irrespective of the number, types, or card issuers of the transaction cards. Additionally, the present invention allows a point of sale entity to initiate the activation of each of the multiple, disparate transaction cards in the aggregate by merely processing the unique identifier associated with the aggregate.