A device and a method for detecting a fraudulent financial transaction in an in-vehicle payment may include a processor that detects the fraudulent financial transaction in the in-vehicle payment based on at least one of a vehicle location, the number of vehicle occupants, a state of a communication network, a vehicle speed, whether a fingerprint authentication module is mounted, a state of a battery, a user account, and/or information on the in-vehicle payment when the in-vehicle payment is requested from a vehicle providing an in-vehicle payment function. An effect of strengthening security of the in-vehicle payment by detecting the fraudulent financial transaction in the in-vehicle payment may be provided.

A vehicle theft-prevention system can include a plurality of sensors configured to sense measurements proximate to a vehicle and a body configured to secure to a window of the vehicle. The body can include a wireless transceiver and at least one computing device coupled to the plurality of sensors and the wireless transceiver. The at least one computing device can be configured to receive, via the wireless transceiver, an indication to enter an armed mode from an unarmed mode. The at least one computing device can be configured to, in response to the indication, transition to the armed mode, wherein transitioning to the armed mode comprises setting a configuration of at least one property of a subset of the plurality of sensors.

The disclosed technology relates to Spend Limit Systems for gas-station refuel transactions. An exemplary system may receive vehicle information identifying a customer's vehicle and identify associated vehicle characteristics (e.g., gas tank size). The system may identify a known gas-station transaction geographic region for the customer. When the customer (or a fraudster) attempts to purchase gas, the system may receive a transaction request and, in response, set a single transaction limit sufficient to fill the gas tank size with gas and an associated spend limit. The system may also determine whether the merchant location falls within the known gas-station transaction geographic region. When it does, the system may approve the transaction request up to the spend limit. Otherwise, the system may perform one or more fraud prevention actions to authenticate the customer and either approve or deny the transaction request up to the spend limit and/or selectively perform fraud mitigation action(s).

Systems, methods, articles of manufacture, and computer-readable media. A communications interface may receive an indication that a server preauthorized a transaction. The communications interface may receive, from a point of sale device, an indication to pay for the transaction. The contactless card may determine, based on rules stored in the memory, that the location of the mobile device is within one or more locations the contactless card is permitted for use. The contactless card may generate transaction data comprising: indications of an account number and an expiration date of the contactless card, and the indication of the preauthorization. The contactless card may transmit the transaction data to the POS device as payment for the transaction. The server may authorize payment for the transaction using at least a portion of the transaction data based at least in part on identifying the indication of the preauthorization in the transaction data.

A natural-language voice chatbot engages a consumer in a voice dialogue. The consumer can perform voice queries for specific items and/or specific establishments for placing a pre-staged order with the chatbot. Once the consumer selects options with a specific establishment, a pre-staged order is provided to the corresponding establishment on behalf of the user. Location data for a consumer-operated device is monitored and when it is determined that the consumer will arrive at the establishment within a time period required by the establishment to prepare the pre-staged order, a message is sent to the establishment to begin preparing the pre-staged order. When the location data indicates that the consumer has arrived at the establishment, a second message is sent to the establishment informing the establishment that the consumer has arrived to pick up the fulfilled order.

Electronic transfers of value may be secured via verification of locations of parties, and/or progressive trust building, while maintaining privacy of sensitive personal information of parties via separate communications by parties with a payment network server. Locations may be fixed geolocations, proximities, and/or positions relative to markers/beacons that are in motion. Transfers may be made from party to party, party to place and place to party, and/or party to a virtual point-of-sale at a place. Transferred items may be electronic funds in fiat and/or crypto currencies, Non-Fungible Tokens (NFTs)/data associated NFTs, electronic data, and/or securities/financial instruments, for example. Transactions may be multiparty and may comprise multiple exchanges of value.

A gaming system is provided. The gaming system allows users to access applications via gaming communication devices coupled to a communication network. At least a portion of the network may be wireless. The gaming applications include gambling, financial, entertainment service, and other types of transactions. The system may include a user location determination feature to prevent users from conducting transactions from unauthorized areas. The system may include an alerts feature operable to generate alert to users based on any or a combination of time information, location information, financial information, user profile information, and other types of information.

Aspects of the disclosure relate to voiceprint tracking and anomaly detection. A computing platform may detect voice information from a call management system. The computing platform may establish voiceprints for employees and clients of an enterprise. The computing platform may detect a call between an employee and a caller attempting to access a client account. The computing platform may identify a first voiceprint corresponding to the employee and a second voiceprint corresponding to the caller. The computing platform may compare the second voiceprint to a known voiceprint corresponding to the client. Based on the comparison of the second voiceprint to the known voiceprint, the computing platform may determine that the second voiceprint does not match the known voiceprint. The computing platform may identify that the second voiceprint corresponds to another employee of the enterprise, and may send a security notification indicating potential unauthorized account access to an enterprise computing device.

A system for verifying a user device for authorizing access to a wagering portal comprising: a server system comprising at least one server, at least one database, and at least one user device; a plurality of operable rules populated on said server system wherein said operable rules are met by actions performed by scanning by the user device one or more tags positioned within a geofence within a venue; verifying an identification card or another verification data confirm age of the user; verifying a location by determining whether the scan by the user device of the first tag was within a geofence corresponding to the venue; and upon verifying the age and a location, redirecting the user device from a server, a URL, or a Web app to a wagering portal.

In certain embodiments, location-based activation of card identifiers may be facilitated. In some embodiments, an electrophoretic display card may store a set of location-specific card identifiers, where each card identifier of the set is associated with (i) an account of a user and (ii) creation location information indicating a device location of the user at a creation time of the card identifier. In response to being powered by a user device, the card may initiate wireless communication with the user device. The card may determine a device location of the user device, select a card identifier from the set of card identifiers that matches the device location, and switch a state of the card identifier to an active state to enable transaction processing for the card identifier. In some embodiments, the card may cause the active card identifier to be presented on an electrophoretic display of the card.