A computerized information apparatus useful for providing information to a user via a display. In one embodiment, the apparatus comprises a processor apparatus, and first wireless interface, radio frequency apparatus, and at least one computer program configured to run on the processor apparatus, the at least one program being configured to enable functions within a transport device including remote control of environment functions (e.g., HVAC, lighting, imagery capture) based on authentication of a user carrying a portable radio frequency device.

Determining business objects is disclosed, including: receiving an access request from a client device; determining a set of relevant business objects based at least in part on information included in the access request; determining a location associated with the client device; determining temperature information associated with the location; and selecting at least a subset of business objects from the set of relevant business objects based at least in part on the temperature information.

A computerized information apparatus useful for providing information to a user via a display. In one embodiment, the apparatus comprises a processor apparatus, and speech input apparatus, touch screen input and display apparatus, and at least one computer program configured to run on the processor apparatus, the at least one program being configured to provide a user with contextually relevant content without an affirmative request for such content, but rather based on context divined from one or more free form words spoken by the user, whether while searching for information or otherwise. In one variant, the context determination is performed by a remote networked server after having been provided digitized speech samples via wireless interface. In another variant, the context is determined based on soft function key inputs from the user while requesting information. A virtual database structure enabling rapid context determination is also disclosed.

A wireless device is enabled to provide offers. The wireless device receives card data for a financial account card and stores the card data in a memory associated with the wireless device. Responsive to using the card data in a transaction at a first merchant location, the wireless device receives transaction line-item data from a computing system associated with the first merchant location. The wireless device determines merchant information for a second merchant location and determines an offer associated with the second merchant location based on the line-item data and the merchant information for the second merchant. The wireless device presents the offer when the wireless device is near the second merchant location.

A computerized information and display apparatus useful for providing information to a user via a display. In one embodiment, the apparatus comprises a processor apparatus, touch screen input and display device, and speech input apparatus, and at least one computer program configured to run on the processor apparatus, the at least one program being configured to enable an user to intuitively operate the apparatus to rapidly converge on a desired organization or entity which they wish to locate, via speech input of only a name or a part of a name. The information and display apparatus is particularly useful in time-pressured mobile transport vehicle environments, and when the user is unfamiliar with the operation of the apparatus.

A method for selecting audience messages for an event based on audience analytics. A content management computing device determines a set of geographical regions viewing rights for an event were purchased, and in what quantity based on a first set of transaction data. The content management computing then receives a second set of transaction data associated with a set of consumers and generates one or more microsegment data sets based on the second set of transaction data. The microsegments are subdivided based on at least the set of geographical regions. The content management computing device then generates an audience profile based on the microsegment data sets. The content management computing device then receives a plurality of audience messages for the event, and selects one or more audience messages from the plurality of audience messages based on the audience profile.

A wireless device is enabled to provide offers. The wireless device receives card data for a financial account card and stores the card data in a memory associated with the wireless device. Responsive to using the card data in a transaction at a first merchant location, the wireless device receives transaction line-item data from a computing system associated with the first merchant location. The wireless device determines merchant information for a second merchant location and determines an offer associated with the second merchant location based on the line-item data and the merchant information for the second merchant. The wireless device presents the offer when the wireless device is near the second merchant location.

A transaction account provider may obtain transaction information from consumer transactions and information from a consumer browsing a transaction account provider website, collectively first-party data. A web server may obtain second-party data from a consumer's use of a merchant website. Additional third-party data may be purchased from a third-party data source. An ad server may use the first-party data, the second-party data, and the third-party data to select a relevant personalized banner ad to be displayed to the consumer.

A method for use in advertising includes initiating playing of interactive content, suspending playing of the interactive content, displaying an advertisement, and resuming playing of the interactive content. A computer program product includes a medium embodying a computer program for causing a computer to perform these operations, and a system for use in advertising includes a display and a processing system configured to perform these operations.

The presentation of advertisements to a user on a mobile communications device is disclosed. A first external input corresponding to a triggering of an advertisement delivery is received on a first input modality. An advertisement overlay is displayed in a graphical user interface in response to receiving the external input. Advertisement invocation instructions are displayed within the advertisement overlay. A second external input is received on a second input modality different from the first input modality. The second external input is translated to a set of quantified values. An advertisement is then displayed within the advertisement overlay in response to a substantial match between the set of quantified values translated from the received second external input to the set of predefined values corresponding to the advertisement invocation instructions.