Patent classifications
G06Q30/0268
CONTAINER, SETTLEMENT APPARATUS, AND SHOP SYSTEM
A container includes: a touch screen configured to display a first area and a second area, the first area including an image regarding a commodity advertisement, the second area including an operation unit configured to receive a manipulation by a user; and a transmission circuitry configured to transmit a purchase request when the operation unit displayed on the touch screen receives the manipulation, the purchase request including a first identification for the container and a second identification for a commodity displayed on the first area of the touch screen.
Remote transaction processing at a server with authentication after a product list
A method and system for conducting an online payment transaction through a mobile device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; processing the transaction, and sending a digital artifact to the mobile device.
Remote transaction processing at a server with authentication before a product list
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
SYSTEMS AND METHODS FOR PROVIDING OFFERS USING A MOBILE DEVICE
A wireless device is enabled to provide offers. The wireless device receives card data for a financial account card and stores the card data in a memory associated with the wireless device. Responsive to using the card data in a transaction at a first merchant location, the wireless device receives transaction line-item data from a computing system associated with the first merchant location. The wireless device determines merchant information for a second merchant location and determines an offer associated with the second merchant location based on the line-item data and the merchant information for the second merchant. The wireless device presents the offer when the wireless device is near the second merchant location.
Mobile banking transactions at a server with authentication
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
Content distribution system
A networked computer system distributes content that is to be added to receipts by receipt issuing devices. The system includes a central server, first and second store servers communicating with the central server over a first network, first receipt issuing devices communicating with the first store server over a first local network, and second receipt issuing devices communicating with the second store server over a second local network. A first control plane is implemented in the central server to control whether or not the content is to be distributed to the first store server and whether or not the content is to be distributed to the second store server. A second control plane is implemented in the first and second store servers to control whether or not the content is to be distributed to the first and second receipt issuing devices, respectively.
Merchant alerts incorporating receipt data
One embodiment of the invention is directed to a system comprising a server and a consumer device in operative communication with the server. The server comprises a processor and a computer readable medium coupled to the processor. The computer readable medium comprises computer readable program code embodied therein. The computer readable program code is adapted to be executed by the processor to receive an authorization request message for a transaction conducted by a consumer with a merchant, send the authorization request message to an issuer, modify an authorization response message to include receipt preference data, and send the authorization response message comprising the receipt data to the merchant, wherein the merchant generates a receipt for the consumer according to the receipt preference data.
DETERMINING PRICING INFORMATION FROM MERCHANT DATA
A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.
Security features for offline transactions
Techniques and arrangements for providing payment protection to merchants who utilize point-of-sale (POS) devices that are configured to conduct transactions in both online and offline modes. In an offline mode, a POS device of a merchant stores information regarding a payment instrument used in a transaction between the merchant and a customer, for later sending of the information to a payment service for authorization of the payment instrument when the POS device is in the online mode. The described techniques protect the merchant in a situation where a payment instrument used in an offline transaction is later declined, by providing payment to the merchant for at least a portion of the cost associated with the transaction.
Systems and methods for advertising on remote locations
Systems and methods for delivering digital content from a central location to one or more remote locations while advertising at the remote locations are described. The systems contain a centrally-located device where the digital content is stored, a remotely-located device for delivering the digital content to an end user, and means for semi-dynamically transferring the digital content from the central location to the remote location. At the remote location(s), the digital content may be previewed, viewed, or purchased by the end user. Both electronic and physical advertisements may be displayed according to demographic data collected from users, browsing activities, and the like. Security information may be delivered along with the digital content to reduce or eliminate unauthorized duplication or distribution of the digital content.